You Never Know with Nicole Lee

You Never Know with Nicole Lee

By Nicole LeeBusinessCareers
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You Never Know with Nicole Lee episodes

  • #47 — Born with Cerebral Palsy & Living A Meaningful Life | Alan Pek: “Learn To Smile From Your Heart.”

    Born with cerebral palsy, Alan Pek beat all odds to survive and build a meaningful life when so many people expected less of him. He has spent nearly three decades at Deutsche Bank, serves as President of HWA (formerly Handicaps Welfare Association) in Singapore, and received the Goh Chok Tong Enable Award in 2024 for his work in disability inclusion. In this episode, Nicole Lee sits down with Alan to talk about the discrimination and doubt he's faced, why we should look at ability before disability, and the unconditional love of his foster mother and family that carried him through.


    TIMESTAMPS

    0:00 – Introduction

    1:54 – Growing Up with Cerebral Palsy: Childhood & School

    4:58 – Motor Skills, Health Challenges & Surviving a Stroke

    6:33 – Dealing with Discrimination & Being Doubted

    8:20 – A Foster Mother's Unconditional Love

    9:41 – Living with Purpose, Not Just Surviving

    12:48 – Looking at Ability Rather Than Disability

    14:39 – The Chicken Rice Story: Persistence When No One Understands You

    18:01 – How to Support People with Disabilities

    21:47 – Building a Career at Deutsche Bank for Nearly 30 Years

    26:45 – Workplace Inclusion: Culture, Mentors & Support

    28:58 – Marriage & Family: What People Don't Expect

    31:22 – Life Advice for Everyone: Smile, Reflect, Believe

    33:20 – What "You Never Know" Means to Alan


    TODAY'S GUEST

    🌐 HWA Website: https://www.hwa.org.sg/

    🌐 LinkedIn: https://sg.linkedin.com/in/alan-pek-16a69b94


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► Patterns of Power: History, Geopolitics & Investing | Meng Keet WONG

    ► The Body Never Forgets: What Pain, Disease & Insomnia Are Telling You | Sufen Paphassarang 

    ► How To Get Promoted In Banking: Philip Kunz on Pay, Politics & Leadership


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.


    35 min
  • #46 — How To Get Headhunted | Paul Quinn: “Most Advertised Roles Are Already Filled.”

    What do the most successful people in their careers actually have in common? It's not luck — it's headhuntability. In this episode, Nicole Lee sits down with headhunter Paul Quinn to expose what really happens behind the scenes of hiring: why most advertised roles are already filled, why recruiters give your LinkedIn less than six seconds before deciding you're worth a second look, and why not every headhunter has your best interest at heart. Whether you're actively job hunting or thinking about how to progress in your career, this is a conversation about what it actually takes to be chosen.


    TIMESTAMPS

    00:00 — Introduction

    01:38 — How Paul Became A Headhunter

    04:09 — Is Today's Fear Around Job Security Justified?

    05:34 — Why Just Applying For Jobs Doesn't Work Anymore

    08:42 — He Applied To 1,000 Jobs And Got Nothing 

    10:07 — Recruiters Spend Less Than 6 Seconds On Your LinkedIn

    16:45 — How To Become "Headhuntable"

    19:50 — Why Most Advertised Role Are Already Filled

    21:57 — The Secret Power Of A Referral

    24:54 — How To Protect Your Confidentiality During A Job Search

    28:49 — Should You Stay Loyal To One Company, Or Move?

    34:20 — Does Being Unemployed Actually Hurt You?

    35:52 — How To Negotiate Salary Without Underselling Yourself

    40:44 — Do Career Breaks Really Hurt Your Career?

    44:49 — The One Thing That Rules Candidates Out Without Them Knowing

    48:18 — The One Trait Paul Sees In Every Successful Person

    49:01 — What Does "You Never Know" Mean To Paul?


    TODAY'S GUEST

    🌐 Company Page: https://westport-partners.com/

    🌐 Coaching: https://www.quinntessential-coaching.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio

    🌐 LinkedIn: https://www.linkedin.com/in/paulquinnofficial/

    🌐 Instagram: @paulquinnofficial

    🌐Podcast: https://www.youtube.com/@QuinntessentialQuestions


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► Patterns of Power: History, Geopolitics & Investing | Meng Keet WONG

    ► Why Rich People Can Still Feel Poor | Kees Stoute

    ► How To Get Promoted In Banking: Philip Kunz on Pay, Politics & Leadership


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.


    50 min
  • #45 — Why Great Actors Know People Better Than Most | Kristina Pakhomova: "Villains Don't See Themselves As Villains.”

    What do great actors know that the rest of us don't? According to Kristina Pakhomova — Russian actress, filmmaker, and founder of the Authentic Transformation Academy — the answer is simple: themselves. In this episode, Nicole Lee sits down with Kristina to explore how acting isn't about pretending to be someone else — it's about understanding yourself so deeply that pretending becomes impossible. From the red carpet at Cannes to the golden cages of expat life — this is a conversation about self-awareness, authenticity, and what it really means to stop performing and start living.


    TIMESTAMPS

    00:00 — Introduction

    00:47 — Who Is Kristina Pakhomova?

    01:26 — From Russia To Singapore: A Journey Of Rediscovery

    06:53 — Making "Regina": Turning Self-Doubt Into Art

    12:28 — Expat Life: The Hidden Emotional Cost Nobody Talks About

    32:37 — Getting Featured In Vogue & Why It Still Wasn't Enough

    20:08 — How Acting Teaches You To Stop Pretending

    20:56 — We're All Acting. The Question Is — Are You Aware?

    24:50 — The Psychology of Villains

    26:01 — What Great Actors Know About Human Behaviour That Most People Don't

    26:47 — How To Communicate With Presence, Body & Voice

    36:39 — One Acting Tip That Will Change How You Show Up

    39:51 — What Does “You Never Know” Mean To Kristina


    TODAY'S GUEST

    🌐 Website: https://www.theatacademy.com/

    🌐 Instagram: @pakhom_kris

    🌐 LinkedIn: https://www.linkedin.com/in/kristina-pakhomova-0a34a761/


    CONNECT WITH ME

    🌐 LinkedIn: https://www.linkedin.com/in/nicoleleethisisme/

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► Patterns of Power: History, Geopolitics & Investing | Meng Keet WONG

    ► The Body Never Forgets: What Pain, Disease & Insomnia Are Telling You | Sufen Paphassarang

    ► She Left Visa To Confront What The System Never Told Women | Maaike Steinebach


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.

    42 min
  • #44 — Patterns of Power: History, Geopolitics & Investing | Meng Keet WONG: “We Destroy Ourselves From Within.”

    What does the Iran war reveal about the current world order? What are we underestimating about China? Is AI as revolutionary as people think? Meng Keet Wong, Head of Managed Products and Alternative Investments at UOB Private Bank, discusses what most people don't see about what's happening in the world — and what history is actually telling us right now.


    TIMESTAMPS

    00:00 Introduction

    01:49 Iran, US & Israel: What’s History Showing Us

    04:38 The Limits Of Superpowers

    10:30 Can We Still Trust Mainstream Media?

    13:14 Ray Dalio's Big Cycle — Does It Hold Up?

    16:35 When A Hegemon Starts To Lash Out

    21:16 The Rot Is Always Internal

    22:36 What We Underestimate About China

    28:55 Is AI As Revolutionary As People Think?

    32:25 Does Your AI Platform Have An Agenda?

    33:46 US & China: Two Different AI Ecosystems

    34:49 Investing For Profit vs Investing With Purpose

    36:46 History or Markets — Which Taught Him More?

    37:02 What Does You Never Know Mean To You?


    TODAY'S GUEST

    🌐 LinkedIn: linkedin.com/in/meng-keet-wong-9288a74


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► No Gold Behind Paper Gold | Christophe Numa with Nicole Lee

    ► Inside Najib’s Office: Ei Sun Oh on 1MDB, Anwar & Malaysia’s Future

    ► Why Rich People Can Still Feel Poor | Kees Stoute with Nicole Lee


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast on alternative perspectives in life, business, finance & health. Today, I'm a moderator, speaker, and podcast producer — partnering with visionary organizations to shape strategic narratives through authentic storytelling.


    📢 Views expressed on this podcast are solely those of the individuals, and do not constitute investment, legal, and health advice, or reflect the views of any organisation.

    39 min
  • #43 — She Left Visa To Confront What The System Never Told Women | Maaike Steinebach: “Why Do I Know Nothing About This?”

    Maaike Steinebach, former CEO of Visa for Hong Kong and Macau, walked away from 25 years of financial services and tech to found FemTech Future — an advisory platform closing the gender health gap through women's health innovation. Because even though women make up half the world's population, the products, services, and systems we rely on every day were never really designed with us in mind. How much do we really know about women — what it even means to be one, and what we actually need?


    TIMESTAMPS

    00:00 Introduction

    01:29 From Visa CEO to FemTech Founder

    04:31 Why We Put Ourselves Last

    10:19 Only 10% in Hong Kong Show Up for Their Mammogram

    12:54 Do We Have to Become Men to Succeed?

    15:02 The Cost of Wearing a Mask at Work

    16:21 Why Leaders Need to Be More Vulnerable

    18:39 What Healthcare Got Wrong About Us

    24:05 I'm Successful. Why Do I Know So Little?

    25:07 Is Sexual Health Still Taboo in Asia?

    29:18 Is Sex Education in Schools Broken?

    37:09 Do We Resist Talking About Our Own Health?

    42:47 The Hardest Thing to Unlearn as a Woman

    45:36 Why We Stay Silent About Our Health

    47:44 What Do Men Really Need to Know?

    49:16 What You Never Know Means to Maaike


    TODAY'S GUEST

    🌐 Website: www.femtechfuture.com

    🌐Instagram: @maaikeloveshk & @femtech_future

    🌐 LinkedIn: www.linkedin.com/in/maaike-steinebach-8a3a304/


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► No Gold Behind Paper Gold | Christophe Numa with Nicole Lee

    ► The Body Never Forgets: What Pain, Disease & Insomnia Are Telling You | Sufen Paphassarang

    ► Why Rich People Can Still Feel Poor | Kees Stoute with Nicole Lee


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.


    52 min
  • #42 — Full-Time YouTuber: Is It Worth It? | Max Chernov on Choosing Singapore & Reinvention

    Max Chernov built a YouTube channel interviewing expats, entrepreneurs and billionaires across Asia. Born in Russia, lived in eight countries, and now calls Singapore home. We talk about living in Singapore, what it really costs to be a full-time creator, what billionaires actually teach you about success, and why so many foreigners never leave the expat bubble.


    TODAY'S GUEST

    🌐 YouTube: https://youtube.com/@maxchernov?si=CUL57DUDlixzjf5A

    🌐Instagram: instagram.com/chernov_networking

    🌐 LinkedIn: linkedin.com/in/maxchernov


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 YouTube: www.youtube.com/@nicoleleethisisme

    🌐 Spotify: 

    https://open.spotify.com/show/5uRGujeye6cPVvaIGsAt7p?si=91942ccd3c054c1e

    🌐 Apple Podcasts: https://podcasts.apple.com/us/podcast/you-never-know-with-nicole-lee/id1789080795 

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    WATCH NEXT

    ► Best Cities In The World To Live & Work | Nirbhay Handa with Nicole Lee

    ► Why Rich People Can Still Feel Poor | Kees Stoute with Nicole Lee

    ► No Gold Behind Paper Gold | Christophe Numa with Nicole Lee


    TIMESTAMPS

    00:27 Introduction

    01:02 From Russia to Finding Home in Singapore

    03:56 Embracing Local Culture as an Expat

    05:56 The Upside of Singapore’s Predictability

    09:21 What Travel Teaches

    12:19 The Reality of Being a YouTuber

    14:41 From Street Interviews to Meeting Billionaires

    17:54 What Successful People All Have in Common

    21:55 Inside the Backstage Circle

    25:35 Why Creators Should Be Creative and Business-Savvy

    29:46 What It Takes to be a Successful YouTuber

    33:31 How Do You Find Your Passion in Life?

    40:48 What You Never Know Means to Max


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.


    —-----


    44 min
  • #41 — No Gold Behind Paper Gold | Christophe Numa: "Gold Is Not A Speculative Asset."

    Most people think they own gold. They don't. I discuss all things gold with Christophe Numa, Founder & CEO of Gauld — who spent over a decade building businesses around physical gold, from running a multi-million dollar trading platform backed by global hedge fund Millennium, to now making physical gold ownership accessible to everyone, anywhere in the world. Enjoy!


    TODAY'S GUEST

    🌐 Learn about Gauld: www.gauld.com

    🌐 LinkedIn: https://sg.linkedin.com/in/christophe-numa-69946927/en 


    CONNECT WITH ME

    🌐 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    🌐 Instagram & TikTok: @nicoleleethisisme

    🌐 Website: www.youneverknow.co

    🌐 Partnership & Speaking Enquiries: [email protected] 


    TIMESTAMPS

    00:00 Intro

    02:44 Is Gold Really A Safe Haven?

    04:40 Paper Gold vs Physical Gold: The Real Difference

    11:06 What Gold ETFs Actually Invest In

    15:44 How Physical Gold Actually Works

    18:40 Gold Supply Chain: Mine to Vault

    23:10 How Physical Gold Is Priced

    25:20 How To Buy Physical Gold Today

    26:13 How To Know If Your Gold Is Legitimate

    32:30 Gold vs Real Estate

    34:43 How To Generate Yield On Gold

    35:25 Gold Price Outlook

    39:40 Should Everyone Hold Gold?

    40:15 Why Christophe Started Gauld

    45:38 The Syria Story That Changed Everything

    47:20 Is There Enough Gold For Everyone?

    49:22 Gold vs Silver: Which to Hold First?

    51:20 What Would Change His Mind About Gold

    52:28 What "You Never Know" Means to Chris


    💌 I'm Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, I'm also a moderator, speaker, and podcast producer — partnering with visionary leaders and businesses to shape strategic narratives through authentic storytelling.

    54 min
  • #40 — Best Cities In The World To Live & Work | Nirbhay Handa

    If you could live anywhere in the world, would you know where to go? I speak with Nirbhay Handa, global mobility entrepreneur & CEO of Multipolitan, about how cities are evolving, why global mobility is becoming more nuanced, and how Millennials and Gen Zs are shaping a more borderless way of living.


    We explore why cities are increasingly becoming “pseudo-states” where talent and capital concentrate, the three types of cities that will thrive — financial centres, nomad-friendly cities, and startup-friendly cities — and why “builder cities” like Singapore and Dubai are rising while legacy titans risk falling behind.


    We also dive into digital states, AI, sovereignty beyond geography, and what people often get wrong when choosing where to live.


    Chapter markers:


    00:00 Introduction

    02:10 Millennials & Gen Z: Redefining Success

    04:18 What Wealth Means Today: Optionality, Frictionless Living, Well-Being

    06:31 Decoupling Identity From Your Birth Certificate

    08:44 Why Cities Are Becoming “Pseudo-States”

    09:28 The 3 Types of Cities That Will Thrive

    10:30 Builder Cities vs Legacy Titans

    12:09 Why Singapore and Dubai Are Rising

    17:15 How to Choose Where to Live Today

    24:37 Alternative Residencies & Hedging Your Life

    33:30 Digital States

    37:00 One Underrated City to Watch

    38:00 The Future of Global Mobility

    39:12 What Most People Get Wrong About Choosing Where to Live

    40:14 What “Home” Means in a Borderless World


    💌 If you’re new to this channel, I’m Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic narratives through video content that authentically resonates.


    ---


    🔗 Connect with Nirbhay Handa

    🌐 Website: https://www.multipolitan.com/

    👤 LinkedIn: linkedin.com/in/nirbhay-handa-44949822

    📲 Instagram:

    @handa.eth

    @multipolitan.app


    🔗 Connect with Nicole Lee

    🌐 Website: www.youneverknow.co

    👤 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    📺 YouTube: www.youtube.com/@nicoleleethisisme

    📲 Instagram / TikTok: @nicoleleethisisme


    43 min
  • #39 — Your Body Never Forgets: What Pain, Disease & Insomnia Are Telling You | Sufen Paphassarang: “It’s Never Just A Headache or Illness.”

    Your headaches, pain, and illness aren't random — they're your body telling you something. Sufen Paphassarang reveals how your body stores every suppressed emotion — knowing exactly where, what caused it, and how it manifests as pain, disease, or chronic conditions — to get your attention.


    We explore the three brains — head, heart, and gut — what your 3am insomnia is really telling you, what the left and right sides of your body reveal about your past and future, and how men and women store emotions differently, and where it shows up physically.


    Sufen is an advanced BodyTalk practitioner, instructor, and owner of The Body Talk Center in Singapore, and helps people decode the deeper intelligence stored in their bodies to heal and thrive. She began her journey after fully recovering from Graves' disease, an autoimmune condition many consider incurable.


    If you've ever pushed through pain, or wondered why your body keeps breaking down in ways that don't make sense — this episode is a must watch. Your body never forgets. And it never lies to you. It's time to start listening.


    Chapters:

    00:00 — Introduction

    02:50 — What Is BodyTalk?: It’s Never Just About The Headache

    05:00 — The Three Brains: Head, Heart & Gut Explained

    09:10 — What Your Insomnia Is Telling You About Your Decisions

    14:00 — Why Food Intolerance & Poisoning May Not Be About Food

    18:20 — Why We Forget We're Even In Pain

    22:00 — How Sufen Reads & Communicates With The Body

    26:00 — How Men & Women Store Emotions Differently

    33:00 — Resentment, Anger & Disease

    43:50 — Where Emotions Live In The Body & Why You Wake Up Stiff

    51:00 — What Pain In The Left & Right Sides Of Your Body Reveal About You

    56:40 — Why Anger Is Good For You

    57:40 — The One Question That Could Change Everything


    💌 If you’re new to this channel, I’m Nicole Lee. I spent more than a decade in private banking, took a leap of faith into fintech, walked away without a job while navigating a defining life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic narratives through video content that authentically resonates.


    ---

    🔗 Connect with Sufen Paphassarang

    🌐 Website: sufen paphassarang

    👤 LinkedIn: https://www.linkedin.com/in/sufen-paphassarang-55b8061aa

    📲 Instagram / TikTok: @sufen_bodytalk


    🔗 Connect with Nicole Lee

    🌐 Website: www.youneverknow.co

    👤 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    📺 YouTube: www.youtube.com/@nicoleleethisisme

    📲 Instagram / TikTok: @nicoleleethisisme


    1 hr 2 min
  • #38 — Help! I’m Rich!: Why Rich People Can Still Feel Poor | Kees Stoute: “Many Tie Their Self-Worth To Their Net Worth.” “You’ll Never Have Enough If You Don’t Define Enough.”

    Why do some rich people still feel poor? When is enough money, enough? Kees Stoute, former CEO of EFG Bank for Hong Kong and Singapore, and author of the book Help! I’m Rich!, believes the biggest challenge of wealth isn’t financial. It’s psychological.


    In this episode of the You Never Know Podcast, we explore why some of the wealthiest people still struggle with the idea of “enough”, how self-worth is often tied to net worth, and why money can create pressures and problems most people never expect.


    Kees also shares his unconventional journey from accidental IT programmer to bank CEO — and why sometimes the best opportunities appear when you stop trying to control every step of the way.


    What does wealth mean to you? And what actually makes your life feel rich? If you're curious about the psychology of wealth and investing, this conversation is for you.


    Chapters:

    00:00 — Introduction

    02:00 — The Hidden Problems of Being Rich

    03:28 — The Biggest Mistakes Rich People Make

    06:15 — Why Money Attracts the Wrong Crowd

    07:00 — How to Spot a Bad Banker

    09:30 — What a Good Wealth Manager Actually Does

    12:10 — Why the Best Bankers Challenge Clients

    16:30 — Why Money Stops Making You Happy

    18:45 — When Is Enough Money Enough?

    21:00 — Are Private Banks Losing Relevance?

    22:35 — The Best Kept Secret in Investing

    25:00 — From IT Programmer to Bank CEO

    31:00 — Why Losing Your Job Isn’t the End

    34:00 — What Wealth Really Means

    34:45 — What “You Never Know” Means to Kees


    💌 If you’re new to this channel, I’m Nicole Lee. I spent 13 years in private banking, took a leap of faith into fintech, walked away without a job while navigating a major life transition — and started the You Never Know Podcast to have real conversations that challenge the way we think, what we believe, and how we live. Today, through You Never Know Studios, I partner with leaders and organizations to shape strategic, credible narratives through video content that authentically resonates.


    ---


    🔗 Connect with Kees Stoute

    👤 LinkedIn: linkedin.com/in/kees-stoute

    📚 Buy Kees’ book, Help! I’m Rich!: https://www.wiley.com/en-us/Help%2C+I'm+Rich!%3A+Your+Compass+to+a+Value-Adding+Private+Banking+Experience-p-9781119020547


    🔗 Connect with Nicole Lee

    🌐 Website: www.youneverknow.co

    👤 LinkedIn: www.linkedin.com/in/nicoleleethisisme

    📺 YouTube: www.youtube.com/@nicoleleethisisme

    📲 Instagram / TikTok: @nicoleleethisisme

    37 min

About You Never Know with Nicole Lee

From the publisher's feed

You never know where one choice might take you. One story that could change your life. One conversation that shifts everything you thought you knew.

I’m Nicole — host of You Never Know, a…