Are you truly in control of your finances? 

This episode is all about getting back to the basics and making sure your financial foundation is strong! Whether you're just starting your wealth-building journey or looking to fine-tune your financial habits, we’ll guide you through budgeting, spending awareness, debt management, and credit health.

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Time Stamps:

00:00 - Welcome to the Female Finance Collective!

00:30 - Meet Your Hosts: Jen, Mary Lee, and Sybil

00:58 - Why Checking Your Financial Foundation Matters

01:37 - Step 1: The Importance of Budgeting

02:32 - Step 2: Tracking Your Spending vs. Budgeting

05:25 - Step 3: Paying Yourself First & Avoiding Lifestyle Creep

07:09 - Step 4: Understanding Your Fixed vs. Variable Expenses

09:16 - Step 5: Managing Debt & Credit Card Payments

11:55 - Step 6: Checking Your Credit Score and Debt-to-Income Ratio

13:34 - Step 7: The Risk of Lifestyle Inflation & How to Avoid It

14:40 - The Power of Knowledge: Why Understanding Your Finances Eliminates Anxiety

16:19 - Take Action Today: Free Financial Quiz & Resources

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.