Your Bread and Butter

By Private Financial Design, LLC

Join the hosts of "Your Bread & Butter," Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP®, as they demystify the world of financial planning with engaging discussions and expert insights. Each e... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about Your Bread and Butter:

How many episodes does Your Bread and Butter have?

The podcast currently has 33 episodes available.

Your Bread and Butter episodes:

March 27, 2024 Doing the Dishes (Taxes)
The part of eating cooked meals that nobody likes to do: the dishes or in the financial realm= TAXES!
...more
23min
March 27, 2024 Cooking in the Kitchen (Budgeting
Getting yourself set up for success in preparing your "financial" meals!
...more
23min
March 12, 2024Your Bread & Butter: The Basics of Money!
Get on track in the new year when it comes to your money. You earn it... how do you keep it!
What to do if you have bills from the holidays:
restructure debt to be more efficient (refi, home equity, 0% credit card, personal loan etc.)
set up payment plan (pyramiding payments vs snowballing),
prepare for next year (pay yourself first, treat your holiday spending like a bill you are saving for)
Build a Proper Budget!
Total "In Go", total "Out Go and if there's not enough money, something's gotta go!

Large tax refunds should be changed to be a part of paychecks put towards your expenses and savings

Use Excel, paper worksheets,Quicken or Quickbooks, eMoney. Get it all down to review each month or every 2 weeks. Track spending for awareness purposes
Most Effective Budget:
pay yourself first (auto allocate money towards saving
goals)

review subscriptions, avoid premium spending, review insurances (health, life, home and auto), review tax withholding.

Know your Credit balances, minimum payments, interest costs. Pay higher interest first.

Cut out non-essentials and leave room for some fun!
Partners need to be informed!
Each share ideas and experiences

Be open to suggestions as to costs and savings

Work as a team, keep mutual goals and individual ones
...more
20min

FAQs about Your Bread and Butter:

How many episodes does Your Bread and Butter have?

The podcast currently has 33 episodes available.