ZFN FRIDAY DRINKS

Tinashe, Rufaro, and George discuss economic realities: fuel increases and the price of fertilizer. The economic impact of rising fuel increases and fertilizer imports. Other topics of discussion:

• Government debt
• Offshore Credit Lines.
• Rufaro points out that Zimbabwe's "willing buyer, willing seller" interbank market isn't a true free market—it remains a tightly managed exchange rate.
• Commodity Super Cycle
• Gold
• Lithium oversupply
• ​ZIDA & Real Investment
• A deep dive into ​Harare Vendor Clean-Up: Tinashe, Rufaro and George's perspective on Operation Chenesa and urban restoration in the CBD.

​Don't forget to Like, Comment, and Subscribe for weekly breakdowns on Zimbabwe's business, economic, and market trends. Sponsored by Fincent Capital.

Tinashe is joined by BancABC to discuss the future of banking with A360 App. The A360 platform allows you to open an account instantly, pay utilities and perform cardless cash withdrawals without ever stepping foot inside a branch. Whether you're opening a new account instantly, paying city council bills, or buying airtime while catching up on our latest clips, A360 gives you total control. Download the A360 App. This episode is proudly sponsored by BancABC. #BancABC #A360 #Banking #news

Tinashe is joined by BancABC to discuss the future of banking with A360 App. The A360 platform allows you to open an account instantly, pay utilities and perform cardless cash withdrawals without ever stepping foot inside a branch. Whether you're opening a new account instantly, paying city council bills, or buying airtime while catching up on our latest clips, A360 gives you total control. Download the A360 App. This episode is proudly sponsored by BancABC. #BancABC #A360 #Banking #news

Tinashe sits down with the Banc ABC team to break down everything you can do on the A360 App. Discover how to handle all your daily transactions from instant account opening to bill payments — right from your smartphone. #BancABC #A360App #DigitalBanking #Zimbabwe

​In Part 2: Tinashe, Rufaro, and George discuss Debt Restructuring: Should Zimbabwe prioritize settling its debt? ZIMRA Tax Enforcement: As Treasury pushes for ambitious revenue targets. ls ZIMRA taking audit intensity too far? The team analyzes whether aggressive enforcement unfairly penalizes compliant formal operators while ignoring the informal market. Rufaro on ZIMRA Enforcement: "Tax authorities everywhere run regular audits, but is ZIMRA taking aggressive enforcement too far?" Subscribe to our channel, hit the notification bell, and leave your thoughts on debt clearance and ZIMRA tax enforcement in the comments below. Sponsored by Fincent Capital.

Tinashe, Rufaro and George dive into two major issues facing the Zimbabwe's economy: debt restructuring and ZIMRA tax enforcement. Segment 1: Tinashe goes beyond the headlines: World Bank & Zimbabwe. World Bank delists Zimbabwe from fragile state classification Sovereign Debt & Creditor Incentives Should Zimbabwe prioritize paying off foreign debt when creditors haven't offered clear incentives? Tinashe breaks down the opportunity costs of debt service. "Creditors haven't provided any real incentive for Zimbabwe to pay off its debt." — Tinashe ​Opportunity Cost: Servicing defaulted external debt drains the fiscus. Tune in on our Part 2. Sponsored by Fincent Capital

Ranga, Tinashe, and Rufaro at the Investment Professionals Association of Zimbabwe (IPAZ) 2026 Summer School Conference (27–29 August). Under the theme "From Stability to Scale: Mobilising Long-term Capital, Innovation, and Institutional Investment for Zimbabwe’s Economic Growth," this episode explores what it will take to unlock long-term private capital, strengthen regional competitiveness, and finance the next generation of infrastructure projects across the region. #IPAZ #CFA #CFAsociety #news #PrivateCapital #VFEX #Infrastructure #CapitalMarkets

Ranga and George break down Zimbabwe’s 2026 Mid-Term Monetary Policy Review Statement, unpacking the key issues shaping the economy and what they mean for businesses and investors. In this episode the discussion covers: • Is Zimbabwe being prepared for a mono-currency, with the ZiG eventually replacing the US dollar? • Inflation in single digits under the ZiG and whether price stability is sustainable. • Zimbabwe’s dual-currency economy and the continued dominance of the US dollar. • The country’s economic growth and GDP, and what the headline numbers really tell us. • Zimbabwe’s position in the current commodity supercycle and whether the country is doing enough to maximise the opportunity. • Why Zimbabwe should use the commodity boom to build foreign-exchange reserves. • Leakages in the economy and whether Zimbabwe is fully capturing the benefits of its natural resources. • Food security, including concerns around underspending on Pfumvudza. • The implications of monetary policy, government spending and the broader economic outlook. A wide-ranging conversation about ZiG, the US dollar, inflation, growth, food security and where Zimbabwe’s economy is heading. 🎙️ Friday Drinks Sponsored by Fincent Capital.

Ranga and Rufaro are joined by Tafadzwa Mukondo from BancABC for a great conversation about property, mortgages, investing and Zimbabwe’s capital markets. Key insights from the discussion: Property, Mortgages & Asset Management:

• BancABC on property and mortgages.
• The role of the Asset Management Unit.
• Property investments: The diaspora market accounts for around 20–30% of property investors.
• Property as an asset class: “Property is one of the safest investments in Zimbabwe. People understand it and like it.” — Rufaro
• Zimbabweans invest in property not only because it is considered one of the best-performing asset classes, but also because it is an asset class they understand and trust.

Second Segment: Old Mutual & VFEX The conversation then moves to Old Mutual’s listing on VFEX, access to capital and the changing landscape of Zimbabwe’s capital markets. Sponsored by BancABC. Subscribe to the channel, like the video and join the conversation.

Tinashe, Ranga and Rufaro discuss Zimbabwe’s economic story, exploring whether economic growth is translating into real improvements for citizens, businesses and the wider economy. The discussion also covering healthcare, the debate around universal healthcare — should every citizen be guaranteed access to basic healthcare? They discuss the role of private hospitals, whether patients who cannot afford care can place pressure on private healthcare providers, and the role of pension funds investing in hospitals as commercial assets. The conversation turns to Zimbabwe’s Mid-Term Budget Review, Tinashe, Ranga and Rufaro examine whether economic growth is translating into meaningful improvements for citizens. Is growth broad-based? Is it creating jobs, expanding industries and improving livelihoods? Ranga says that a growing economy should be reflected through more industries, more businesses and more employment opportunities — not just economic statistics. Is Zimbabwe’s economic growth real, and who is benefiting from it? This episode is sponsored by Delta Corporation - 'Share a Coke' join the conversation.