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In October, an estimated $10 billion a month is being taken away from 2023 holiday purchasing when the student loan forgiveness program ends.

Combine that with ongoing rumors of the “R” word, along with Amazon Prime Days, and you see why we believe retailers may be up for a wild second half with millennials and Gen Zs having less money to spend on fashion goods.

Join Robin Lewis and Shelley E. Kohan as they debate how retailers anticipate ending 2023 with some workarounds to overcome a Black Friday in October and shrinking wallets for next gens. Are we really looking at holiday selling starting in September this year?

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