Cyber Monday. Small Business Saturday. Black Friday. Or maybe your holiday spending started as early as the day after Halloween, when more major retailers than ever launched Christmas sales campaigns. However long ago the spending started, many of us are bringing the new year in with a serious budget and debt hangover. GreenPath Financial Wellness Innovation and Diversity Strategy Leader Omari Hall joins Your Money Your Life to share ways to restore your financial health, setting you up for better in 2025.

It’s important to have honest conversation about finances, but it can be hard for couples to get those conversations started and keep them going with a minimum of conflict and drama. Entrepreneur and philanthropist Early Walker and his wife Tia, a television news anchor and journalist, use the same approach to money talk that they use with their marriage in general—have fun with it! The content creation duo and co-hosts of The Early & Tia Show join Your Money Your Life to share how the ability to laugh at themselves and with each other about their money habits helps them to align on values, learn together, and work as a team to set and achieve financial goals.

Couples who make finances a regular topic of conversation tend to have better financial outcomes, laying a stronger foundation for multigenerational family wealth. Daron Pressley, a veteran sales and branding pro, and his wife Kimo Bentley, founder of an eponymous all-natural beauty and aesthetic clinic, share candid, humorous and enlightening insights on how they navigate differing life experiences and beliefs about money by focusing on shared values and common goals for their family.

There is far more to multigenerational wealth creation than making money and building investment portfolios. Successfully transferring wealth from one generation to the next is also about passing on the values and principles, not just assets. Prudential VP of Business Development Keita Cline joins Your Money Your Life to underscore how a family’s commitment to shared values, communicating financial goals, and financial education can lay a sound foundation of wealth for generations to come.

Regular communication about money is critical to establishing a healthy financial foundation for today and for future generations. However, overcoming barriers ranging from money being a taboo subject in families to a reluctance to admit to a lack of financial literacy, often makes it difficult for families to get the conversation started and to keep it going. Husband-and-wife real estate investors Donovan and Dominique Boyd offer insights and tips to help you embrace the transparency, trust and courage needed to create opportunities and safe spaces to talk about money.

The traditional, age-65-and-a-gold-watch, model for retirement has become unrecognizable for most Americans, especially those in the Millennial and younger generations. Financial Educator Kevin Matthews II joins Your Money Your Life to share why it’s important to rethink retirement, beginning with planning for it from the start of your working life—the sooner, the better.

The husband-and-wife team of Julien and Kiersten Saunders have built a brand and business focused on inspiring better conversations about money. Authors of the new book Cashing Out: Win the Wealth Game By Walking Away, the Saunders join Your Money Your Life to discuss how they approach financial planning as a couple, the benefits of being “rich and regular,” and why Black professionals should plan to retire early.

The decisions young professionals make as they begin their careers can set the course for their success and earning power for their entire working lives. Fedex Custom Critical Managing Director and Chief Information Officer Cynthia Bevelle-Orange, author of The Courage to Continue: Navigating Your Corporate Journey, joins Your Money Your Life to share key financial considerations for first-generation corporate professionals and others in the early stages of their careers.

Whether you start a new venture because of a career disruption, or you’ve always wanted to be your own boss, making the shift from working a job to running a business is rarely, if ever, easy. Jason Murray, author of 7 Mindset to Successfully Transition From Employee to Entrepreneur, joins Your Money Your Life to share the financial and lifestyle considerations that are key to success.

Creating multigenerational wealth is a hot topic among Black people, and especially among millennial and younger African Americans. Ivy-League educated entertainer and entrepreneur Ross Mac, the creator of Maconomics, joins Your Money Your Life to share the mindset, priorities and habits necessary to go from conversation to culture change in the pursuit of wealth and prosperity for Black families.