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Student loan benefits at work sound great on paper, but understanding the details requires asking the right questions. The tax-free $5,250 benefit established under the American Rescue Plan Act sunsets after 2025, which changes the long-term value proposition. We're breaking down crucial questions to ask: Does this payment count toward forgiveness program requirements? What about private loans? We'll also discuss that eye-catching $60k benefit being marketed to vet students by a major hospital group and explore alternatives worth considering during negotiations.
Key moments:
(04:20) Tax-free student loan benefits expire after 2025 (and it could cost you money)
(10:34) Directly negotiating a higher salary may be better than complex student loan benefits
(12:55) Benefits paid across several years assume longer employment than a vet may maintain with that employer
(15:05) Employer loan benefits don't always reduce monthly payments
(18:01) Career path alignment matters more than student loan benefit packages
Link mentioned in this episode:
Interested in vet-specific financial planning?
Schedule a free intro call or email [email protected]
Like the show? There are several ways you can help!
By Veterinary Financial Summit4.9
1313 ratings
Student loan benefits at work sound great on paper, but understanding the details requires asking the right questions. The tax-free $5,250 benefit established under the American Rescue Plan Act sunsets after 2025, which changes the long-term value proposition. We're breaking down crucial questions to ask: Does this payment count toward forgiveness program requirements? What about private loans? We'll also discuss that eye-catching $60k benefit being marketed to vet students by a major hospital group and explore alternatives worth considering during negotiations.
Key moments:
(04:20) Tax-free student loan benefits expire after 2025 (and it could cost you money)
(10:34) Directly negotiating a higher salary may be better than complex student loan benefits
(12:55) Benefits paid across several years assume longer employment than a vet may maintain with that employer
(15:05) Employer loan benefits don't always reduce monthly payments
(18:01) Career path alignment matters more than student loan benefit packages
Link mentioned in this episode:
Interested in vet-specific financial planning?
Schedule a free intro call or email [email protected]
Like the show? There are several ways you can help!

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