This week on Your Money, Your Retirement, Your Life, Drew Pelton reveals why so many retirees think they’re on track—when their portfolios tell a very different story.
With over 40 years of experience, Drew uncovers the hidden risks, low yields, and cookie-cutter plans that can quietly derail your retirement.
Learn how to protect your savings, boost your income, and make your money last. Don’t miss it—your future could depend on it.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

On today’s show, host Drew Pelton breaks down the biggest mistake retirees make—thinking their investments are “good enough.” After reviewing thousands of portfolios over 40 years, Drew explains why most people lack a true retirement plan, carry too much risk, and generate too little income. He highlights the dangers of cookie-cutter strategies, misconceptions about annuities, and the importance of investing for reliable income so your money lasts as long as you do.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

On Your Money, Your Retirement, Your Life, host Drew Pelton reminds listeners that it’s never too late to plan wisely. Drew breaks down key year-end strategies like taking required minimum distributions, using charitable giving for tax benefits, considering Roth conversions carefully, and reviewing investments for smart tax harvesting. Get insights to protect your income, reduce taxes, and keep your retirement on track for the year ahead.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

In this episode of 'Your Money, Your Retirement, Your Life,' Drew Pelton dives into what it truly means to be a prudent investor—especially in retirement. With over 40 years of experience, he explains why a tailored, income-first strategy matters more than ever, and why not all fiduciaries—or financial plans—are created equal. From avoiding cookie-cutter pitfalls to building a future-proof income stream, this episode is a call to thoughtful, purposeful planning.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

In this episode of 'Your Money, Your Retirement, Your Life,' Drew Pelton discusses the importance of understanding the purpose of your money for a secure and enjoyable retirement. He emphasizes the need for proactive income generation, asset preservation, and strategic growth. Pelton advises against high-risk investment strategies, recommending instead a focus on high-yield income investments and a balanced, well-prepared retirement plan.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

In this episode of 'Your Money, Your Retirement, Your Life,' host Drew Pelton from Dr. Pelton Investment Services addresses the biggest retirement investing fears and provides a comprehensive guide to overcoming them. Drew dives into the top issues retirees face: taxes, inflation, poor portfolio performance, and the fear of running out of money.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

This week Your Money, Your Retirement, Your Life host Drew Pelton goes into great detail the need to ask questions and be 100% in sync with your financial advisor.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

Drew Pelton, host of 'Your Money, Your Retirement, Your Life,' discusses the imprtance of utilizing a fiduciary for your retirement planning. Don't get sold on high commisioned products you don't need that won't get you where you need to go.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

Drew Pelton, host of 'Your Money, Your Retirement, Your Life,' stresses the importance of a genuine fiduciary process for achieving the best retirement results. He warns against relying on 'one trick pony' advisors who sell limited investment products, particularly single-company annuities. Pelton emphasizes the necessity of diversified, income-focused investment strategies and encourages listeners to seek comprehensive, unbiased financial advice.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.

In this episode of 'Your Money, Your Retirement, Your Life,' Drew Pelton discusses strategies to minimize four major risks that can negatively impact retirement investments: market declines, inflation, taxes, and low yields. Emphasis is placed on the importance of high income investments and personalized retirement planning to mitigate these risks and ensure financial stability.

The information in this podcast is for informational purposes only ,and should not be considered as a solicitation to buy or sell  any security. Past performance does not guarantee future results. The information is not intended as tax or legal advice. Drew Pelton offers Investment Advisory services through Kovack Advisors, Inc., a SEC Registered Investment advisory firm 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Drew Pelton Retirement Solutions is not affiliated with Kovack Advisors, Inc.