In this episode of Your Next Money Move, Trent and Derek tackle the question, "When is the best time to file for social security?". They explain the filing age range and the impact waiting has on your monthly check. They also touch on the importance of considering your current financial needs and health when making the decision. The duo covers why delaying can be a form of old age insurance and where the 'break-even point' is when doing your calculations. They also address concerns about the health of the social security system and the benefit of having an advisor to optimize your decision. Tune in for a thorough and informative discussion on the ins and outs of filing for social security.

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In this episode of Your Next Money Move, Trent and Derek tackle the age-old question: "How high should I set my car insurance deductible?" They break down the basics like how deductibles impact premiums, the importance of an emergency fund, and the benefits of not filing claims. They also tackle the overconfidence bias and the notion that insurance is a bet, and apply those same principles to other types of insurance like health and disability.

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A Health Savings Account doesn't sound very much like a retirement account… but could it be used that way? With their unique triple tax advantage, Health Savings Accounts can be a powerful tool, but they also have quite a few special rules on how they can be used. In this episode, Trent and Derek dive into how HSA's work, if you qualify, and how they can be used in your retirement plan.

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Having financial goals is great! Having to balance those financial goals can be difficult. Oftentimes, parents wonder how to balance saving for their children's education while saving for their own retirement. Check out this week's episode to learn how to balance those goals best, what types of accounts can be helpful for those goals, and more about the cost of college over time.

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Everyone wants to pay less taxes… but how do you do that? This week Trent and Derek tackle above-the-line deductions and how they can help you save money on taxes. Hear about how above-the-line deductions work, listen to the most popular deductions, and learn how they can help you save on your taxes!

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There's a lot of options out there when considering a credit card, and they're constantly increasing. So… what should you look for when choosing a credit card? Listen in to hear about the benefits to consider when choosing a card, hear more about the best ways to use credit cards, and the tricks and traps to watch out for!

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Join us as we tackle our first listener question of the year – "When is it a good idea to contribute to my Roth 401k?"

Are you also curious about the differences between Roth and Traditional retirement accounts, and how to utilize them in your planning? Give this episode a listen to hear Trent and Derek chat about the various factors to consider when deciding to contribute to your Roth 401k!

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The beginning of a new year means it's the time of year for… new year's resolutions! Do any of yours have to do with money?

Whether you have money resolutions on your list this year or not, start the year off right and hear about four of the most valuable money resolutions out there. Plus, Trent and Derek dive into the best ways to accomplish those resolutions so that this time next year you can say that you've checked them off!

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We've all heard the phrase "money can't buy happiness"... but maybe there's more to it than that?

This week Trent and Derek dive into the research behind money and happiness. Hold on, because you're about to learn how your satisfaction in life is impacted by the way you spend your money and time. They also provide a few great book suggestions in this episode!

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The end of the year can get busy quickly. Before you start wrapping presents and getting ready for holiday celebrations, have you done everything you should to wrap up your financial year?

In this episode, listen to a list of possible financial moves you might want to make before the end of the year and how they can help!

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