Join Apple Crider (Young Smart Money) and Scott Smith (Royal Legal Solutions) as they talk about the importance of asset protection and understanding the legal structure of your business. Scott gives clarity around LLC’s, tax implications on them versus a sole proprietorship, and explains what a two LLC approach is. As he created his strategies from learning the methods of other successful people, you need to nurture the same behavior and find what works for you.

By the end of this episode, you will learn of the common pitfalls you should avoid with asset protection, start networking with people you can learn from, and find predictable and repeatable ways to succeed. Enjoy the podcast!

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About Scott Smith:

Before opening Royal Legal Solutions, founder Scott Smith was an aggressive litigator who brought suit against major insurance. He knows first-hand the tactics that plantiff’s attorneys use to win law suits. He brings this knowledge to bear when setting up business structures to protect your assets.

We analyze your individual situation and put nuanced strategies into place that will not only protect your property to the greatest extent possible but also save you money in taxes and state fees. You don’t need to be a millionaire to benefit from the right system for acquiring property and protecting your assets. Our clients range from first time investors to seasoned real estate investors with a broad portfolio of properties.

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You can find Scott Smith on…

Website: https://royallegalsolutions.com/

LinkedIn: https://www.linkedin.com/in/scott-royal-smith/

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For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

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Here are the CHEAPEST ways to get FLIGHTS with United Airlines miles - Enjoy! Add me on Instagram: AppleCriderOfficial

Over $2,000 in savings / free travel for entrepreneurs: https://applecrider.com/resources/

Podblade Podcasting Academy:

Learn EXACTLY how to start and grow your own podcast in order to create significant passive income streams while building high-value connections and growing your personal brand: https://applecrider.com/ppa $30 OFF WITH CODE 30OFF

Join Apple Crider (Young Smart Money) as he talks about how he was able to use his United Explorer credit card from Minneapolis, St. Paul to Bankok, Thailand for $19 in cash! He shares how you can use United Airlines to get sign-up bonuses of up to 60K points, PSA-PreCheck worth $100, free checked luggage, and a free United Club pass. Not to mention, you could also avoid foreign transaction fees! Worried about annual fees? Don’t worry, there’s still an option for you!

By the end of the episode, you will learn to maximize the use of your credit cards and build credit while you’re at it. 

Join Apple Crider (Young Smart Money) and Dan Kryzanowski (Rocket Dollar) as they chat about self-directed accounts, retirement, and financial freedom. He shares how he started getting into real estate and learned how he could utilize his retirement dollars for different purposes other than “retirement.” Dan explains what first liens are, what having a custodian means, the importance of having checkbook control, and everything in between. He also reveals why other financial giants like Vanguard or Charles Schwab don’t go by his methods.

By the end of this episode, you will learn different ways to grow financially through real estate, other uses of self-directed IRA’s, and to put more thought into retirement. Enjoy!

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About Dan Kryzanowski:

Revenue-driving executive with a gritty, empathic "entrepreneurial mindset" responsible for leading new initiatives, partners, and teams across the US and globally to produce significant revenue wins in the IOT and physical worlds:

è  15 Yrs.+ Client-Facing Leadership (EVP of Business Development & Marketing, Head of Account Management). Real Estate, FinTech, Enterprise Software (SaaS / PaaS / FaaS).

è 10 Yrs. Commercial Leadership at GE Capital & Merrill Lynch (NPS / VOC / SWAPS).

è 5 Yrs. of FinTech (FT), Investor / Banking software sales & retention in Austin.

è 3 Major Turnarounds and GTM of Post-Acquisition business units (Increased Valuation 9-figures)

è 2 Languages (Spanish, English), 2 Universities (Wharton, Thunderbird), 2 Certifications (PMP, TSSB Finder).

Niche Expertise and Personal Interests:

✔ Investor, mentor, and speaker/author/podcast guest across the Family Office, FinTech and Real Estate communities: 100+ events/articles/interviews in 2019

✔ Niche expertise in Alternative Investments, Checkbook Control Self-Directed accounts (SDIRA, Solo 401(k), and Self-Storage: $100,000,000+ assets transferred

✔ Volunteer with HOBY (Hugh O'Brian Youth), empowering thousands of high school sophomores to develop leadership skills and embrace real world experiences in a collaborative, open environment: 1,000+ Ambassadors since 2011

STRENGTHS: Revenue Generation ✦ Brand Evangelist ✦ Client Champion ✦ Team Leadership & Development ✦Turnarounds ✦ Go To Market (GTM) ✦ Business Intelligence ✦ Competitor Research & Analysis ✦ Continuous Quality Improvement ✦ Key Performance Indicators (KPIs)

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You can find Dan Kryzanowski on…

LinkedIn: https://www.linkedin.com/in/danielkryzanowski/

Twitter: https://twitter.com/dkryzanowski

Website: https://www.rocketdollar.com/

Email: [email protected]

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For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

I know talking about IRA’s isn’t everyone’s cup of tea, but if you want to have financial freedom early, it’s highly beneficial to start now. The long-term results can be crazy! If you don’t believe me, have a look at this compound interest calculator and just start plugging in some numbers. Even if you don’t get into the technicalities, just starting an account generates money for you in the long run. Now that’s Young Smart Money!

The question is, should you contribute to a Roth IRA or a traditional IRA? It’s actually really simple. Join me today, and let’s see which one’s for you.

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For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

Welcome to the last installment of this three-part series where I share my experiences going to a 10-day Vipassana retreat. The first part talks about the general Vipassana retreat experience and the second one touches more on the things I learned after meditating for 12 hours for 10 days straight. In this last part, I’ll be discussing the difficulties I encountered throughout the whole retreat: what I thought would be tough, and what reallygave me problems. If you’re looking to see if a Vipassana retreat is for you, then this is perfect!

Learn more about the organizer of these retreats -- Dhamma.org

For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

Welcome back to part two of three of my experience going into this 10-day Vipassana retreat! The first part talks mainly about the experience and my general assessment of the whole ten days. If you haven’t seen the first part, make sure you have a look to have a better idea of what’s going on here. This second part will be focusing on the lessons I learned and the philosophical side of things. You might be hearing some woo-woo stuff, but I came out of the retreat having learned a lot about myself and the world around me. So I urge you to join in and have an open mindset. You might just learn something new!

Learn more about the organizer of these retreats -- Dhamma.org

For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

Today, I’ll be talking about my experience and takeaways from a 10-day Vipassana retreat that I went to last month. This is the first of a three-part series, and this first one will touch on my general experiences and expectations coming into the retreat. This is a change of pace from the usual content, but I promise it will be worth your time! I hope you get some value from it.

This retreat is coordinated by dhamma.org, a non-religious, non-sectarian group that uses the principles and teachings of Buddha. They use three meditation styles: Anapana, Vipassana, and Metta. For me, the last one is the easiest to do and could be done in about a 10-minute commitment. The others are more complex and you would need to sign up for a 10-day retreat to learn them. It is not my aim to teach these things, nor am I trying to shove Buddhism into your lives, but this is rather just me sharing my experience, as it was an extremely positive experience overall.

Learn more about the organizer of these retreats -- Dhamma.org

For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

My Credit Cards:

· Chase Ink Preferred

· Chase Ink Unlimited

· United Explorer

· Chase Freedom

· Chase Freedom Unlimited

One Million Credit Card Points By 21

I think you could tell by now that I’m a huge credit card nerd. Last episode, we talked about why you might want to use credit cards contrary to what others may say. I talked about how credit cards should help me build my credit file so that I could get a lower interest in getting a mortgage. If you haven’t seen that video yet, I highly suggest you watch it to get a clearer understanding of how that works. But today, I’ll be showing you the method to my madness in utilizing these nine credit cards to my advantage, particularly with the points I generate by getting and using these cards. You don’t think I just leave the cards in a drawer, right? My aim is to get one million in credit card points before I turn 22! As you may know already, I love personal finance, I love talking about it, and I love documenting the process as well for people to learn something. I think you guys will find it cool and get a lot of value out of this.

What Am I Doing With All These Points?

Counting all the points I gathered from sign-up bonuses, referrals, and spending, I have about 430K points ($8600 on 2 cents per point). That’s about halfway to the million points that I’m aiming for. Take note that I’ve been at this for about 2 years only. If you’re wondering what I plan to do with these points, I’ve actually spent some of them already. At the time of making this video, I’m actually at an Airbnb in Thailand already, planning to hop around Southeast Asia using my miles. So as you can see, I’m not stockpiling them to a million, it’s more of accumulating a million points. I believe it’s better to have fun in the process of getting to that million-point mark.

If you do want to try things out, my referral links are down on the Resources section. You could start having your own journey with cards while helping me reach my million-point goal in the process. If you’re just curious to know about more ways you could use credit cards, I do plan to do these types of videos/tutorials probably once a month, maybe updating you with my progress on the million-point goal, or giving you new strategies in terms of credit cards. So if you have any specific questions or suggestions on topics like more creative ways to earn points, redeem points, or anything about credit cards, do let me know. You could DM me on Instagram or leave a comment on my YouTube video. I’m always looking to provide you with value through the content I make. Thanks for spending time with me on this, and I hope you gained something from it that makes your personal finance skills better.

Join Apple Crider (Young Smart Money) as he talks about why he has 9 credit cards and how it significantly benefits his personal finance! He starts off with the reason why using credit cards wisely is an optimal way to help yourself financially in contrast to other philosophies that people may have. There will be a deep dive into the specifics of which credit cards would be appropriate for your spending habits and also knowing what alternatives there are should you have difficulty in managing a credit card in the first place.

By the end of this episode, you will learn tips on managing your credit score, things to know to avoid getting trapped in the credit card loop, and the importance of starting early. If you’re looking for ways to improve your personal finance, definitely stay tuned!

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About Apple:

Host of Top 100 Business Podcast: Young Smart Money. Interviewing successful 6, 7, and 8 figure online entrepreneurs in order to share their stories with an audience of high school and college students and illustrate options other than the traditional 9-5 for life.

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For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com

Young Smart Money is starting a new chapter! Instead of entrepreneur interviews, the show will now be focusing on personal finance for young entrepreneurs. From tax planning, to legal structures, to credit cards, get ready because we are about to nerd out! Going forward the show will be structured in a more actionable way in order to ensure each episode not only teaches you something about how to structure your finances as an entrepreneur, but also exactly how you can implement what you learn. Hope you're ready!

For all resources mentioned in the show check out www.applecrider.com/resources

Show notes for this episode and all other episodes --  www.applecrider.com/blog

Become a part of the Young Smart Money Community join the Facebook group -- http://bit.ly/YSMgroup

For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider

Interested in low-cost podcast editing? Check out www.podblade.com