Open season means federal employees have homework. Time spent now planning for your health care coverage can pay off later, both in money and health. For some things to think about, I spoke with principal Thiago Glieger of RMG Advisors.

Plus, the stock market continues to defy logic, something it seems to do best. Just look at what's been happening this week. Now some 117,000 federal employees and retirees have Thrift Savings Plan accounts worth more than a million dollars. There ought to be many more. At least, that's what federal retiree and financial advisor Abe Grungold says.

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