Few things can sink an individual investor than buying or selling on emotion. That can lead to tries at market timing, which rarely works out, especially when things are high or low. My first guest cautions time is more important than timing. Thiago Glieger is a private wealth advisor at RMG Advisors of Rockville, Maryland.

Plus, as this year's black history month comes to a conclusion, we wanted to check how things look today for black managers in the federal government. For some perspective on the here and now, I spoke to the president of the African American Federal Executive Association, Tyra Dent.

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