Your Dollars, Our Sense

Beacon Pointe Chief Investment Officer Michael Dow joins Coby and Karen to discuss what matters most to investors during an election year and the policy of most significance that no one is talking about.

Show Notes Links:

A Primer on Financial Repression

Beacon Pointe Marcro & Markets Webinar – August 2024

Upcoming Webinars

Coby and Karen provide a primer on the IRS’s final rulings around Inherited IRA withdrawals. This timely update on the Secure Act 2.0 will help you prepare for important changes in 2025. 

Show Notes Links:

Secure Act 2.0 Quick Fire Part 1 (Spotify) | Apple

Secure Act 2.0 Part 2 (Spotify) | Apple

Zach Wain of Wain Capital explains why mortgage rates are on the decline ahead of the Federal Reserve cutting interest rates – and what this means if you’ve been sitting on the fence. Plus, an update on what’s trending in mortgage products. 

Show Notes Links:

How Mortgage Rates Work (2020)

As college-bound students decide where they’ll spend their years ahead, Coby and Karen share important documents to have in place for adult children and their best tips for tapping into 529 College Savings Plans - plus some easy mistakes to avoid!

Show Notes Links:

Straight from the floor of our annual Advisor Summit, Beacon Pointe Wealth Advisors Coby Cress, CFP® and Karen Reifel, CFP® sit down with five industry thought leaders to dissect why 2024 is a stock picker’s paradise, the future of office buildings, equity managers trapped in a bond manager's body, and how your refrigerator can destroy your life...  

Important Disclosure: This episode contains the opinions of Beacon Pointe's guests and are subject to change.

Join Beacon Pointe wealth advisors Coby Cress, CFP®, and Karen Reifel, CFP® as they share expert insights, real-life anecdotes, and some not-so-obvious benefits that a financial advisor can provide for you along your wealth journey.  

Discover the hidden treasures buried within this episode – including how an advisor can help you avoid costly mistakes, provide you with peace of mind, and save you valuable time.  

Inspired by the recent addition to podcast co-host Coby’s family, Karen and Coby share their best financial advice for starting a family - before and after baby! From diaper budgets to building the foundations of your family’s future, we’ve laid out some of the key financial considerations that accompany this important life decision in our newest episode.  

Links:

Your Dollars, Our Sense Book: https://a.co/d/fZzybHf

'Saving for College: https://beaconpointe.com/college-savings-plans-faqs/

529 Plan FAQs: https://www.savingforcollege.com/intro-to-529s/what-is-a-529-plan

FMLA: https://www.dol.gov/general/topic/benefits-leave/fmla

Estate Plan Key Documents: https://beaconpointe.com/four-essential-estate-planning-ingredients/

Coby and Karen highlight one of the most misunderstood money concepts, breaking down the rules of gift giving.  From freebee gifts the IRS ignores, when gifts need to be reported, and common gifting mistakes, all the details are wrapped up in a nice little package.

Co-hosts Coby Cress, CFP® and Karen Reifel, CFP® discuss the importance of balancing your reasonable and rational desires when it comes to decision-making. They touch on topics such as mortgage payments, social security, and portfolio risk when considering how to make decisions that fit your financial goals.

Links:

The Psychology of Money, by Morgan Housel

Markets in Motion podcast

Article

In this episode of Beacon Pointe podcast "Dollars & Sense", co-hosts Coby Cress, CFP® and Karen Reifel, CFP® shed light on the importance of this decade as it sets the stage for retirement plans, Medicare considerations, legacy planning, tax strategy, and some easily avoidable missteps along the way. 

Episode Resources:

Financial Planning Through the Ages: 60 Somethings

Devin Carrol

Outlive by Peter Attia, MD

Simple Wealth, Inevitable Wealth by Nick Murray

Retirement Planning Guidebook by Wade Pfau, Ph.D.