in this episode I respond to a question around saving in or using your home loan 

This weeks book is the Personal MBA by Josh Kaufman

I really enjoy this book and only read 10 pages at a time.

Here below is a useful summary I found on: https://readingraphics.com/book-summary-the-personal-mba/#:~:text=Kaufman%20explains%20several%20key%20financial,time%20value%20of%20money%20etc.


Value Creation

This is about assessing the attractiveness of markets (e.g. using the 10 Market Evaluation Questions), understanding what people want and how they evaluate value (e.g. knowing the 4 core human drives, and 12 forms of economic value), how to translate an idea into a viable offer (e.g. testing critical assumptions, creating prototypes and a minimum viable offer, and improving using “iteration cycles”).

Marketing

To get your prospects’ limited attention, you need to present your offer in a way that connects it with an existing desire. This aspect of business is about framing your offer, triggering prospects’ interest (e.g. through visuals, hooks, free gifts) and sustaining it, and focusing your limited resources in the right areas (e.g. the most-profitable customers).

Sales

A transaction is essentially an exchange of value. This part of business involves knowing how to build mutual trust and common ground, setting the right prices, structuring the right proposals and fallback options, and addressing barriers to purchase.

Value Delivery

Happy customers are more likely to buy again and refer you to others. This aspect of business is about increasing satisfaction, and mapping out your value-stream so you can identify ways to improve your throughput, duplicate and multiply your value delivery.

Finance

Finance is about knowing how the money flows in and out of a business, so you can decide how to allocate it, and assess if it’s producing the desired results. Kaufman explains several key financial concepts, including what it means to achieve sufficiency, how to increase profits, how to look at Customer Lifetime Value (CLV), ways to finance your business, understanding opportunity costs/ sunk costs/ time value of money etc.

This weeks book is "how to invest like warren buffet" by Alec Hogg

We get to sit down with Asanda Vani - an absolute star. She is of course our Coco the Money Bunny. The little bunny who goes on adventures to learn all things money. to purchase the books please follow this link https://financial-fitness-bunnies.myshopify.com or find them on amazon https://www.amazon.com/Coco-Wants-New-Sneakers-Saving-ebook/dp/B0CDNH5M8X/?_encoding=UTF8&pd_rd_w=uunfo&content-id=amzn1.sym.952cfb50-b01e-485f-be6e-00434541418b%3Aamzn1.symc.e5c80209-769f-4ade-a325-2eaec14b8e0e&pf_rd_p=952cfb50-b01e-485f-be6e-00434541418b&pf_rd_r=E9WSGAD99H7X0GVHQJ5J&pd_rd_wg=oyYUC&pd_rd_r=b4dc522f-5725-4992-8c94-d6531ab3e712&ref_=pd_gw_ci_mcx_mr_hp_atf_m

In the following episode we read: What They Don't Teach You About Money: Seven Habits to Unlock Financial Independence (Paperback) Debunking key money myths and imbuing readers with more financial confidence, Barrett's witty and accessible guide covers everything from the true meaning of credit to the allure of get-rich-quick schemes

in the following podcast episode we read Lourens Boel's book Financial Freedom through property - a step by step guide to wealth creation.

we also look at property buying tips foe first time home buyers

in todays episode of Yes Money does matter we read "How to be debt free: a simple plan for paying off debt: car loans, student loan repayment, credit card debt, mortgages and more" by Avery Breyer and we then talk about selling your car 

This weeks book is called Impact Investing by Anthony Levine and Jade Emerson
 A transformative power of impact investing.  The book explains how impact investing can be a positive disruptive force. It shows how impact investing is a transformational vehicle for delivering "blended value" throughout the investment spectrum, giving a single name to a set of activities previously siloed in enclaves, revealing how they are linked within what is becoming a new field of investing.

This weeks book is the Millionaire next door by Thomas J Stanley and William D Danko. "The Millionaire Next Door is about the reality of how people accumulate extraordinary wealth. The authors conducted studies that found typical millionaires are not flashy consumers. Instead, they tend to be business owners who work hard, save money, and live middle-class lifestyles like you and me" www.growth.me