We talk with Joel O’Leary about habits, happiness, and hard work. Joel is a man of many talents; some know him as 5am Joel, some know him as a writer for the popular finance blog Budgets are Sexy, and some know him as an Australian O’Leary, Mike’s possibly long lost cousin. We so enjoyed our discussion with Joel! We dig into how 5am Joel started and the many benefits he’s experienced since he started waking up early.