Ep. 12 | 8 FRAUD PREVENTION TIPS FOR SMALL BUSINESS  The greatest asset in any small business are the people.  Unfortunately, they’re also one of your greatest sources of risk.  So, I want to talk to you about 8 fraud prevention tips for small  business.  Especially when it comes to your people.  But first, let’s look at why employees steal.  They do so for a variety of reasons, such as:

* Greed

* Financial problems

* Unexpected bills

* Addictions (drugs, alcohol, gambling)

* Opportunity

* Weak financial controls

* Bad cash management processes

* And of course, rationalization such as “I deserve a raise” or “other people do it”.

According to the Association of Certified Fraud Examiners:

* Employees account for about 58% of theft (while shoplifting accounts for about 35%)

* Your employees are more likely to steal from you than your customers (a recent study suggested 75% of employees have stolen from their employer at least once)

* Men are more likely to steal than woman

* H.S. grads account for 34% of theft.  College grads account for 34% as well.

* Those with graduate degrees account for 11% of theft (but they steal 5x more)

* Management is responsible for about 37% of fraud

* 1 in 3 retail employees are arrested for internal theft, and finally…

* It takes an average of about 2 years before a fraud is detected

With all of this in mind, I’d like to offer a handful of useful tips to help you mitigate risk with your employees.  These tips are in no particular order.  Of course, there are  thousands of useful tips to prevent fraud in small business.

Tip #1  CONDUCT PRE-EMPLOYMENT BACKGROUND CHECKS  A background check looks at criminal history, sex offender status, credit report, driving records, education, previous jobs and references.  Drug testing is also good for those who drive or operate heavy machinery.  These checks can cost anywhere from $30 to $300 or more depending on what you want to check.  It won’t stop someone from stealing – but it may stop you from hiring a bad risk.

Tip #2  DON’T ALLOW A SINGLE EMPLOYEE TO DO THE ACCOUNTING AND BOOKKEEPING  Employees who handle the finances shouldn’t operate in isolation.    Institute regular, unplanned audits by a third party.  Make sure the same employee doesn’t, both open the mail and post checks (those tasks should be done by two different people).  Keep track of who your vendors and employees are.  Employees often issue checks to fake vendor accounts or fake employees and then redirect the money to themselves. Employees also conspires with vendors and adjusts shipment amounts in return for a kickback

Tip #3  INSTALL SECURITY CAMERAS  Security cameras these days are digital, have low light capability and they record to a hard drive.  You can even log in to the internet and watch from your home.  Make your employees aware of the cameras.  It can server as a deterrent.  They can also provide tangible proof after a theft.

Tip #4  KEEP EMPLOYEE RECORDS UP TO DATE  Especially current picture, phone number, home address and vehicle information.  This is especially important for workers’ comp claims. 

Tip #5  With Theft, be Wary of Employees:    

* Hard workers

* Well-liked

* Never take a vacation

* Come in early

* Stay late

* Viewed as loyal

* Living beyond their means

* And have been with you a long time (in other words, they’re the last people you’d suspect)

Tip #6  With Workers’ Comp Claims, be Wary of Employees:

* Injured on a Friday afternoon or Monday morning

* Known to be involved in outdoor sports on the weekends

* May have their own part-time business on the side (labor intensive like building decks, etc.)

* Are getting ready to retire or leave for another job

Ep. 11 | HOW TO OPERATE AND MARKET A PRIVATE INVESTIGATION BUSINESS  I am joined this week by Texas Private Investigator Kelly Riddle.  Kelly and I talk about how to operate and market a private investigation business. Kelly is the president and owner of Kelmar Global. He has been a private investigator for almost thirty years.  If you want to know how to operate and market a private investigation business there’s no one better to ask.  

Of course, how to operate and market a private investigation business is a rather broad topic. We certainly can’t cover everything in a short podcast.  But Kelly Riddle provides solid tips on how to market.   We discuss operations, budgeting and advertising.  You’ll discover what it takes to meet and attract new clients.  And you’ll find out that despite advances in technology, attracting new clients generally comes down to a couple of things. But we’ll save that for the podcast!  Enjoy.  

If you’re looking for more tips and resources check out other episodes of the Fulmer, P.I. Podcast.  Additionally, my new book, Confessions of a Private Eye, is now available on Amazon in both trade paperback and ebook.  The book recounts my almost thirty years in the private investigation industry.   

Until next time, this is Utah Private Investigator Scott Fulmer of Fulmer, P.I. reminding you the game…is afoot!

SCOTT FULMER IS A PRIVATE INVESTIGATOR, host of the fulmer, p.i. podcast and author of  confessions of a private eye, the acclaimed true-crime memoir now available on amazon in paperback and kindle.  he is the principal at fulmer, p.i. AND A popular PUBLIC SPEAKER AND PRESENTER AVAILABLE TO SPEAK TO YOUR GROUP, SEMINAR OR CONFERENCE. fulmer has a degree in criminal justice from the university of texas at san antonio and is a decorated combat veteran of the gulf war.  he RESIDES SOMEWHERe in the mountains of utah WITH HIS WIFE valerie, also a licensed private investigator. when yOU NEED A PRIVATE INVESTIGATOR IN UTAH OR ANYWHERE IN THE INTERMOUNTAIN west contact scott fulmer at 801.874.8658 or [email protected].  

COPYRIGHT © 2018 FULMER, P.I. ALL RIGHTS RESERVED. any UNAUTHORIZED USE AND/OR DUPLICATION WITHOUT EXPRESS AND WRITTEN PERMISSION IS PROHIBITED. EXCERPTS MAY BE USED, PROVIDED THAT FULl CREDIT IS GIVEN TO FULMER, P.I. WITH A DIRECT LINK TO THE ORIGINAL CONTENT.

Ep. 10 | Utah Private Investigator book launch of Confessions of a Private Eye.  Private Investigator Scott Fulmer’s new book, Confessions of a Private Eye was recently introduced.  The book launch was  held at the Printed Garden Bookstore in Sandy, Utah.  It featured Fulmer’s book chronicling his almost thirty years as a Utah private investigator.  For the last three decades he has investigated cheaters, frauds, missing persons and crooks.  A great crowd turned out at the Printed Garden Bookstore.  Scott Fulmer read selections from his book.  He then held a brief question and answer session.  Afterwards, he met with attendees and signed numerous copies of his book.  If you’re looking for an accurate portrayal of the life and career of a Utah Private Investigator, this is the book for you.  Whether you love the true crime genre or just reading memoirs, Utah Private Investigator Scott Fulmer’s book will leave you wanting more.  The book launch was recently features on News4Utah: 

In a recent review about, Confessions of a Private Eye, the Deseret News wrote:

…Fulmer…gets tired and his days can be lonely, especially as he often has to leave his family for long stretches of time. Because Fulmer isn’t romanticizing his experiences, it’s easy to like them — and him—all the more.”

Confessions of a Private Eye is currently available on Amazon in both trade paperback and ebook.  Utah Private Investigator Scott Fulmer is also available to speak to your group, seminar, conference or organization.  He can talk about his book and about his career as a private investigator. If you missed the book launch you’ll have another chance to meet Scott.  He will sign copies of his book on Friday, May 18, 2018 and Saturday, May 19, 2018.  Scott will be at the Barnes and Noble in Bountiful, Utah, on both afternoons.  

In the mean time, if you’re looking for more tips and resources from Private Investigator Scott Fulmer, check out other episodes of the Fulmer, P.I. Podcast.   

Until next time, this is Utah Private Investigator Scott Fulmer of Fulmer, P.I. reminding you the game…is afoot!

SCOTT FULMER IS A well-known PRIVATE INVESTIGATOR, host of the fulmer, p.i. podcast and author of confessions of a private eye, the acclaimed true-crime memoir now available on amazon in paperback and kindle.

Ep. 9 | Check out the Deseret News Book Review of Confessions of a Private Eye. It’s my new book now available on Amazon.  The review, by Amanda Olson, offers a surprisingly frank look at what she describes as an informative and fun read.  To quote Olson:

“Fulmer’s modesty is part of what makes this book worth reading. He’s just as hardworking as we are, he gets nervous like we do and he asks the same kinds of fine-lined questions — what’s illegal and what’s unethical — at his job as we do at ours.”

Find the complete Deseret News Book Review of Confessions of a Private Eye on the Deseret News website.  Search the Entertainment section under Books and Media.  You can also find it here: Book review: Nothing elementary about Salt Lake detective’s gripping memoir. 

Deseret News Book Review of Confessions of a Private Eye by Utah Private Investigator Scott Fulmer

Confessions of a Private Eye is available on Amazon in both trade paperback and ebook.  An audio book version is currently in the works.  The official book launch event is this Saturday, April 28th at 7:00 PM.  Meet me at the Printed Garden Bookstore located at 9445 S. Union Square in Sandy, Utah.  Stop in and say hello.  I’ll be reading selections from my book and answering questions.  I will also sign copies.  Buy a copy on Amazon and bring it to the event or purchase a one at the bookstore.  Copies are limited so get there early. 

If you’re looking for more tips and resources from me, Private Investigator Scott Fulmer, check out other episodes of the Fulmer, P.I. Podcast.   

Until next time, this is Utah Private Investigator Scott Fulmer of Fulmer, P.I. reminding you the game…is afoot!

Ep. 8 | Paperless?  A single app like PDF Converter can make all the difference.  I became a paperless private eye in late 2017 and I’ve never looked back.  It has streamlined my business processes and lowered my costs.  Moreover, I want my company, Fulmer, P.I. to promote sustainability in a responsible way.  Plus, I’m a bit of a minimalist.  So, if you want to become a paperless private eye, I’ll go over the top 4 apps I use in this week’s podcast.

A Paperless Private Eye

Other than my equipment, as a paperless private eye I use my iPhone and iPad for work.  This includes a proprietary web-based case management system to organize my work.  But aside from that, my main go-to app is Notability.  With Notability, all my case files are organized by client in separate folders.  I can type notes, record notes and write notes with my Apple Pencil.  Drawing sketches, highlighting and creating diagrams of accident scenes is really easy.  I can add photographs, articles and documents from just about any source.  Additionally, I can edit PDF documents and even set reminders and alarms.  Plus, I can share my notes by email, Dropbox, Google Drive, Air Drop, you name it.  It’s similar to the  Evernote app but much easier to use.

Fulmer, P.I.’s Top 4 Apps

Of course, you may be handling documents in Word, Pages, WordPerfect, GoogleDocs, etc.  So, to put them all in Notability the second app I recommend is PDF Converter.  This app will take any document, including emails and web pages, and convert it to PDF format that can then be edited in Notability.  You can adjust, shrink, zoom and do just about anything with the document.  It’s really amazing.  Even if you don’t want to be a paperless private eye, I highly recommend this app.  It is produced by Readdle.  They offer several other apps that are indispensable such as Scanner Pro and PDF Office.  

Another invaluable tool for a paperless private eye, and those of us here at Fulmer, P.I., is Snagit by TechSmith.  Snagit is a screen capture software and the third app I recommend.  I use it to cut and paste social media photos, parts of maps, or any part of a web page.  You can click and snag your whole computer screen or just a small part of it.  You can also edit what you snag.

Finally, what about case notes?  I no longer write notes on paper nor do I dictate them on a digital recorder.  Instead, I dictate my notes in real-time on Dragon Anywhere by Nuance.  Dragon Anywhere is the fourth and final app I recommend.  It is a professional voice recognition app.  It’s available for iOS and Android.  It is extremely accurate, has no word limits and has a robust customizable correction menu.  You can also email the notes or upload them to Evernote, Dropbox, etc.  If you’ve used voice recognition in the past and were disappointed, take heart.  You will be impressed with Dragon Anywhere.  

The Fulmer, P.I. Podcast

I use several other apps and programs at Fulmer, P.I. to be a paperless private eye.  But the four I mentioned are the most important.   By the way, I’ll be talking about apps in greater detail in an upcoming episode.  In the mean time, if you’re looking for more tips and resources from Private Investigator Scott Fulmer, check out other episodes of the Fulmer, P.I. Podcast.   

Until next time, this is Utah Private Investigator Scott Fulmer of Fulmer, P.I. reminding you the game…is afoot!

Ep. 7 | This is Private Investigator Scott Fulmer and the Fulmer, P.I. Podcast.  Let’s talk about how to record a phone conversation.  Before I do, however, I want to stress that you should first consider the legal ramifications of doing so.  Especially when it comes to one-party consent and two-party consent states.  Let me be clear from the start.  I am not an attorney.  The Fulmer, P.I. Podcast is not meant to be construed as legal advice.  With a few exceptions, most states are either one-party consent or two-party consent states. 

For example, in one-party consent states you may record a conversation as long as you’re a party to the conversation.  In other words, you call Jim and record the conversation.  Two-party consent states (also referred to as all-party consent) require that everyone in the conversation consent to the recording.  Again, you call Jim and record the conversation.  However, this time you ask for Jim’s consent before you record.  All U.S. states offer certain exceptions to consent.  For example, if you’re a law enforcement officer, a communication service provider, or have a court order, etc.

ONE-PARTY CONSENT AND TWO-PARTY CONSENT STATES

As of the date of this podcast, one-party consent states generally include Alabama, Alaska, Arizona, Arkansas, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New York, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin (with some certain stipulations), Wyoming,   the District of Columbia and the Federal Government.

Two-party consent states generally include California, Delaware, Florida, Illinois, Maryland, Massachusetts, Montana, New Hampshire, Pennsylvania and Washington. 

Other states, such as Colorado, Connecticut, Nevada and Oregon are not easily defined as one-party consent or two-party consent.  The states have some state-specific stipulations that affect consent.  Vermont does not have a state statute with regards to recording telephone conversations. 

HOW TO RECORD PHONE CONVERSATIONS WITHIN THE LAW

When it comes to one-party consent and two-party consent, much of it has to do with specific case law (or the absence of case law.)  Before you send me a nastygram, let me stipulate again: the Fulmer, P.I. Podcast is not meant to be construed as legal advice.  If you have questions about the recording of telephone conversations in your state, please consult an attorney.

Keep in mind you could also have a scenario where you’re physically in a one-party consent state and you’re calling a two-party consent state.  Which law do you follow?  As you can see, when it comes to how to record phone conversations, if can be confusing.

HOW TO RECORD PHONE CONVERSATIONS AND THE EQUIPMENT NEEDED

I personally utilize three devices to record phone conversations, a suction cup pickup microphone, the Olympus TP-8 pickup microphone, and a simple digital recorder (all three are pictured above and available on Amazon). The suction cup microphone is for landlines and is affixed to the speaker part of the receiver.  It can then record both sides of the conversation.  The TP-8 microphone is my go-to mike due to its versatility.  It will work with any device including cell phones. 

On The Fulmer, P.I. Podcast, Utah Private Investigator Scott Fulmer of Fulmer, P.I., interviews Jason Jensen.  The Podcast topic this week is How to Conduct a Cold Case Investigation. 

Jason is a well-known Utah Private Investigator and the owner of Jensen Investigations.  Additionally, he has a masters degree in criminal justice from Colorado Technical University.  He is also one of the founding members of the Utah Cold Case Coalition.  Furthermore, Jason Jensen in a highly competent investigator and a friend.

On this episode of the Fulmer, P.I. Podcast, Jason Jensen defines exactly what a cold case is.  He also talks about how to properly investigate one.  Jason offers some great tips and talks specifically about the Rosie Tapia case. Rosie was a young six-year-old girl who was taken from her home in Salt Lake City and killed about 22 years ago.  Jason Jensen is currently investigating the case.  He expects a significant break in the case this year.  He’ll go into detail on the Podcast.

The Fulmer, P.I. Podcast 

If you missed the last episode of the Fulmer, P.I. Podcast, you can find it here.  Scott Fulmer talks to Michael McMahan, LPC, about interviewing children.  They also briefly discuss the Netflix series, Mindhunter.  Aside from the Podcast, the official book launch event for my new book, Confessions of a Private Eye, is coming up at the end of the month.  It’s a free event and you’re invited.  Find all the details here.

Until next time, this is Private Investigator Scott Fulmer reminding you the game…is afoot!

SCOTT FULMER IS A well-known PRIVATE INVESTIGATOR and author of the brand-new acclaimed true-crime memoir, confessions of a private eye, now available on amazon in paperback and kindle.  he is the principal at fulmer, p.i. AND A popular PUBLIC SPEAKER AND PRESENTER AVAILABLE TO SPEAK TO YOUR GROUP, SEMINAR OR CONFERENCE.  mr. fulmer has a degree in criminal justice from the university of texas at san antonio and is a decorated combat veteran of the gulf war.  he RESIDES SOMEWHERE ALONG THE WASATCH FRONT IN north central UTAH WITH HIS WIFE valerie, also a licensed private investigator. when yOU NEED A PRIVATE INVESTIGATOR IN UTAH OR ANYWHERE IN THE INTERMOUNTAIN west contact scott fulmer at 801.874.8658 or [email protected].  

COPYRIGHT © 2018 FULMER, P.I. ALL RIGHTS RESERVED. any UNAUTHORIZED USE AND/OR DUPLICATION OF THIS MATERIAL WITHOUT EXPRESS AND WRITTEN PERMISSION FROM THe AUTHor IS STRICTLY PROHIBITED. EXCERPTS AND LINKS MAY BE USED, PROVIDED THAT FULl CREDIT IS GIVEN TO FULMER, P.I. WITH A DIRECT LINK TO THE ORIGINAL CONTENT.

Introducing Utah Private Investigator Jason Jensen of Jensen Investigations.  For the month of April the Fulmer, P.I. Podcast will feature Jason Jensen, a Utah Private Investigator.  Jason is a Cold Case expert and a founding member of the Utah Cold Case Coalition.  Furthermore, he has a master’s degree in criminal justice, and has been published in the Journal of Forensic Research and Criminal Studies, as well as in PI Magazine.   Most notably, he is a member of the American Investigative Society of Cold Cases (AIOSCC); the International Association for Identification (IAI); and the International Association of Bloodstain Pattern Analysts (IABPA). Jason also serves with me on the board of the Private Investigator Association of Utah (PIAU).       

Jason and I will talk about what a Cold Case is and how to go about investigating one.  I’ll also ask Jason about Rosie’s Bill, which is recent legislation in Utah that would be a tremendous help to those investigating cold cases.

My book, Confessions of a Private Eye, is now out and you can find it on Amazon.  It’s available in both, paperback and ebook.  The official launch party for my book will be Saturday, April 28th at 7:00 PM at the Printed Garden Bookstore located at 9445 S. Union Square in Sandy, Utah.  You can reach the bookstore at (385) 695-2042 or register online here.  I will be reading brief excerpts from my book, answering questions and signing copies.  Seating is limited and the response has been huge so register early.  I will also be appearing at several Barnes and Noble Bookstores up and down the Wasatch Front.  Check out my website at www.fulmerpi.com for more dates. 

The Fulmer, P.I. Podcast comes out every Tuesday and is available on iTunes, the Blubrry Network, or wherever you get your podcasts.  If you’re interested in being a guest on the Fulmer, P.I. Podcast contact me at [email protected].

Until next time, this is Private Investigator Scott Fulmer reminding you the game…is afoot!

SCOTT FULMER IS A well-known PRIVATE INVESTIGATOR and author of the brand-new acclaimed true-crime memoir, confessions of a private eye, now available on amazon in paperback and kindle.  he is the principal at fulmer, p.i. AND A popular PUBLIC SPEAKER AND PRESENTER AVAILABLE TO SPEAK TO YOUR GROUP, SEMINAR OR CONFERENCE.  mr. fulmer has a degree in criminal justice from the university of texas at san antonio and is a decorated combat veteran of the gulf war.  he RESIDES SOMEWHERE ALONG THE WASATCH FRONT IN north central UTAH WITH HIS WIFE valerie, also a licensed private investigator. when yOU NEED A PRIVATE INVESTIGATOR IN UTAH OR ANYWHERE IN THE INTERMOUNTAIN west contact scott fulmer at 801.874.8658 or [email protected].  

This month I was Hal Humphreys guest on his monthly PiEducation webinar.  Hal is a licensed private investigator in Nashville, Tennessee and the owner of FIND Investigations.  Additionally, he is the executive editor of the informative Pursuit Magazine and the educational director at PiEducation.  In short, he’s been around. 

The topic for March was Covert Surveillance – Avoiding the Burn.  We spent about an hour talking about many different aspects of surveillance.  Listen as Hal and I discuss such things as rural surveillance, following your subject on foot and what kind of equipment you should bring along.  By the way, during the webinar Hal provided a promo code for a 15% discount on any PiEducation course.  Watch the webinar below to get your promo code.  We also end the webinar talking about my new book, Confessions of a Private Eye, now available on Amazon.

If you’re not familiar with PiEducation it is a veritable goldmine of certified continuing education courses for private investigators.  Moreover, most of the courses count towards continuing education requirements for over 15 states.

Next month I’ll be talking with Utah private investigator Jason Jensen of Jensen Investigations about investigating cold cases.  If you don’t know Jason he’s one of the top private investigator in Utah.  Check back in April.

Until next time, this is Private Investigator Scott Fulmer reminding you the game…is afoot!

SCOTT FULMER IS A well-known PRIVATE INVESTIGATOR and author of the brand-new acclaimed true-crime memoir, confessions of a private eye, now available on amazon in paperback and kindle.  he is the principal at fulmer, p.i. AND A popular PUBLIC SPEAKER AND PRESENTER AVAILABLE TO SPEAK TO YOUR GROUP, SEMINAR OR CONFERENCE.  mr. fulmer has a degree in criminal justice from the university of texas at san antonio and is a decorated combat veteran of the gulf war.  he RESIDES SOMEWHERE ALONG THE WASATCH FRONT IN north central UTAH WITH HIS WIFE valerie, also a licensed private investigator. when yOU NEED A PRIVATE INVESTIGATOR IN UTAH OR ANYWHERE IN THE INTERMOUNTAIN west contact scott fulmer at 801.874.8658 or [email protected].  

COPYRIGHT © 2018 FULMER, P.I. ALL RIGHTS RESERVED. any UNAUTHORIZED USE AND/OR DUPLICATION OF THIS MATERIAL WITHOUT EXPRESS AND WRITTEN PERMISSION FROM THe AUTHor IS STRICTLY PROHIBITED. EXCERPTS AND LINKS MAY BE USED, PROVIDED THAT FULl CREDIT IS GIVEN TO FULMER, P.I. WITH A DIRECT LINK TO THE ORIGINAL CONTENT.

fulmer, p.i. podcast | episode #2 | march 14, 2018 | interviewing children and netflix mindhunter | by Utah Private Investigator Scott Fulmer

Episode #2 of the Fulmer, P.I. Podcast, Interviewing Children and Netflix Mindhunter.  I’m your host, Scott Fulmer, a licensed Utah Private Investigator.  I have almost 30 years experience in the business.  In today’s episode I’ll be speaking with Michael McMahan, LPC about interviewing children.  Additionally, we’ll discuss techniques for building rapport and how to question children and teenagers.  Michael McMahan is a licensed professional counselor and a good friend of mine. 

Finally, we’ll also talk about season one of the Netflix original series, Mindhunter.  If you haven’t seen it check it out on Netflix.  This exciting new series is based on the innovative work of John Douglas.  Douglas is a retired FBI special agent and ground-breaking criminal profiler formerly with the FBI’s Behavioral Analysis Unit at Quantico. The Netflix series, Mindhunter is highly recommended.  

My new book, Confessions of a Private Eye: My Thirty Years Investigating Cheaters, Frauds, Missing Persons and Crooks, is now available on Amazon in both paperback and ebook.  I also have several upcoming book appearances in Utah.  Stay tuned for more information.

Subscribe to the Fulmer, P.I. Podcast so you never miss an episode.  By the way, if you need a private investigator in Utah or anywhere in the Intermountain West, contact me here.  

Until next time, this is Private Investigator Scott Fulmer reminding you the game…is afoot!

SCOTT FULMER IS A licensed PRIVATE INVESTIGATOR AND the PRINCIPAL AT FULMER, P.I., A PRIVATE INVESTIGATION FIRM PROVIDING ACTIONABLE INTELLIGENCE TO DECISION MAKERS THROUGHOUT UTAH AND THE INTERMOUNTAIN WEST. fulmer HAS ALMOST 30 YEARS’ EXPERIENCE HANDLING COMPLEX INVESTIGATIONS AT THE STATE AND FEDERAL LEVEL, AS WELL AS THE PRIVATE SECTOR.  he is the author of the acclaimed true-crime memoir, confessions of a private eye, now available in paperback on amazon and in kindle edition. HE IS A DECORATED COMBAT VETERAN OF THE GULF WAR AND AN EXCITING AND LIVELY PUBLIC SPEAKER AND PRESENTER.  fulmer IS AVAILABLE TO SPEAK TO YOUR GROUP, SEMINAR OR CONFERENCE.  send your requests to [email protected].  fulmer RESIDES SOMEWHERE ALONG THE WASATCH FRONT IN UTAH WITH HIS WIFE valerie.  if YOU NEED A PRIVATE INVESTIGATOR IN UTAH OR ANYWHERE IN THE INTERMOUNTAIN WEST CONTACT fulmer AT 801.874.8658 OR [email protected].

COPYRIGHT © 2018 FULMER, P.I. AND WWW.FULMERPI.COM. ALL RIGHTS RESERVED. UNAUTHORIZED USE AND/OR DUPLICATION OF THIS MATERIAL WITHOUT EXPRESS AND WRITTEN PERMISSION FROM THIS SITE’S AUTHOR AND/OR OWNER IS STRICTLY P...