Understanding life insurance is critical especially if you have a family. Insurance agent and financial planner, Franco Livoti, breaks down the differences between term life insurance, universal life insurance and whole life insurance.  Many people don't like to engage in the life insurance conversation, but it can save your family from financial ruin.   Life happens.  Be prepared for it so that your loved ones are taken care of in the event of an unfortunate circumstance.

For more info on Franco:

https://www.newyorklife.com/agent/flivoti

https://www.linkedin.com/in/francescoclivotinyl/