How do you envision your overall health and wellness in retirement?

Well, believe it or not, there are six related components you MUST be aware of.

In this episode of Your Retirement Solution, Cindy Mueller explains why physical (and intellectual), mental, emotional, social, environmental, and spiritual health are so important when thinking, envisioning, and planning for your retirement years. 

In this episode, you will learn:

From walking groups and dance clubs, to even puzzles and Sudoku: Why is physical and intellectual health so important in retirement?

How retirees can tackle mental health 

Things you can do to keep your emotional health on track 

How the pandemic has impacted retirees and their social health

How environmental components such as smog affect your health in retirement 

The truth about spiritual health in a pandemic and retirement scenario 

And more!

Tune in today and discover what our clients at The Retirement Solution are doing to achieve a fit and healthy retirement! 

Resources: 

The Retirement Solution  I (425) 558-3700 I Cindy Mueller

Did you know that the COVID-19 pandemic has played a huge role in the risky investment arena?In this episode of Your Retirement Solution, Mike Whitmore discusses must-know considerations surrounding risky investments. All this while referring to the importance of building a risk-proof financial plan. In this episode, you will learn:

Anything that loses value: What are risky investments 

Cryptocurrencies, and Mike’s own personal experience: What are some of the risky investments he has seen in his career 

From stimulus checks to stocks: What are some of the trends in risk markets  

The role of The Retirement Solution when it comes to having a plan – and how does it differ from having different investment portfolios 

Why is it important to build a plan and what are some of the time and cost considerations 

And more!

Listen in and find out everything you need to know about risky investments – and when they are appropriate for portfolios! 

Resources: The Retirement Solution  I (425) 558-3700 I Mike Whitmore

Believe it or not, March Madness and taxes are related – and it’s because in both you fill brackets, which leads to Matt Perrone defining this as “bracketology.”

In this episode of Your Retirement Solution, Matt explains everything you need to know about setting up the correct tax bracket for retirement. All this while highlighting what to be aware of when it comes to Roth conversions and RMD’s. 

In this episode, you will learn:

How to control taxes in retirement 

What’s a Roth conversion and how does it impact retirement-related taxes

The truth about potentially converting everything into a Roth 

Reasons why Matt believes taxes are “on sale” - and what happens if rates go up or down in the future 

What’s a Required Minimum Distribution (RMD) and how are they impacted by taxes and Roth conversions 

70 and above: Age considerations when doing Roth conversions 

And more!

Adult children to older parents, family members, and everyone in between should tune in and find out how a correct tax strategy can benefit YOU in retirement! 

Resources: The Retirement Solution  I (425) 558-3700 I Matt Perrone

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Did you know that technology can play a huge role in benefiting your retirement years?

In this episode of Your Retirement Solution, Tyler Lively sits down with Pete Finlon. Pete explains how digital technology can positively impact the social, health, and well-being component of retirees and pre-retirees. 

In this episode, you will learn:

The use of cellphones and computers: Embracing technology as retirees and pre-retirees 

The importance of being patient: How has the older generation pivoted and adopted to working from home

Technology safety and password managers: How to prevent data internet breaches 

Playing the “what if” game: The relevance of resurrecting old hobbies

Tips on how to maintain a healthy and active retirement 

And more!

Now more than ever, tune in and find out how technology can benefit your health and social life in retirement!

Resources:  The Retirement Solution I Tyler Lively I Pete Finlon

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We know that with every new administration, there are many changes that come into effect, and changes in law and taxes are great examples. 

In this episode, The Retirement Solution’s Tom Black discusses different law and tax changes expected to come into effect in 2021. This discussion is not to cause panic, but to promote thought-provoking thinking and learning since they will differ from the current ones. 

In this episode, you will learn: 

How new 2021 tax laws can potentially change the way you transfer wealth and plan for retirement 

What a “Step-Up In Basis” is, its role within real-estate, and why is it considered to be a “double-edged sword” 

How Required Minimum Distributions (RMD) are expected to change in 2021 

What the charitable deduction scenario is looking like in 2021 

The benefits of a charitable Required Minimum Distribution 

Listen today and learn potential timeframes as to when and how these tax and other laws are expected to change! 

Resources: The Retirement Solution I (888) 500-5830 I Tom Black 

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It’s no secret that we all want to save on taxes. Never to evade them, but to have confidence that we never pay more than we legally owe.

Would you agree? 

In this episode, The Retirement Solution’s Shane Perry not only reviews his career journey at the firm, but also explains different optimization strategies that are all about helping you save some cash when it comes to taxes.

In this episode, you will learn:

What the US tax brackets are and how they work 

The difference between tax deductions, tax credits, deductions, and itemizing 

Tips on mortgage interest to energy tax credits: popular deductions and credits

Strategies on Roth’s to 529 plans: How the team at The Retirement Solution can help you build and develop tax planning strategies.

What a Family Limited Liability Company (LLC) is and how it works 

And more!

Listen today and discover how these tax-related techniques can help you optimize, save, and prepare for retirement! 

 

Resources:  The Retirement Solution I (888) 500-5830 I Shane Perry

When you near retirement, you need to look at things differently. It’s like having a different strategy in the second half of a football game!

Today, Mike Whitmore explains how our planners at The Retirement Solution help folks create just the right plan for their unique retirement vision. Mike dives deep into our comprehensive planning process and discusses the various steps involved.

In this episode, you will learn:

How we customize your income plan through our holistic planning process to effectively address all of your fears and concerns

The five major pillars covered during our planning process

Ways in which our process differs from that of a regular broker or an insurance representative

What defines an ideal client for us to work with

And more!

Tune in now to fully understand the planning process at TRS, and how it can help you achieve your goals and sustained retirement success! 

 

Resources:  The Retirement Solution I (425) 558-3700

 

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It’s no secret that 2020 was a year full of lessons, especially from a health and financial security point of view.

In this episode of Your Retirement Solution Podcast, CFP® and Tax Advisor, Cindy Mueller, explains how reflecting upon 2020 can help people prepare for 2021, while discussing the importance of saving for emergency and increasing retirement funds.

In this episode, you will learn the importance of:

401Ks and Roth IRA’s: The importance of contributing

Saving young: Why you should avoid living paycheck to paycheck 

Fear and greed as they relate to the stock market

Cindy’s insight on the 2021 tax environment 

And more!

Tune in to discover the value of saving and ALWAYS having a systematic plan in place!

Resources:  The Retirement Solution I Cindy Mueller

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With a fresh, new year just around the corner, what’s your 2021 financial planning picture looking like?

In this episode of Your Retirement Solution Podcast, Jim Black not only reviews how 2020 impacted the stock and financial markets, but he also discusses important financial components you must consider as we roll into the new year. 

In this episode, you will learn:

Jim’s take on how The Retirement Solution has helped clients navigate through the COVID-19 pandemic 

Ways the market impacted small and large businesses in 2020, and what the stock market projections are for 2021 

The role of the market when it comes to the 2020 elections and Jim’s insight on doing things differently during or after election years

Company announcements for 2021

And more!

While 2020 was full of ups and downs, tune in today to discover how creating a financial plan can help you prepare for whatever 2021 has in store for us.

Resources: The Retirement Solution  

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Believe it or not, annuities have been around since Roman times.

Back then, and depending on how many battles individuals survived, they would qualify for pensions or annuities from the Roman government. 

In this episode of Your Retirement Solution Podcast, Mike Whitmore explains how variable annuities can be problematic, while also discussing ways to use them as a vehicle to invest in the market through insurance companies.

In this episode, you will learn:

Layers and layers of fees: The reason why you could lose money with variable annuities 

The role of commissions when it comes to selling variable annuities 

Fee comparison between regular and variable annuities 

What insurance companies offer clients who have variable annuities 

And more!

Tune in and discover why fiduciaries are your best bet when seeking help to understand the ins and outs of variable annuities!

 

Resources: The Retirement Solution I (425) 558-3700 I Bankrate