Bad credit can be a hindrance for many things, including finding a place to live. Many landlords use credit scores as a way to gauge an applicant's financial stability. However, having an imperfect credit history doesn’t mean that you will never be able to rent a home. There are plenty of landlords who will rent to tenants with a low credit score. In this podcast Licensed Insolvency Trustee, Daniel Maksymchak explains the steps you can take as a potential tenant, to secure the rental home you want. 

Daniel also answers the following questions:

• Do all landlords check the credit scores of potential renters?
• Do you need to consent to having a credit check?
• Can I be evicted if I file a Bankruptcy or Consumer Proposal?
• Will my landlord find out about my Bankruptcy if I don’t owe back rent?
• What proactive steps can I take to give me a better chance at being accepted?

Federally regulated, Licensed Insolvency Trustees are knowledgeable in all aspects of debt management. They will give you unbiased advice and there is no charge for your first consultation.

About Daniel Maksymchak

Daniel has worked in the bankruptcy and insolvency field since 2010. His career began in accounting, receiving his Chartered Accountant designation in 2009. He attained his Licensed Insolvency Trustee accreditation in 2014. 

Daniel is a member of the Canadian Association of Insolvency and Restructuring Professional (CAIRP) and has volunteered his time with numerous causes in the community. 

Additional Resources 

• LCTaylor Licensed Insolvency Trustee
• Meet the LCTaylor Team of Local Manitoba Debt Help Experts
• Six Top Tips That Help Avoid Debt