Young Black & I Invest

In honor of The Millennial Gala coming up on Saturday, July 24th, I had the pleasure to get to know the master mind & founder of Musa Deen, of Deen Entertainment!

Tune into this fun episode as we pull back the layers and get to know more about his funny journey of how he got finessed to join the rotary club, the myths he would love to debunk, and of course more about the up & coming Gala...

He talks more about:

- The Gala Team

- Speak Your Peace, The Non Profit, the Gala proceeds will be going to

- The Guest Speakers 

- The Raffle Prize 

- & much much more

Be sure to Tune!!! 

YBII hosts talks with influencer Toni Williams aka The Queen Motivator (instagram: @TheQueenMotivator) a Memphis native, University of Tennessee of Chattanooga Alumni, Graduate of Strayer University Masters of Education Program, and United States Marines Corps Veteran. During her tour of duties, she honorably served as a Corporal of Marines, a Non-Commissioned Officer In Charge, Vice President of the Single Marine Program, Program coordinator for Community outreach: Grate patrol DC Metro and mentor, and held many other leadership roles. Currently she holds a position at the DC Mayor - Veteran Affairs Office, Public Information Officer, and Women in LGBTQ Liaison. 

She has built the platform QueenMotivator.com to be a resource that embodies and inspires veterans and others like her. The focus of her story is "The Black Female Veteran," furthermore her mission is to empower the black female veterans voice beyond measure and bring together veterans from various backgrounds. With a focus to educate and find ways to remind the community that veterans are the pillar of all local communities and to express the importance of veteran support.

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Follow the podcast: @YoungBlackIInvest on IG

Budgeting isn't the most exciting topic but budgeting will only enhance your ability to invest so it's essential we cover this topic.

Think of it as a tool to help you build the strong foundation you need so you can properly invest. When you have better control over your money, you have a better idea of how much money you actually have, to put towards investing! Ultimately, you have to be disciplined enough to not just hold onto the money you earn, but you need to track the money you earn, and then you can take the next step in learning how to make your money grow.

A good budget is one you’ll stick with. Keep in mind if there’s no money for fun, you’ll be less likely to stick with your budget and this can hinder you from your goal of investing. Make sure your budget is used as a tool to help you, not a straitjacket to keep you from enjoying life.

Tune in to the latest podcast episode to learn more about how to make a budget, what a budget must cover, top budgeting apps, and the budgeting plan I recommend.

The main question that I always get is "How do I start Investing?"

My answer is always simple… First ensure that you have a solid foundation, with a strong savings account. Savings is the foundation to investing… without a strong savings your entire investment portfolio can come crumbling down if an emergency pops up and you need to immediately liquidate your investment for cash.

“Be selfish and pay yourself first,” is one of the oldest sayings in the book. “You cannot pour from an empty cup/glass” is the quote that is used frequently with self care/love but it can also be used towards your finances. All these concepts and sayings may sound very simple but believe it or not most Americans don’t pay themselves first!

69% of Americans have less than $1,000 in a savings account.

80% of Americans live paycheck to paycheck.

All these statistics were gathered by CNBC, Forbes, and GoBankingRate, last year in December 2019, prior to COVID-19, when we were considered to have a relatively strong economy and consumer confidence was up. 

Even in a good economy the statistics still reflect a lack of ability to save in America and we are also the 12th richest nation in the world by per capita GDP. Why is that?

Regardless of the reasons just know, it’s never too late to start getting good with money.

Tune in to the latest podcast episode to learn more about how much of your income should go towards your savings account, ways to ensure you save consistently, and the types of savings accounts out there that can ensure further growth on your money!

We are back! YBII host Monique Malabet (instagram: @1stLadyRealty) and Marian Drayton (instagram: @BeingMariDray) are back with a brand new and the first ever episode of "Cancel Culture!" Previously, recorded back in February 2020. Tune in to hear hilarious commentary of basically "Living in America while Black!" In this episode we are covering racist ignorance at it's finest with the mainstream media failing at covering Kobe Bryant's tragic and sudden death, displays of white privilege by Friends star, David Schwimmer, and the relentless battle of hair discrimination against students at Barbers Hill High School in Texas and even towards big stars like Gabriel Union. Listen until the end on how this episode comes full circle for a young man in high school who didn't allow adversity stop him from being great! This is most certainly an episode you don't want to miss!! 

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This episode comes in full circle ⭕️ and comes to a happy ending for Deandre Arnold when he is invited to the Grammys by Gabriel Union to celebrate his hair and her new movie “Hair Love!”

Be sure to Tune In on www.YoungBlackIInvest.com 

YouTube: https://www.youtube.com/channel/UCExZANtQNHEV94ovff45mFw 

iTunes:

https://podcasts.apple.com/us/podcast/young-black-i-invest/id1474186929

Soundcloud 

https://soundcloud.com/young-black-i-invest

Spotify 

https://open.spotify.com/show/7FZ7YWbmIoZeQ6Xe4gFfit 

Stitcher

https://www.stitcher.com/podcast/young-black-i-invest 

YBII host Monique Malabet (instagram: @1stLadyRealty) talks with her big brother and influencer Darnell Malabet (instagram: @Zaddy_not_Sunni) on how to maintain your sanity and stay busy during COVID-19!

We have been self quarantining for a month now and I can only image that we are all starting to loose it. So we are doing our part to give back and share tips on how to find remote work, stay fit, have fun, maintain mental health, learn new skills, and relaxation! 

Be sure to Tune In on www.YoungBlackIInvest.com

Youtube: 

https://youtu.be/meZDvMTLr84 

iTunes:

https://podcasts.apple.com/us/podcast/young-black-i-invest/id1474186929

Soundcloud 

https://soundcloud.com/young-black-i-invest

Spotify 

https://open.spotify.com/show/7FZ7YWbmIoZeQ6Xe4gFfit 

Stitcher

https://www.stitcher.com/podcast/young-black-i-invest 

Google Play 

We are back with brand new episodes of Young Black and I Invest! 

On this season we will be bringing back BLACK Excellence! Interviews with Changemakers that will be promoting Black Prosperity today and we will be taking a glimpse back in black history and celebrating those Changemakers who are no longer with us as well! 

New Additions: 

1) Cancel Culture

With the Cancel Culture segment will be calling out Racial Injustices, Deconstructing Stereotypes, Exposing Unfair Practices, and Dismantling Inequality.

2) Multiple Streams of Income Building & Everyday Investing Tips

We will be sharing work from Home, Jobs, Gigs, and ways to build your OWN side “EMPIRE.” Having multiple streams of income is the same idea as diversifying your investment portfolio. Having your money coming from multiple sources isn't just a survival technique, it's also a way to build wealth.

3) Current Events

Be sure to Tune In on www.YoungBlackIInvest.com

Youtube: 

iTunes:

https://podcasts.apple.com/us/podcast/young-black-i-invest/id1474186929

Soundcloud 

https://soundcloud.com/young-black-i-invest

Spotify 

https://open.spotify.com/show/7FZ7YWbmIoZeQ6Xe4gFfit 

Stitcher

https://www.stitcher.com/podcast/young-black-i-invest 

Google Play

YBII hosts talks with influencer Crispus Gordon III (instagram: @SebastianGordon3) who's interest in the political landscape started when he was just a young boy. Government and civic engagement had always been apart of his family background. Coming to Washington DC as a graduate student naturally he wanted to get actively involved on Capitol Hill but ran into a little bad luck along the way. Instead of halting his plans he decided to do some local engagement and get extensive experience at the local level of government!  

Tune in to hear:

- How local politics have the biggest influence on your life

- How to hold your local elected officials accountable

- How and why you should become more civically engaged

Currently he is in his last year at American University’s Washington College of Law. He serves on the board of Global Scholars foundation, whom are responsible for getting DCPS students to travel abroad to become more culturally aware, have an internationally experience, and see things from a different perspective. Also, the National Black Law Student Association to ensure that the next group of black lawyers are conscious about what's going on. 

YBII hosts talks with influencer SGT Marlon Madden (instagram: @movements12, @SuccessJourneyShow) who's unique upbringing & prospective lead him into an entrepreneurial journey that turned him into a SuperPreneur at the age of 18. He once owned his own cab company in NYC and his own Clothing store in Albany, GA. After a few years he wanted a change of pace and he became an active duty Marine and that is when he found his passion as a Real Estate Investor! He currently holds and owns 8 properties, fix and flips several homes year round, and has invested in an upwards of $1.5 million dollars in Real Estate!

On December 5th, 2018 he started a podcast with Ricky, a good friend of his, called The Success Journey Show to be a positive change within society and with the hopes to accomplish a goal of helping everyone that they come in contact with to be successful. 

YBII hosts talks with influencer Dr. Justin S Hopkins Psy.D (instagram: @dochop_ @DrJSHopkins) whom discovered at a young age while hanging out at his grandfathers’ Barbershop, that the was one of the only places in the World where Black Men talked about their issues! Lack of mental health resources in his community helped him discover an opportunity & niche in the world of Psychology! 

- How Trauma from Slavery, Black Codes, Jim Crow, & Segregation still plagues the black community & passes down through generations. 

- How financial inequality dangers our mental health.