If you’ve been logging your expenses but feel stuck on what comes next, this episode is for you. We break down three simple steps that will help you move from tracking to transforming your money habits — without shame, overwhelm, or perfection.

You’ll learn how to:

-Reflect on your spending with curiosity

-Categorize your money in a way that works for YOU

-Reallocate your spending to better align with your values

-Ready to make your tracking actually do something for you? Let’s dive in.

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Timestamps:

0:00 Welcome to the Female Finance Collective

0:42 The power of tracking — and what comes next

1:27 Step 1: Reflect without judgment

3:13 Making reflection a weekly habit

3:41 Step 2: Categorize your spending

6:22 Why categorization is personal — and fluid

7:07 Step 3: Reallocate intentionally

9:49 The key mindset shift you need when doing money work

12:06 Focus on action, not shame

12:57 How we can support you

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.