Far be it from us to spoil the optimism of the fresh, new year. But senior career managers in government might want to consider preparing for the worst. Suppose the coming Trump administration does get Schedule F in place. Are ready for a forced retirement or change in career? I got some advice, from retirement expert Tammy Flanagan.

Plus, 2025 has finally arrived, and you'll be a year older. Or something like that. The new year brings the idea of optimizing your TSP investment profile for the stage of life you're in. I got some ideas from certified financial planner Art Stein of Arthur Stein Financial.

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