Your Everyday Rich

Your Everyday Rich

By Jason and Jennifer Kao - YER NetworkBusinessInvesting
Download on the App Store

Your Everyday Rich episodes

  • Ep 75 - Millennial Money Moves: How to Start Investing in 2025 (especially if you have never started)

    Welcome back to Your Everyday Rich!

    You’re sipping coffee, hearing your kids laugh, and it hits you—you’re 40+, and while your family grows every day, your money hasn't kept pace. The future feels closer than ever, but time is still on your side. Feeling like you’ve missed the investing boat? Think again!

    In this living room conversation, Jason and Jennifer demonstrate why now is the perfect time for millennials to take control of their financial future if you have never created an investment portfolio yet.

    They share a clear, no-nonsense roadmap to kickstart your investment plan for 2025, covering:

    ✅ Actionable steps to start investing, even if you’re a total beginner

    ✅ The magic of compounding and why small steps today can lead to big rewards tomorrow

    ✅ Navigating essential tools like TFSA, RRSP, and RESP to make your money work smarter

    ✅ The advantages millennials have even when starting late.

    Plus, they offer a practical 3-step process for couples to align their finances, define shared goals, and work as a team to grow wealth together. Whether you’re feeling overwhelmed or unsure where to start, Jason and Jenn’s tips will inspire you to take action, overcome mental blocks, and build a portfolio that aligns with your dreams.

    🎙️ Grab your notebook, your partner, or just your earbuds—this episode is your invitation to stop overthinking and start doing. Your financial future starts here! 🚀

    39 min
  • Ep 74 - Fitness, Finances, and Relationships: The Ultimate Goal-Setting Formula to crush 2025.

    In this living room conversation, Jason and Jennifer discuss their goal-setting process for 2025, reflecting on the highs and lows of 2024. They share practical strategies for setting meaningful goals, focusing on key areas like health, finance, and relationships.

    Learn how to stay consistent and accountable with techniques like quarterly check-ins and time blocking.

    They also reveal why it's crucial to focus on fewer goals for greater impact and how fitness plays a pivotal role in personal growth.

    Tune in for expert tips and inspiration to help you set and crush your own goals in the year ahead!

    28 min
  • Ep 73 - Why do we struggle with spending money? Understanding the roots of financial guilt.

    Welcome back to Your Everyday Rich!

    In this living room conversation, Jason and Jennifer explore their personal challenges with spending money, especially during the holidays.

    They reveal how their childhoods and immigrant backgrounds shaped their approach to money, and how these influences still impact their financial decisions today. They explore powerful shifts in mindset, like reframing spending as an investment in well-being, and how a thoughtful budget can make guilt-free spending possible. They also discuss why experiences often provide more long-term happiness than material things.

    If you’ve ever struggled with guilt over your spending or wondered if there’s a way to balance frugality with joy, this episode is a must-listen. Tune in to hear how reframing your financial habits can lead to a more fulfilling life.


    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.


    25 min
  • Ep 72 - ft Victoria Suen (buildxlab) - Designing wealth, one permit at a time: Real estate insights from a millennial architect

    Welcome back to Your Everyday Rich!

    In this living room conversation, Jason and Jenn chat with architect and real estate investor Victoria Suen about her journey into real estate, the value of an architect’s perspective in investing, and the challenges of converting properties into multi-units. Victoria shares insights on key real estate terms, permit processes, and construction tips like creating spec books and sound mitigation. She also discusses her evolving investment philosophy, exploring larger opportunities in Toronto, and advice for investors on patience and growth.

    We also discover a 'corny' thing about Victoria near the end 😅

    Listen for some great perspective on how anyone with no experience can learn about real estate to add to their wealth journey.

    Find Victoria on:

    Instagram: @buildxlab

    Web: buildxlab.com

    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.


    1 hr 3 min
  • Ep 71 - The Gambling Trap: The real cost of gambling and how it impacts your financial freedom goals

    Welcome back to Your Everyday Rich!

    In this living room conversation, Jason and Jenn get into the world of gambling, exploring its psychological underpinnings, financial consequences, and the societal perceptions that normalize it.

    They discuss the addictive nature of gambling, the various fallacies that trap individuals into a cycle of betting, and the long-term impact on wealth accumulation. The conversation emphasizes the importance of recognizing gambling as a serious issue and offers strategies for responsible gambling, ultimately advocating for a shift in mindset towards long-term wealth building.

    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

    30 min
  • Ep 70 - Why Compound Interest Works - our imaginary conversation with Prof G and Morgan Housel on the 8th wonder of the world

    Welcome back to Your Everyday Rich!


    In this living room conversation, Jason and Jenn sit down for an imaginary chat with Prof. G and Morgan Housel to explore how patience and discipline can lead to financial freedom.

    They get into the magic of compound interest, explaining why it’s one of the simplest and most reliable ways to build wealth. Breaking it down with numbers, they reveal how compounding works, the importance of playing the long game, and the mindset barriers that often hold people back from investing. Along the way, they debunk common investing myths, share practical tips for getting started, and emphasize the value of starting early and staying consistent.


    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀


    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

    32 min
  • Ep 69 - Understanding the Psychology Behind Money Scams and How to Protect Yourself from Financial Fraud

    In this living room conversation, Jason and Jenn talk about money scams, discussing various types of scams, the psychological triggers that lead people to fall for them, and practical tips for recognizing and avoiding these scams. Big part of the episode highlights the importance of maintaining a healthy dose of skepticism, staying informed, and protecting personal information to safeguard against financial fraud in both a digital and physical word.


    Don't forget to RATE the podcast, like, share, and subscribe!

    35 min
  • Ep 68 - The Power of Doing Hard Things: Completing the Spartan and Hyrox competitions, learning about Fitness, Family, and Inner Strength

    In episode 68, Jason and Jennifer share their humbling journeys through Spartan and HYROX competitions, revealing the motivations and commitment to family fitness that guided their paths. They walk listeners through the highs and lows of their rigorous training, showing how family support transformed fitness into a shared adventure and deepened their outlook on taking on these goals. Reflecting on the growth that comes from tackling challenges, they offer a powerful message: doing hard stuff not only builds resilience but also reveals inner strength and a renewed focus on health, especially as a millennial.

    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Follow on social media:

    Your Everyday Rich instagram ⁠⁠https://www.instagram.com/youreverydayrich⁠⁠

    Youtube: ⁠⁠⁠⁠https://www.youtube.com/@youreverydayrich⁠⁠

    DM us or leave a comment! We want to hear what you think are important living room convos!

    Listen on:

    Apple:⁠⁠ ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\⁠⁠

    Spotify: ⁠⁠https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg⁠⁠

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

    43 min
  • Ep 67 - Understanding Childcare Costs: A Parent's Guide to affording and picking the right daycare

    In episode 67, Jason and Jen talk about the evolving landscape of childcare, focusing on the financial implications, government subsidies like the 🇨🇦 CWELCC, and the various options available to parents. They share their personal experiences and insights on the challenges of affording childcare, the impact of government programs like hidden taxes, and the importance of choosing the right childcare solution for families. They also go into the 'should you quit to raise your kids' debate.

    This talk highlights the need for parents to navigate these complexities while considering their financial and personal circumstances.

    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Follow on social media:

    Your Everyday Rich instagram ⁠https://www.instagram.com/youreverydayrich⁠

    Youtube: ⁠https://www.youtube.com/@youreverydayrich⁠

    DM us or leave a comment! We want to hear what you think are important living room convos!

    Listen on:

    Apple:⁠ ⁠⁠https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\⁠

    Spotify: ⁠https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg⁠

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

    43 min
  • Ep 66 - Planning for life changes and unexpected events: The importance of having an Emergency Fund

    This living room conversation explores the concept of emergency funds and their importance in personal finance. Jason and Jenn highlight the significance of liquidity, the impact of unforeseen circumstances, and the need to reassess emergency funds as life circumstances change. Jason and Jenn share personal experiences and insights by showcasing how they approach contingencies in their corporate projects, sharing what they did when they started their emergency fund, and emphasizing the value of having a financial safety net to provide piece of mind in case of a worst case scenario.

    Why do these conversations matter? They matter because these convos are happening behind closed doors and we want them to be front and centre so you can be empowered to achieve financial, personal and family success.  You don’t know what you don’t know but we are here to change that and provide you with the info, insight, and tips you can use to make the best decisions around your money, investing and family life so that it is built around Your Everyday Rich life. 🚀

    Follow on social media:

    Your Everyday Rich instagram ⁠https://www.instagram.com/youreverydayrich⁠

    Youtube: ⁠https://www.youtube.com/@youreverydayrich⁠

    DM us or leave a comment! We want to hear what you think are important living room convos!

    Listen on:

    Apple:⁠ ⁠⁠https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\⁠

    Spotify: ⁠https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg⁠

    Disclaimer

    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes. Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

    34 min

About Your Everyday Rich

From the publisher's feed

Join two millennials, Jason and Jenn, for unfiltered living room conversations about life’s biggest decisions—the ones you hesitate to bring up and secretly Google. Like getting better with your…