Christmas is usually the busiest time of the year. Not only are our weekends booked up with celebrations, but our wallets are open with funds seemingly flying out.

Although we may have left it a little too late for some of these tips, I wanted to get in to help you start preparing for next years silly season.

From giving gifts to thrifting, I hope you find a tip or two in this episode to turn your Christmas into a Thriftmas!

Variable rates can be great if flexibility is key for your goals. But did you know there are a couple of different variable products your lender may offer?

Today's episode is a run through of a couple of different variable options on offer and their pros and cons, to help you find one that suits your needs.

If you would like to chat about your individual circumstances, please feel free to book in a chat.

https://calendly.com/yourfinancebroker/finance-consultation

yourfinancebroker.co

This episode I share with you some tips to help increase your borrowing capacity.

I also note some of the free guides that we have on our website.

You can discover a guide that suits you at

Today's guest is Money Coach and Finance Educator, Gemma Mitchell from Bent Not Broke.

We cover off on the important topic of navigating finances through separation.

Some key points-

* Who is the right specialist to talk to?

* Having financial independent and what that may look like for you.

* Creating a safety net of people around you who can help you achieve your finance goals.

* What a Money Coach is and how Gemma can assist at Bent Not Broke.

If you have any questions about today's episode or you would like to find out more about resources available, please reach out.

Teressa

Senior Finance Broker

Your Finance Broker

This episode we cover off on some of the pros and cons of fixed and variable type loans.

Find out when and why you might choose these types of rates and the inside tips on how to choose.

You can also find out more about the loan types

If you would like to find out more, please feel free to reach out to us yourfinancebroker.co.

Navigating through separation can be overwhelming. We wanted to share this episode to help guide you to first steps and get an understanding on what the process may look like.

Our podcast is based on our opinions only and it is always recommended you seek legal and specialist advice.

This week we chat about a topic I'm very passionate about. Modular home finance.

I have been lucky enough to work with some great modular builders and lenders over the last two years, to help clients fund their dream homes.

As modular finance can be a little involved, I wanted to put together this episode with some tips to help you along your modular journey.

Please feel free to reach out at any time if you would like any guidance.

Yourfinancebroker.co

This one's for our business listeners.

This week we are joined by the Managing Director of Imperium Corporate Service, Christine Genocchio.

Christine is experienced in bookkeeping, HR, BAS and compliance for your business.

as we are approaching tax time, I thought it would be great to cover off on some items to help you get tax ready and learn tips to manage your finances better.

We chat about -

- Why keeping your books up to date will save you time and money at tax time

- The things you need to know when changing from sole trader to a company

- What to look for when seeking an accountant

You can head to

This week we chat about the hot topic of refinancing.

Is it for you? What are the benefits and costs?

Please note that everyone's personal circumstances are different and its always best to have a one-on-one discussion to see what options are available to you.

Yourfinancebroker.co

Music credit Audrey Rossie

This week we are joined by the amazing Keeta Gibson from Ocean Buyers Agency.

Keeta shares with us how a Buyer's Agent can help you get your dream property. She also shares with us a bit of a market update for the Sunshine Coast, and some great tips of what to look for when relocating or trying to find the best suburb for you and your family.

You can connect with Keeta at

We hope you enjoyed today's episode.