What if the tax-free promise of your Roth IRA isn’t as ironclad as you think? In this episode of Freedom to Retire, Jim Cipriotti tackles the growing concern about potential changes to Roth taxation and why now might be the smartest time to act. From misunderstood five-year rules to the looming impact of required minimum distributions, Jim breaks down what every pre-retiree needs to know, especially dads navigating Father’s Day weekend with financial legacy on their minds. Tune in for practical strategies, historical context, and a few hard truths about your 401(k) and future tax bills.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group, every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

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