Unicorn Millionaire Podcast: LGBTQ+ BIPOC Financial Coaching to Crush Debt & Retire Early

124. How to Pay Off Debt by Selling Stock Without Touching Your 401(k) [Live Class]


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In this live class and episode of the Unicorn Millionaire podcast, I teach you how to pay off debt without shame—and why selling stock from your taxable brokerage account is often a smarter move than touching your 401(k).

Even if you're debt free, you should stil listen to learn about what it takes to sell stock in the right accounts and without penalties.

If you’re scared to sell stock, think of your investments as “savings,” or you’ve ever asked “should I open a travel card while still in debt?”—this episode is for you.

I share how I used a business credit card to hire my first coach, sold stock to fund my business and early retirement plan, and helped clients pay off 5-figure debt without derailing their long-term goals.

You’ll also hear:

  • What to do instead of cashing out your retirement

  • How to sell stock without guilt or scarcity

  • Why your credit score doesn’t have to be perfect to build wealth

  • How my clients—from $50K to $300K incomes—are crushing debt and building six-figure retirement plans

Book a call here to start six-month one-on-one coaching. Coaching includes bi-weekly calls, daily messaging, and a full curriculum covering savings, credit cards, debt payoff, investing, and money mindset. Investment: $6,000 or two payments of $3,100.
Sign up for my Crush Debt, Retire Early Emails here.

Charly Stoever, or @travelercharly (they/he/papi), is a nonbinary latinx money coach, speaker, and host of the Unicorn Millionaire Podcast. They help LGBTQ+, BIPOC, and first-gen folks crush debt and start building a six-figure retirement—even without a six-figure salary. They're a formerly undocumented Mexican American and ex-stock broker who has traveled solo to 39 countries and is a full-time international pet sitter.

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Unicorn Millionaire Podcast: LGBTQ+ BIPOC Financial Coaching to Crush Debt & Retire EarlyBy @travelercharly

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