In this Episode of Your Financial Maven, I am excited to share with you my guest interview with Billy Zerillo Wealth Management Advisor/ Vice President at TerraWealth. Billy and I chat all about money and the importance of working with our clients and helping them feel financial empowered. Part of Billy’s passion is “Empowering divorced entrepreneurs to reclaim financial confidence and define their purpose.” He has four elements of how wisely we are spending our income and shares it here. In addition to being a Wealth Management Advisor, Billy is a podcaster himself and hosts The Money Talk and he is in the process of writing a book with the same title “The Money Talk.” Thank you, Billy, for joining me on Your Financial Maven. It was a lot of fun and very imformative.

You can find Billy Zerillo here:

https://www.terrawealth.com/billy-zerillo/

https://www.youtube.com/@Themoneytalkpod

https://www.instagram.com/themoneytalkadvisor/

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YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!

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www.yourfinancialmavenpodcast.com
Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA
Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA
Editing: Kris Zarnoch of KMZen Creative
Music: Written, Composed and Performed by Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

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Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

It’s Part two of Do you Know you Money Minisode Individual Tax Edition. In this minisode, I touch on tax inflation rates, W2 review, 401(K) and IRA increases and making sure you are donating to a legitimate Nonprofit Organization. Check out my tax resource links here related to this minisode: https://www.yourfinancialmaven.com/individual-tax-resources

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YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!

_____________________________________________
www.yourfinancialmavenpodcast.com
Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA
Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA
Editing: Kris Zarnoch of KMZen Creative
Music: Written, Composed and Performed by Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

You might be busy with the Holiday Season, but Tax Season is right around the corner. The year-end is coming and there are things you need to be aware of before it turns midnight on December 31st. In the part 1 of my Do You Know Your Money Minisode Tax episode, I focus on some important things you need to have and be prepared for when it comes to Tax Season. Whether you prepare your returns yourself, or you work with a tax professional like a Certified Public Accountant (CPA), its important to be organized throughout the process. This episode really focuses on the individual tax preparer, but don't worry, I will also have some great insights and tips coming out soon for small business owners to be prepared for Tax Season as well.

Here are some great links you need to have:

IRS Tax Account: https://www.irs.gov/your-account

2023 Tax Rates and Standard Deduction information: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023

Verify your Tax Preparer or CPA: https://irs.treasury.gov/rpo/rpo.jsf


_____________________________________________
YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!

____________________________________________

www.yourfinancialmavenpodcast.com

Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA

Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA
Editing: Kris Zarnoch of KMZen Creative
Music: Written, Composed and Performed by Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

Welcome back to a brand new episode of Your Financial Maven (YFM)! I am so excited to be back in my podcast studio recording great episodes for you! This is the first of what I am calling "Do You Know Your Money Minisodes" where I talk about important topics like budgeting, taxes and any other insights I want to share with you about money. Check out all of my episodes and look for more "Do You Know Your Money Minisodes" coming soon!

Budget Worksheet Template

Spending Plan Template
_____________________________________________

YFM wants to hear from you! Feel free to leave any money insights, questions, tips, or stories you may have. I cannot wait to hear from you and to share your messages on the podcast. You can leave your messages here: YFM Wants to Hear from You!

____________________________________________

www.yourfinancialmavenpodcast.com

Your Financial Maven Podcast is Hosted by Samantha M. Besnoff, CPA

Production: Your Financial Maven LLC and Samantha M. Besnoff, CPA
Editing: Kris Zarnoch of KMZen Creative
Music: Written, Composed and Performed by Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

Do you know your money? Do you feel financially empowered about your money? Or are you stressed about your money? I'm Samantha Mittman Besnoff, CPA, and I'm so excited to share my "Your Financial Maven®" podcast, where we need to change the way we think about money, our understanding of it, and the effects it has on our lives. My podcast, "Your Financial Maven," includes interviews with guests both in and out of the financial world. As well as mini -sodes, where I just talk to you about all things money. It's important to think about the psychological aspect of how our upbringing and experiences change how we make spending and financial decisions.The "Your Financial Maven" podcast touches on budgeting, taxes, and really anything around money. I've spent over 25 years in the accounting field, and my expertise is vast.And that is why I'm known as "Your Financial Maven." And I'm so excited to be sharing my "Your Financial Maven" podcast with you. Don't miss an episode of the "Your Financial Maven" podcast.You can find "Your Financial Maven" on Spreaker as part of their prime network or wherever you listen to your podcasts.Feel free to leave Your Financial Maven a message: _________________________________________________________________Produced and Hosted by Samantha M. Besnoff, CPA and Your Financial Maven LLCEditing by Kris Zarnoch of KMZen CreativeMusic is written, composed, and performed by Daniel ShoreBecome a supporter of this podcast: .

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

It's a topic we just don't want to talk about, but we need to: What happens if my spouse/partner passes, how do I handle the financial side of things. In this episode of Your Financial Maven, I sit down with Chris Bentley, MBA, CFP®, CRPC®, CLU® and CEO of Wings for Widows to talk about what we just don't want to talk about. Understanding what needs to be done when a loved one passes, it so important and planning ahead of time too is just as important. Thank you to Chris for enlightening me and enlightening my listeners. ______________________________________________________________________ You can find more information about Wings for Widows and the amazing work that Chris and his organization does here: https://wingsforwidows.org/home/ _____________________________________________________________ Your Financial Maven wants to hear from you! Leave your insights or questions about money and you just may be on the podcast: www.yourfinancialmavenpodcast.com Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA Editing by Kris Zarnoch of KMZen Creative Music written, composed and performed by the amazing Daniel ShoreSee omnystudio.com/listener for privacy information.

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

It's important to be aware of our money and understand it. And there are things that we don't always talk about, and we should. Join me in this great conversation with my girlfriend Lisa, who is also a part of the financial world, as we chat and talk about things including some new topics when it comes to money.
_____________________________________________________________

Your Financial Maven wants to hear from you! Feel free to leave an audio message via email at [email protected]

Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA
Editing by Kris Zarnoch of KMZen Creative
Music written, composed and performed by the amazing Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

In this week's episode, I have the pleasure of engaging in a wonderful conversation with a dear friend of mine, whom I've known since our sons started first grade together. Since then, our bond has grown stronger, fostering numerous meaningful discussions about parenting and our journey through this life. So I felt compelled to invite my close friend, Kristin, to join me in a heartfelt conversation about all things money. And I’m thrilled that she agreed to do it. _____________________________________________________________

Your Financial Maven wants to hear from you! Leave your voice messages via email at [email protected]

Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA
Editing by Kris Zarnoch of KMZen Creative
Music written, composed and performed by the amazing Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

In this episode of Your Financial Maven I shift the conversation and chat with a really good friend of mine and one of her sisters about growing up together and how they learned about money and how it shaped their lives. Money is a powerful force that can shape our lives and relationships, and this is particularly evident within a household where siblings coexist. Despite growing up under the same roof, siblings often develop different perceptions and attitudes towards money. Birth order, individual circumstances, financial roles, parental influences and personal values and priorities can affect how siblings learn and understand what it means to be financial empowered. As the youngest of three, I can definitely agree with this. Enjoy my chat with the Leahy Sisters _____________________________________________________________

Your Financial Maven wants to hear from you! Leave your voice messages via email at [email protected]

Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA
Editing by Kris Zarnoch of KMZen Creative
Music written, composed and performed by the amazing Daniel Shore

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore

Tax season may be over, but reviewing your taxes throughout the year is recommended and will help you when it is tax time. Not only that, it can help with financial planning. I recently sat down with two Enrolled Agents to chat about taxes. Thank you to Kristin Delfau of HerMoney Solutions & Delfau Tax and Financial Services, LLC and Jenya Rose of Rose Tax and Financial for taking time out of your day to have a conversation with me about taxes. The take away from these conversations is that you should be paying attention through out the year and you should check in with a tax professional or take the time to look at resources like the www.irs.gov to see if any of these changes effect your taxes. _____________________________________________________________

Kristin Delfau, EA: https://www.hermoneysolutions.com/ https://delfautax.com/ _____________________________________________________________

Jenya Rose, EA: https://www.rosetaxandfinancial.com/ _____________________________________________________________

Your Financial Maven wants to hear from you! Leave your insights or questions about money through a voice message at [email protected]

Hosted and Produced by Your Financial Maven LLC and Samantha M Besnoff CPA
Editing by Kris Zarnoch of KMZen Creative

Music written, composed and performed by the amazing Daniel Shore

Remember, the information provided here is general guidance. It's always recommended to consult a tax professional or refer to the specific tax regulations in your country for accurate and up-to-date information tailored to your situation

Become a supporter of this podcast: https://www.spreaker.com/podcast/your-financial-maven--5956138/support.

Send us a text

Support the show

Feel free to reach out to Your Financial Maven® at www.yourfinancialmavenpodcast.com⁠. I would love to hear from you about your money story or insights!

Become a Supporter by the furthering of Financial Education Empowerment and get a shout out in an upcoming episode: YFM+ Supporter
_______________________________________________________

The purpose of this podcast is to provide general information on the subjects discussed. It is for educational, informational, and entertainment purposes only. It is not meant to resolve your specific financial needs or situations. Please consult with your CPA, tax, or financial professionals.

Your Financial Maven® is produced and hosted by Samantha M. Besnoff, CPA

Editing by Kris Zarnoch of ⁠KMZen Creative⁠

Music written, composed, and performed by Daniel Shore