Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

Financial abuse is on the rise.  Criminals are finding new and innovative ways to take advantage of people, particularly through social media and the internet.  Always be on the lookout for financial abuse and take precautions to protect yourself.  In this video, Regan discusses a few things to consider to avoid financial abuse.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. 

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Government of Canada’s “Little Black Book of Scams” can be found here: https://competitionbureau.gc.ca/eic/site/cb-bc.Nsf/eng/04333.html 

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

In this episode, Regan interviews Christine Van Cauwenberghe, author and the Head of the Financial Planning Division of IG Wealth Management. They discuss some of the challenges Canadians face when planning their estates.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.

Thanks for tuning in to Your Canadian Retirement Specialist!

Regan's Social Links:

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Christine's Links:

Her book: Wealth Planning Strategies for Canadians, 2022 Edition

LinkedIn: https://ca.linkedin.com/in/christine-van-cauwenberghe-28829913

Christine is the author of Wealth Planning Strategies for Canadians, which is published annually by Thomson Carswell and is currently in its 16th edition. Christine is a member of the Canadian Tax Foundation, has her CERTIFIED FINANCIAL PLANNER® (CFP) designation, is a Registered Retirement Consultant and is a Trust & Estate Practitioner, as certified by the Society of Trust and Estate Practitioners (“STEP”).

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

The sources of your retirement income and your strategy for withdrawing your savings can have a significant impact on your cash flow and tax burden. A Certified Financial Planner professional  can help you calculate your current expenses, project them over your retirement, and develop the customised withdrawal strategy that works best for you. Here are some retirement income sources to consider.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

The modern family is anything but standardised. The ages of spouses may differ greatly. Blended families with children from previous marriages are common. There are often added responsibilities inside and outside the family home as well, such as caring for elderly parents. Family goals are more personalised and often don’t follow “typical” timelines. 

As a result, financial planning strategies for families in Canada have become more diverse. In this video, Regan discusses four considerations for non-traditional families.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. 

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

Prefer to watch videos to get great information? Check out our YouTube Page: https://www.youtube.com/channel/UCvH9vahqj4lByV2TYAXhGgA

Join Regan Schiller and Stephen Struthers as they discuss what a good retirement looks like both financially and emotionally and some tips to ensure you have peace of mind in retirement.

Podcast Mentioned:https://open.spotify.com/episode/0JswVlo7fqkt4Ev5kVVk4W?si=oOjYfpBRRgykr_dUGTQN8w 

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.

Thanks for tuning in to Your Canadian Retirement Specialist!

Regan’s Social Links: 

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his CERTIFIED FINANCIAL PLANNER, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Stephen’s Social Links: 

Linkedin - https://www.linkedin.com/company/struthers-wealth-management/   or https://www.linkedin.com/in/stephenstruthers/  

Facebook - https://www.facebook.com/StruthersWealthManagement/  

IG Consultant Page - https://advisor.investorsgroup.com/en/stephen_struthers 

Stephen Struthers is a CERTIFIED FINANCIAL PLANNER professional, Chartered Life Underwriter, and Registered Retirement Consultant. He is an Executive Financial Consultant licensed under Investors Group Financial Services Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. 

Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company

LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

They say money doesn't buy happiness. In our experience, it’s working toward goals (including financial goals) that gives people a sense of drive, purpose, and ultimately, happiness. But what happens when the goal is reached? Many people feel a little lost when they reach this incredible milestone. Today, we would like to share some tips to help you break out of that post-retirement “wandering” phase, enjoy your success, and move on to a new goal in life.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

A tax-free savings account, or TFSA, offers Canadians an excellent savings option that allows you to save your money without paying taxes on growth or withdrawals. The money in a TFSA can be accessed at any time, making it an excellent option for younger people with families, houses, and other ongoing financial obligations. 

The main issue that Canadians run up against with TFSAs is over-contributing and being faced with penalty taxes. In order to avoid this, it’s important to know how to calculate your personal TFSA contribution room. Here are some tips to help you accurately calculate your TFSA room.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

In this episode, Regan interviews Ashish Utarid, Wealth Planning Specialist at IG Wealth Management. They discuss some mistakes many Canadians make when planning for retirement including:

• Home Bias - focusing on investing in home country, province, etc.
• Herd Mentality - Wanting to invest in a popular/trending sector (ex: Cannabis, Gamestop)
• Conservatism Bias - ignoring facts that are contrary to their beliefs

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.

Thanks for tuning in to Your Canadian Retirement Specialist! 

Regan’s Social Links:

Facebook: https://www.facebook.com/yourcanadianretirementspecialist

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/

Ashish’s Social Links:

LinkedIn: https://www.linkedin.com/in/ashishutarid/

Twitter: https://twitter.com/RetirementGuy81

Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated.

LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan can be found at:

www.canada.ca/en/services/benefits/publicpensions.html.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

The most common feeling pre-retirees feel is the foreboding sense that they will not have enough money saved to last the remainder of their lives. We all have a target age in our minds for when we would like to retire, but sometimes circumstances decide for us. An unexpected layoff from our employer or a sudden illness can cause us to retire earlier than we planned. On the other side, economic downturns or unlucky investments can make us feel we have not saved enough for retirement and therefore cannot start living off our savings quite yet. 

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. 

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated.

LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan can be found at:

www.canada.ca/en/services/benefits/publicpensions.html.

Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement

Prefer to watch videos to get great information? Check out our YouTube Page.

The rules around taxes can be confusing. Knowing how much to pay, when to pay, and how to make deductions can feel overwhelming, which is why most people seek out expert help when it's time to file taxes. If you live in Canada and are employed, you probably know you are paying a portion of your earnings as income tax to the government, but what about during retirement? In this episode, Regan will address this question and help clarify the taxes on retirement income.

Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates

Thanks for tuning in to Your Canadian Retirement Specialist!

Facebook: https://www.facebook.com/yourcanadianretirementspecialist 

LinkedIn: https://www.linkedin.com/in/schillerandassociates

Website: https://schillerandassociates.com/ 

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated.

LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan can be found at:

www.canada.ca/en/services/benefits/publicpensions.html.

Music courtesy of LesFM: https://lesfm.net.