How much money should you take out of your portfolio each month in retirement? Financial Advisor at Meche & Associates, Kevin Blanchard, breaks down if you should celebrate getting a tax return or not. He also talks about relocating an old 401(K) and what a first meeting is like. 

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Should you be holding cash? David Meche of Meche & Associates discusses if you should keep your cash or put it in the market. He also talks about circumventing taxes and how to legally keep more money in your pocket rather than giving it to Uncle Sam. 

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Should you delay your retirement because of the state of the current market? David Meche of Meche & Associates discusses the importance of knowing where you are financially and having a plan with your portfolio. He also shares fatherly financial advice that he learned as a kid and the message he hopes to pass on. 

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How much money should you keep in your rainy day fund? David Meche of Mech & Associates discusses how much cash you should have at your disposal. He also talks about the downsides of retirement and what you can do now to fill-in the income gap if social security gets cut later. 

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When is the right time to get a second opinion on your retirement plan? David Meche of Meche & Associates discusses when you should seek the advice of an advisor. He also talks about target date funds and how they differ a customized strategy, as well as how to become more tax efficient.

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What are some of the most common bad habits people have when it comes to their finances in retirement? David Meche of Meche & Associates discusses several problems he sees on a day-to-day basis, as well as a proposal to change the tax status of your 401(k). 

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Do you know how much exposure you have in the market? David Meche of Meche & Associates discusses the importance of a customized plan and how you can highlight exposed areas you may not see at surface level. He also talks about what you should do with your tax refund and savings vs. fun, which are you planning to have? 

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Will you outlive the money you've saved for retirement? David Meche of Meche and Associates discusses the financial fears most retirees face. He also talks about the most common thing people underestimate when heading into retirement and is the 60/40 portfolio back? 

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What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap. 

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Is congress going to raise the age for Social Security? David Meche of Meche and Associates discusses what you need to know about the future of Social Security. He also talks about the tools you may need to prepare for a recession and if you should let your adult children move back in with you. 

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