When it comes to DIY projects like fixing an outlet, installing a faucet or changing a lightbulb  - those are acceptable. BUT, when it comes to your money, your income, your financial future when the paychecks stop - definitely NOT a DIY situation. 

John explains why planning your own financial future can be dangerous if you rely on the templates you see online or what your "friend" told you to do. He also explains how his tools and strategies can put you in a better position and leave you with a stress free retirement. 

If you have questions bout your retirement, your money, your income - call John today and setup a time for a FREE Portfolio Review! 

John introduces us to his new Office Manager, Jessica! Jessica joins the show and talks about what people don't know about John, why Rose Retirement is so special and finally, why she loves working with John and client at Rose Retirement !

Then, its what everyone is talking about - the 2020 Presidential election! We’re all asking the same questions these days:  The first one is, “Who will be our next president – Trump or Biden?” And the second one is, “How will that affect me?”  But does our retirement future really depend on what happens in November, or is it more about the preparations that we’re either making – or not making?

Plus, women and investing - why some feel they don't go together. A two-year study out of Hong Kong finds that financial advisors there tend to try to convince their female clients to take on riskier investments than they suggest for their male clients.  Obviously, this pertains to Hong Kong, but do you think some advisors here may not take women quite as seriously as they do the men? John explains her teaching style and how he approaches everyone the same, no matter your sex, race or orientation. John's goal for everyone is to help them create, grow and protect that nest egg you have worked so hard to build. 

The good news is you can meet with John one-on-one for FREE! Setup a quick phone call to discuss your concerns, come into the office - whichever works best for you. Many think that standing still until after Nov.3rd is the right decision, John can educate you why this is the time to be proactive or you and your money will be left behind! 

Call John today for a complimentary portfolio review! 

There’s a saying, "As California goes, so goes the nation."  In other words, a lot of the trends and ideas that start in California eventually spread nationwide.  That’s why it’s a little concerning that state lawmakers there are proposing a tax hike that would boost their combined (state & federal) top tax rate to nearly 54%!  Is this what you were talking about when you warned us to expect higher tax rates in the future?

Plus, how the 2020 Election will impact your taxes in the future! 

Don’t forget to listen to John’s weekly radio show, “Your Family, Your Finances” Saturdays at 2 on KTBB!  

Hear how John can help YOU improve your income and retirement. Call John today at 903-690-7131 to setup a complimentary consultation, over the phone, via ZOOM or even in person!

Meet John Merkel of Rose Retirement! With over 20 years of experience, John focuses on working with people just like you cross that retirement finish line with confidence. If you’re wondering what makes John stand out from other advisors, or why does he have so much passion for helping others – listen to today’s podcast. Hear how his upbringing in the foster system forever changed his view on life, how he treats others and why even in his professional life, family is most important.  

Don’t forget to listen to John’s weekly radio show, “Your Family, Your Finances” Saturdays at 2 on KTBB!  

Hear how John can help YOU improve your income and retirement. Call John today at 903-690-7131 to setup a complimentary consultation, over the phone, via ZOOM or even in person!

Now is a GREAT time for a financial checkup. Lets look at where you stand today, your risk tolerance and what you could do to improve your portfolio. 

How has Covvid-19 impacted your finances? Were you laid off? Furloughed? Forced into an early retirement? How can you make sure your plan is solid with a specific budget lined up so that you can make ends meet for the important things like taxes, inflation and healthcare BUT also have money for the FUN things  on that bucket list? 

Hear how John can help you weather the storm of market volatility, protect your assets while also taking advantage of the gains! 

Don't stress over retirement, let John do all the heavy lifting and get you to and through that retirement finish line with income you can't outlive. 

 Call John today for a complimentary Portfolio Review! 

Have you ever hid a secret account or even money from your spouse? A  CreditCards.com survey found that roughly 13 million people have either a bank account or a credit card that they’re hiding from their spouse.  How can having financial secrets hurt our portfolios? John talks about why its important to come in together, as a couple.

The, why does John care about YOU and YOUR retirement?  John talks about why he is so family oriented, John talks about what he learned from his daughter and how he has applied it to his everyday working with people JUST LIKE YOU! 

It all begins with a conversation - Call John today for a complimentary Portfolio Review!