YouTube Link:

https://youtu.be/n4OhXoZFy4Y

Hello Friends! In today’s video I discuss a concept that many of us desperately need help with, how to find your Purpose. The video definitely helps you get started and points you in the right direction.

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-----Contents of this video-----------------------------------

0:00 - Intro

0:34 - Ikigai Introduction

0:49 - Bonus Teaser

1:12 - Ikigai - Detailed Explanation

2:16 - What do you love?

2:47 - My example for “What do you love”

3:26 - What the world needs?

3:54 - My example for “What the world needs”

4:29 - What you are good at?

4:54 - My example for “What you are good at”

5:22 - What can you be paid for?

5:45 - My example for “What can you be paid for”

6:11 - My Ikigai Summary

6:44 - My Mission Statement

7:01 - Bonus

8:00 - Suggestion

8:09 - Final Call

Do you struggle to find out what you are put on this earth to do? What Your calling is, what your purpose is, what your Why is? You have come to the right place as I will present a tool that has helped me and many others find the Why.

Use the tool called IkiGai to get pointed in the right direction. I am sharing what it is, and my example. 

What is it? Ikigai Japanese - Translated, the word ikigai means "a reason to live," or more specifically, "the reason to get up in the morning." something that gives a person a sense of purpose! 

1. What you love
2. What the world needs
3. What you are good at
4. What you can get paid for

The point that intersects all 4 circles is called IkiGai. It is seen by the Japanese as the source of value or what makes one's life truly worthwhile.

For each question, I suggest you dedicate some quiet/uninterrupted time to ask the questions and then let your mind wander, pick up a pen and paper or digitally start typing whatever comes to you. Whenever you feel that your brain gets in the way, stop it and allow yourself to get back into the flow.

I suggest doing this at least once every year. Do it once and then each year update it.

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link:

https://youtu.be/yTW--0Eii0o

Here I show you how to accumulate a lot of money by doing this one trick. Most of us refuse to do it since we are not aware of its potential. When done early, this will make you rich faster.
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-----Contents of this video-----------------------------------
0:00 - Start Investing Today
0:34 - Results of Investing $568/Month for 10, 20, 30, 40, 45 years
1:25 - Big Reveal
1:38 - Average car payment in the U.S. = 568/month in mid-2020
2:15 - It will make you rich faster
2:45 -  Results of Investing $568/Month for 10, 20, 30, 40, 45 years with a slight twist
4:59 - My Suggestion
5:26 - Conclusion/Summary 
5:43 - Inflation
6:15 - Thank you For Visiting, For Subscribing, For Liking My Video
6:41 - Until Next Time
 
Let’s Say you start investing from the age of 20 - $568/ month assuming a rate of return of 10% per year by the age of 10, 20, 30, 40, 45. This is when you will be 65.
10 years - $116K
20 years - $431K
30 years - $1.3M
40 years - $3.6M
45 years - $6M

The reason I am talking about $568/month is because the average car payment in the U.S. as of mid 2020 was $568 a month for a new car.
The sad news is that it only goes up every single year. Over 5 years it went up cum~ 18%. For example in 2015 it was ~ $480ave / month.

What I am suggesting here is to turn the car pmt into a monthly investment.
 
Now let's look at the numbers presented earlier, but now it will be more interesting. We will assume we invest for a period of time (10, 20, 30, 40) and then let stop contributing, but still keep the money invested at the same 10% assumption for a total of 45 year from the time we initially started. 

Stop contribution after 10 years (age of 30) - $116K;  after 45 years = $3.8M
Stop contribution after 20 years (age of 40) - $431K; after 45 years  = $5.2M
Stop contribution after 30 years (age of 50) - $1.3M; after 45 years  = $5.8M
Stop contribution after 40 years (age of 60)- $3.6M;  after 45 years  = $5.9M
Invest for the entire 45 years = $6M

My suggestion is to never stop investing, even if it is a small amount, I would still keep investing. 
But, let’s say you do want to stop investing one day, that I would suggest making the sacrifice for at least the 1st 10 years and then go buy that fancy car that you always wanted. If you want to make it 15 years even better.

Lesson here is the earlier you start investing the better chance your money has to turn into millions or even more down the road. All you have to do is delay that new shiny car purchase by a few years.

Yes, inflation has an effect, indeed the same money today will probably be worth less, but 116K will definitely not gonna be worth $3.8M in 35 years, it will be much less than that.
 
My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what was the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)
You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK
 
*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link:

https://youtu.be/0BLcXmy856w

Are you new to investing in the stock market? In today’s video, I am presenting one way to start investing in 2022 in the stock market with no money at all to begin with.

Link to Acorns: https://share.acorns.com/vlaiovu

🔔 Subscribe for more tips just like this: https://www.youtube.com/channel/UCcja7IBZ2VZVsCdmGDjZiRw?sub_confirmation=1

 -----Contents of this video-----------------------------------

0:00 - Intro

0:11 - My Goal 

0:23 - Service that Rounds up every purchase to the nearest $

0:56 - One of those services is Acorns

1:03 - Sign Up

1:58 - How Does it Work?

2:44 - Benefits

2:48 - Benefit 1: Easy to Start

3:00 - Benefit 2: Match Your Investing Style

3:10 - Benefit 3: Low Risk

3:24 - Benefit 4: Easy to Withdraw 

3:37 - Benefit 5: Pick Your Own Investments - Open a Retirement/IRA/Roth IRA

4:01 - Who is this for? 

4:25 - Use the link in the description to sign up and you could earn $5 

4:53 - Coming Up 

 
For those of you that have no idea how to invest in the stock market, a great way is to use one of those services that would round-up every purchase you make with a credit or debit card and invest it in the market. It does the work for you! You do not have to do anything other than the initial set-up. One of those services is acorn. Here is the link: https://share.acorns.com/vlaiovu

Benefits
The reason I love this so much is that it is very easy to start and you get the benefit from investing even if you do not know much about investing. Your money grows according to your risk profile while you learn more about investing. Here, you work with very little money so there is not that risk of losing large sums of money. If you decide to withdraw your money, that can be done very easily through the app. Also, if you get their debit card, you can take out cash from more than 55,000 ATMs in the U.S.A. One extra benefit is that as you become better, Acorns also allows you to invest on your own, even open a Roth IRA and start saving for your retirement as well.

Summary
When you want to sign up, you can do so by using the link in the description. By using my link you could receive $5 when you join. This offer is only valid for a certain period, but regardless, if you see this video later I would still suggest giving it a try and start your investing journey.

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

 *None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future. By Using the link you could receive $5 when you sign up. I could also get a small commission. It all depends when you are using this service.

YouTube Link:

https://youtu.be/J9kU51NLnGM

 Today I come to you with some of the simplest investing advice that you have ever heard. When followed, riches will enter your home.

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-----Contents of this video-----------------------------------

0:00 - Intro

0:03 - 5 Simple Investing Advice

0:11 - #1. Ignore the News

1:23 - #2. Stop Trying To Outguess the Market

1:53 - Investing Cycle Graph 

2:55 - March 2020 Example of Stock Market Crash 

3:25 - #3. Be Unpopular, be boring when it comes to investing

4:10 - #4. Automate your investing, put it on autopilot 

5:07 - #5. Educate yourself on Personal Finance

6:08 - Summary / Bonus

 In this video I am talking about 5 Simple Investing Advice that when followed wonders will take place in your LIFE; millions of dollars will enter your home

Ignore the news - financial news in this case
From 2008 to now, the media has predicted many stock market crashes. 99.99% of them never happened. They’re actors paid to sell advertising by scaring the heck out of you. Learn to invest instead. You’ll be happier and a lot wealthier. 

Stop Trying to time the market
Stop trying to time the market jumping in and out. People try to out guess it. They won’t. (think back how successful you were in the long run by frequent buying and selling). So they buy high and sell low. Instead just let it ride. 

Be unpopular / be boring (when it comes to investing:)
Everyone likes the new shiny investments. (just like the new car vs the old reliable one you already have :) ). You know the one that everyone talks about over at happy hour. You know what I am talking about, right? Like the latest crypto coin that went up 1000% in the last week only to come down even more. Run from it. Because it will most likely go back down just as it came up.  

Engage autopilot/cruise control 
Put your savings and investments on automatic. Most people wait until they have the money. Which is never. Automate. Every month. Goal for CASH to hit your investments, not your spending account.

Educate Yourself on Personal Finance
Education is less expensive than experience (i know this from my own experience as I lost $30K in playing with stocks). Learn before you place your money in any investments. Education may be expensive. But it’s a lot cheaper than mistakes.

Summary
Pretty much if you do exactly the opposite of most of your friends you’ll build a lot of wealth. To achieve extraordinary wealth you have to do what the ordinary don’t.

I am truly thankful for you coming to my channel and experiencing the content that I am putting together!

 My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book.

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

 *None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link: https://youtu.be/AgUHGYMo8TY

Hello Friends! Do you want MORE money? :) If your answer is YES, then you will want to watch this video where I walk you through the best ways to save money very fast. Specifically I am talking about 5 Simple Tricks. Enjoy :)

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-----Contents of this video-----------------------------------
0:00 - Intro
0:03 - 60% of Americans cannot come up with $1,000
0:51 - 5 Simple Trick to Save More Money
1:09 - Tip #1: Prioritize Savings
2:07 - Automate Savings
2:33 - Tip #2: Sleep on it
3:25 - Shop Online Tip
4:02 - Tip #3: How many hours does it take to make the money to buy the object/experience 4:52 - Tip #4: How much will it cost in future money (10, 20, 30, 45 years)
7:08 - Call to action
7:17 - Tip #5: Have the desire to Save Money 
8:16 - Summary / Bonus Description:

Shocking fact: 60% of Americans cannot come up with $1,000 in case of an emergency.

That could mean 1 car repair, 1 emergency room visit, Your iPhone giving up :) and many, many others.

Below are 5 things you can do to save more money starting today. 

Prioritize Savings
Sounds easy, but it is not as easy in practice as it sounds. Like anything in life, what gets prioritized, gets done. My advice to you is to save first, then spend what is left. Many spend and save what is left, which may be none or even negative. A tip is to automate the savings. It will be harder to stop the automation and spend the money.

Sleep on it
You would be surprised how many times after waiting a few days you do not want to purchase the item anymore. 

How many hours of you working does it cost you
For those on salary, just calculate your rough hourly rate. I have to spend one week at work to make up for this :)I have to spend one year at work to make up for that, whatever that is. 

How much will it cost in future money (money multiplier)
If I invest this same money how much could they turn into 10, 20, 30, 45 years down the road. This could easily be done with an online calculator.

Have the desire to save money
As promised this is by far the most important one in my opinion. Just like anything in life - you have to have the desire to achieve anything. How many times your parents told you, do x or y, but until you have developed the desire, nothing happened.

Summary
In the end, it all boils down to cutting down the spending by applying these simple 5 tricks. Becoming wealthy is more about habits than anything else. 

If you refuse to do all of the above then go all-in with your current JOB

I am truly thankful for you coming to my channel and experiencing the content that I am putting together! 

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link (available 12:00AM on 12.13.2021):
https://youtu.be/mglTm0Q_i7g
 

What is the biggest money mistake you have ever made? Oftentimes the biggest money mistakes that we make are EASILY avoidable. Here, I walk you through 3 biggest money mistakes to avoid at all cost. 
🔔 Subscribe for more tips just like this: https://www.youtube.com/channel/UCcja7IBZ2VZVsCdmGDjZiRw?sub_confirmation=1

-----Contents of this video-----------------------------------

0:00 - Intro

0:49 - Question of the Day

0:58 - Mistake #1: Putting Money in Investments You Don’t Understand

1:52 - Biggest Ponzi Scheme - Bernie Madoff

2:21 - Mistake #2: Keeping Your Money in a Savings Account

3:29 - Money Market Account [Vanguard]

3:57 - Mistake #3: Making Money Your Ultimate Goal

4:38 - My Goal 

5:49 - Call to action

 
Description:

In today’s video I am talking about 3 biggest money mistakes to avoid. You should never make these money mistakes.

I came to this great country at 19. I made quite a few money mistakes, but luckily I learned soon and got to build a great net worth since then. I have also had the privilege to help friends with their money questions and now they are also successful.

Mistake #1 - Putting money in investments that you do not understand.

Just because it sounds good, this is not a good reason to put your money into that investment. You have to do your own research, before acting on your money. You mind as well do nothing. This mistake is where a lot of people fall for the “get rich quick” scheme.  You probably have heard of Bernie Madoff. He stole ~ $65B from people by tricking them to invest in his fund.

Mistake #2 - Keeping your money in a savings account.  

Keeping in mind mistake #1, you can rather put your money in excess of an emergency fund in the stock market. You could simply start with an index fund.If you chose to still keep a lot of money in savings then possibly look into a Money Market Account. For example Vanguard pays ~ 0.50% which is far better than the sub 0.10% returns many saving accounts pay. That is 400% better.

Mistake #3 - Making the money your ultimate goal

Money should never be your ultimate goal. Money is the result of you doing something great. For example, my ultimate goal with this channel is to help as many people. My ultimate goal is not the money this channel will make. I know that when I help enough people, money will come. There is no way around that. Once one gets it and implements it, riches come from every direction.

I am truly thankful for you coming to my channel and experiencing the content that I am putting together!

 My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

 *None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link (available 12:00AM on 12.06.2021):

https://youtu.be/LsLso7w0gYM

One way to protect your loved ones, especially if they depend on you, is by getting life insurance. In today’s video I make it easy to understand the main points when deciding on getting life insurance and whether you need it or not.

🔔 Subscribe for more tips just like this: https://www.youtube.com/channel/UCcja7IBZ2VZVsCdmGDjZiRw?sub_confirmation=1

-----Contents of this podcast-----------------------------------

0:00 - Intro

0:20 - Question of the Day

1:17 - Who Needs Life Insurance

2:04 - How much Life Insurance do you need?

3:02 - What types of Life Insurance are there?

3:11 - Whole Life Insurance 

3:46 - Term Life Insurance

4:20 - Call to action

Description:

Who needs life insurance? 

Simply put, you need life insurance if you have anyone depending on your income. Many times those are young children.

How much life insurance do you need?

You need between 10 to 12 years of your current annual income. The idea is not to spend all the money in case of someone’s passing, but invest it and live off the income that it generates.

What are the types of life insurances out there?

There are many types of life insurance out there,  but the most common ones are Whole Life insurance and Term Life insurance. Whole life combines insurance and savings into the same account. It is very expensive and I personally stay away from it. Term life insurance is simpler and it only includes insurance. It is also very inexpensive. For about $1M in coverage for a 30 year old individual will cost ~ $30/month. 

It would help me a TON when you LIKE the video and SUBSCRIBE to my channel. My PROMISE to you is that I will keep making GREAT content that will take you one step closer to FINANCIAL INDEPENDENCE. 

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link (available 12:00AM on 11.29.2021):
https://youtu.be/O2rQMZVj4KY

I wish I knew all these in my 20s. Not too long ago I graduated from my 20s. I have learned a lot from my 20s.

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-----Contents of this podcast-----------------------------------

0:00 - Intro

0:46 - Question of the Day

0:56 - Be Kind to Yourself

1:57 - Try as many things as possible

2:58 - Invest in Yourself

3:23 - Get a Job / Start a business 

4:22 - Start Investing and Learn Personal Finance

5:39 - Start a Family

6:28 - Spirituality 

6:46 - Call to action 

Here are the things I wish I knew early in my 20s.

1 - Be kind to yourself.

Often we are our worst enemy. We criticize ourselves the most. We need to first  be aware of our internal toxic thoughts then spot it and change them with good positive thoughts. 

2 - Try as many things as possible - you have the time 

In order to find out what you love, what your passion is, you have to try as many things as possible

3 - Invest in yourself

Go to college, get a profession, or simply learn something that will help you earn an income. This will become your strong foundation for a successful future.

4 - Get a job / Start a business

Earn money - learn responsibility - prioritization - manage deadlines. This will prepare you for life.  It gives you lessons that you would otherwise never learn 

5 - Start investing and learn about personal finance as much as possible. 

Here you are keeping up with building the strong foundation that will set you up for life. If you have money saved up then, maybe invest in a Roth IRA, a retirement account.You will thank yourself later. Priority #1 should be to stay out of debt. Then also invest if you have money saved up. Learn best practices with money. 

6 - Start a family.

If you have the chance to start a family in your 20s then do it. Many find the right partner early in life, but are afraid of the long term commitment. Are afraid of responsibilities and push it for later. I personally got married @ 24 and this was one of the best decisions I have ever made. The commitment only made our relationship stronger and we grew together so much better.

7 - Spirituality 

Connect with your higher self. Whether that be God or however you call it. For me personally, spiritually has been the biggest cause for growth and for finding my why in life. 

It would help me a TON when you LIKE the video and SUBSCRIBE to my channel. My PROMISE to you is that I will keep making GREAT content that will take you one step closer to FINANCIAL INDEPENDENCE. 

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube Link (video will be public starting 11/22/2021 @ 3:00AM EST):

https://youtu.be/qx2XSQch5BY

Description

In this video I will present one strategy that I teach my children the investing concept from a very early age. As always, what I am talking about in this channel comes from my own experience and backed up with research.

Question of the day

Do you wish you would have learned the concept of investing your money from an early age? And for those of you that have started from an early age, what were some of the ways you did it?

Every single morning, my children and I are analyzing the stock market and determining when is the best time to enter the market. Just kidding of course :)

That is not the way my wife and I teach our children the concept of investing nor do we recommend this.

With every occasion, we teach our children delayed gratification.  What is it? Sacrifice a bit today for a better, brighter tomorrow. For example, when we agree to give anything sweet to our children, we ask them: if you pass on the cookie (for example) now, daddy will give you 2 cookies tomorrow morning. 

Does it always work? No, but it does work many times… The secret is to make the delayed outcome so attractive that they cannot say no.

Maybe instead of the same cookies, provide something that she likes more than cookies. For example Emma loves painting. We would say: “If you do not eat the cookie now, Mommy and Daddy will buy you a Disney princess painting book tomorrow.” 

This concept is so simple, yet overlooked by many. 

Why delayed gratification works with investing? By delaying the immediate rewards, you give your money space to grow and it will make you richer in the long term. On the other hand, if you spend it today, you are missing out on its future potential.

Once our children have mastered the delayed gratification concept, I explain that having everything in life works the same way. I teach them how money works and how they multiply. You sacrifice a bit today, for a bright, better tomorrow. 

Friends, in order for this concept to stick, it has to be practiced many, many times. Also, making it a game helps tremendously.  Children, as adults, love games.

Everything starts with you. Your actions speak much louder than your words. Watch this next video to see what I do to become an example for my children.

If you are finding this content helpful, please like, subscribe, and share with others so they could benefit as well. 

My wife and I wrote the book: “LIFE LESSONS: From A Wiser Me to A Younger Me” In this book, we go into details of what were the biggest lessons we have learned up until now. Our intention for writing the book was for people to learn from it and not repeat the same mistakes we did. Also what we have learned in 10, 20 years, could be compressed in a few days of you reading the book. So there is a lot to gain :)

You could purchase it here: https://www.amazon.com/dp/B09JBHGSRF/ref=cm_sw_em_r_mt_dp_0QE4R3280AE5BMYH1SPK

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.

YouTube link:
https://youtu.be/RDaL-bCCBGk


Oftentimes we tend to complicate things. We may think that to be successful, we need to do complicated things that only a few are able to do. That is far from the truth. Being successful is simple, but not easy :) 

In this video I talk about 5 habits that have completely changed my life to the better.

#1 Wake up early in the morning. 

Waking up early does not come naturally for me. I have to push myself every morning to wake up early. The benefits are amazing. I get to spend time for myself before my children are waking up. I use this time to really develop for a better tomorrow.

#2 Put myself in uncomfortable situations. 

This habit is really stretching and pushing me to new heights every single day. A few things that I do are from simple, taking cold showers, fasting once a week, to more complex, starting a YouTube channel, skydiving, and more  :).

#3 Take action before I am 100% ready. 

I used to be Mr. Perfect. I would not move until I have everything “perfect.” This really held me back from advancing. Today, I set my intention that things will turn out great and take action anyway.

#4 Take full responsibility for everything that happens in my life.

This has been a true game changer. I used to be in the habit of blaming others, my wife, my friends, the driver in front of me. When I stepped 100% into responsibility, things all of a sudden started to happen in my favor. I now have full control over my life and take 100% responsibility for everything that happens in my life.

#5 Meditation

If I were to rank all these, meditation would be #1. By far, meditation had the greatest impact on my life. I truly got to know myself better. Before, I was very uncomfortable with how I would react in unknown situations. Now, I know that no matter the situation, I will do the best in any situation.

*None of this content is meant to be interpreted as investment advice. It is for entertainment purposes only. The content in the video is accurate as of the day of the posting and may not be accurate in the future.