Your Money Call

Consider this your wake-up call. This episode of Your Money Call with DK Hall digs into new data from the New York Federal Reserve which shows that Americans are trillions of dollars in debt. And delinquency rates are rising. Total consumer debt rose to $17.5 trillion dollars in 2023. Credit card delinquency rates shot up 50% last year, signaling increased financial duress.

Personal finance coach Diane King Hall reviews the data and gives you a prescription for how to dig out, including sites for remote work and side hustle gigs. She also answers a listener question so stick around for the ending!

*This podcast is for educational and information purposes only. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney.

In this episode of Your Money Call, Diane sits down with Brooke, a young woman in her 20's to create a working budget for her income and steps toward achieving her financial goals. Brooke has credit card debt, and Afterpay type debt, but no student loans. She wants to buy a car, and has other financial goals such as eventually going back to school.

She is working full time and lives in the Northeast. Brooke walks away from this episode with a budget, concrete plans to reduce extraneous spending, and knowledge of high yield savings accounts. If you are interested in having a budget built for you please reach out on social media, and we may feature you.

*This podcast is for educational and information purposes only. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney.

In this episode of Your Money Call w/DK Hall, Diane King Hall discusses the topic of credit and its importance in personal finance. She explains what credit is and why it matters, focusing on credit scores and their significance. She breaks down the categories and factors that affect credit scores, emphasizing the importance of payment history, and credit utilization. King Hall also provides insights on managing closed accounts and negative information, regularly checking credit reports, dealing with fraud and errors, and building and maintaining good credit.

*This podcast is for educational and information purposes only. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney.

In this episode of Your Money Call with DK Hall, Diane King Hall goes back to basics teaching a cornerstone principle of personal finance, budgeting. She discusses the origins of her own fiscal journey, and weighs in on which budgeting apps to consider using. Tune in for fresh financial wisdom weekly.