Your Retirement With Sam Duell

In this conversation, the hosts discuss strategies for protecting retirement portfolios from market crashes, emphasizing the importance of balancing risk and reward. They explore various investment strategies, including risk management funds, hedging options, and the significance of maintaining exposure to growth assets. The discussion then shifts to cryptocurrency, particularly Bitcoin, explaining its nature, potential benefits, and how it can fit into a retirement plan. Finally, they touch on strategies for generating tax-free retirement income, highlighting the importance of personalized financial planning. This conversation delves into the intricacies of retirement tax planning, emphasizing the importance of a strategic approach to minimize tax liabilities. The discussion covers various tax-free income sources, including Roth IRAs, municipal bonds, health savings accounts, and life insurance policy loans. The speakers highlight the significance of tax planning, common mistakes to avoid, and the benefits of Roth conversions. Additionally, they address listener questions regarding annuities and their implications for retirement income.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke explore behavioral finance and the effect on retirement planning.  They also offer good strategies to stay on track such as understanding emotional triggers, tuning out the noise, and working with a good financial and retirement firm.  They discuss the strategies and tactics of the military and how they can be coopted into retirement planning and they hold a conversation on what exactly retirement might mean to you in all senses.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke draw parallels between a physical fitness and a financial fitness regimen.  They discuss necessary strategies to consider in order to protect your portfolio from market downtowns and also cover some warning signs that need to be addressed to help make your money last in retirement.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke cover five retirement concerns identified by Chris Cedar of Goldman Sachs.  The conversation covers the day to day money concerns, the fact that working longer is not always the answer, the importance of having a planning mentality, the importance of utilizing employer resources for those in the financial red zone, and understanding the expanding role of technology.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Lake and Luke talk about the strong resolve among Americans to improve their financial situation in 2025.  They discuss saving more, building an emergency fund, and having a written financial plan.  They also discuss building the metaphorical retirement house with a good blueprint and a strong foundation.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Luke and Lake cover how to prepare for retirement with a fresh, new year on the horizon.  They discuss developing a balanced strategy, reviewing asset allocation, maxing out retirement contributions, and building liquidity.  Anticipating the direction of interest rates and market volatility are also part of the conversation.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke cover what you need to consider before launching retirement like your health coverage, cashflow, and Social Security strategy.  They also dive into retirement mortgage strategies and the benefits of working part-time in retirement along with items of consideration such as Social Security and Medicare premiums.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke highlight some of the successful traits of the wealthy and explain how we can incorporate them into our own retirement plan.  They also discuss a hypothetical case of a recently retired woman with concerns about healthcare costs.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Sam, Andi, and Luke cover some retirement planning changes coming in 2025 in the areas of contribution limits, the employer match, and QLACs.  They also honor the U.S. military branches in comparing some of their good qualities to a sound approach in retirement planning and they describe the different phases of retirement.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.

Luke and Lake cover some retirement issues that need to be addressed and stress that proper planning can help ease concerns.  Issues covered include market volatility, Social Security, your health and the cost of health care and possible long term care, and inflation.  They also look at the pros and cons of cryptocurrency, gold, and stocks.

Reach Duell Financial Strategies at 800-203-7486.

Duell Financial Strategies

www.duellstrategies.com

See omnystudio.com/listener for privacy information.