What happens when you do everything “right”—go to college, land the six-figure job, make your family proud—and still end up buried in debt, burned out, and feeling trapped? In this episode, Jannese sits down with Rose Han, a first-gen wealth builder, YouTuber, and now author of Add A Zero. Rose opens up about her journey from over $100K in student loan debt to becoming a self-made millionaire—and the mindset shifts, financial strategies, and rebellious choices that made it possible.

We talk about:

• The real impact of student loan debt on millennials & Gen Z’s version of the American Dream
• Why “employee income” is the least free kind of income (and what to focus on instead)
• Rose’s Add A Zero framework for going from negative net worth to your first million—step by step
• How money identity, family conditioning, and cultural expectations shape our financial choices
• Why sometimes you have to ignore your parents’ advice and carve your own path
• The freedom and fulfillment that come when you stop playing small and start building wealth on your own terms

If you’ve ever felt stuck in debt, confused about money, or pressured to follow someone else’s script for success, this conversation is your permission slip to rewrite your financial story.

📘 Grab your copy of Add A Zero at addazero.com and get access to Rose’s bonus content.

📺 Follow Rose on YouTube and socials: @itsrosehan

Do you also want me to create a few alternative episode titles in the Yo Quiero Dinero style so you have options to choose from?

Hosted on Acast. See acast.com/privacy for more information.

let’s be real… so many of us are out here chasing success, burning ourselves out, and wondering why it still doesn’t feel like enough. 👀

In this episode, I’m chatting with Amina AlTai—executive coach, speaker, and author of The Ambition Trap: How to Stop Chasing and Start Living. Amina knows firsthand what it’s like to push so hard that your body literally can’t take it anymore. After a health crisis nearly landed her in organ failure at just 28 years old, she had to rethink EVERYTHING she thought she knew about success.

We’re diving deep into why hustle culture is toxic AF (especially for women, immigrants & people of color), how to recognize when your ambition is actually hurting you, and how to start building a version of success that doesn’t leave you depleted.

Sis, if you’ve ever felt guilty for resting, struggled with boundaries, or found yourself stuck in the cycle of “never enough,” this convo is your permission slip to stop grinding yourself into the ground and start living with more ease, joy & PURPOSE. ✨

What you’ll hear in this episode:

💡 Amina’s wake-up call that changed her definition of success

💡 The 5 core wounds that secretly drive our hustle

💡 The “ambition penalty” women & POC face in the workplace

💡 Why rest = productivity (yes, really!)

💡 How to shift from painful ambition → purposeful ambition

💡 Practical steps to set boundaries & honor your needs

Resources & Links:

• Follow Amina on IG → @aminaaltai
• Grab her book → The Ambition Trap: How to Stop Chasing and Start Living
• Learn more → aminaaltai.com

Hosted on Acast. See acast.com/privacy for more information.

In this week’s episode,Jannese sits down with Diana Garcia, founder of Amigas y Dinero, to explore her personal journey from nonprofit work to becoming a full-time money coach helping Latinas rewrite their financial stories.

Diana shares how a pivotal decision during the pandemic, choosing not to return to a two-hour commute led her to create her own income, community, and career. She opens up about growing up in an immigrant household in LA, the scarcity mindset she witnessed, and her mission to help others build wealth from a place of joy, not sacrifice.

From saving $10,000 in under a year on a modest income, to helping clients break free from paycheck-to-paycheck cycles, Diana offers actionable insights for tackling debt, increasing income, and navigating the unique financial challenges first-gen families face. She also gets real about overcoming fear, advocating for yourself in the workplace, and having money conversations with your parents.

What You’ll Learn in This Episode:

• How Diana turned a pandemic pivot into a thriving coaching business
• Practical strategies to save more—without extreme sacrifice
• Why growing your income can be more effective than cutting expenses
• Side hustle ideas based on your skills and passions
• How to address limiting beliefs that hold you back financially
• Navigating family expectations as the “first-gen retirement plan”
• Why community, mentorship, and environment matter for financial growth

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

In this inspiring episode of Yo Quiero Dinero, host Jannese Torres sits down with Joyce Medeiros, co-founder of Investrio—a financial platform designed to help solopreneurs master both personal and business money management. From her beginnings as a first-gen immigrant working on Wall Street to taking the leap into the startup world, Joyce shares her journey of resilience, risk-taking, and purpose-driven innovation.

You’ll hear how she pivoted from a failed product launch to building a tool that simplifies finances through color-coded tracking, AI-powered support, and a thriving entrepreneur community. Joyce opens up about navigating the male-dominated finance world, securing funding as a Latina founder, and the sacrifices behind the startup grind. Whether you’re a budding entrepreneur or a seasoned business owner, this episode offers practical tips, hard-earned lessons, and a reminder that experimentation and a supportive community can be the keys to success.

What You’ll Learn in This Episode:

• How Joyce went from managing billions on Wall Street to starting her own fintech company.
• The importance of pivoting when your idea isn’t working (and how to know when to do it).
• The biggest financial mistakes solopreneurs make—and how to avoid them.
• How Investrio uses color coding, automation, and AI to simplify money management.
• The role of community in entrepreneurship and why human connection still matters in the AI age.
• Insights on fundraising, accelerators, and breaking barriers as a Latina founder.

Resources & Links:

• 📲 Download Investrio: investrio.io
• 📸 Follow Investrio on Instagram: @investrio.io
• 💼 Connect with Joyce Medeiros: LinkedIn

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Mi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.

From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️

If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸

• What financial independence really means (and why you don’t have to wait ‘til 65)
• The power of compound interest (aka how your money makes more money)
• How to shift your money mindset from scarcity to abundance
• Why investing is a form of activism for Puerto Ricans
• What “Coast FI” is and how it could change your life
• How to invest even if you’re starting “late”
• The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)
• Why financial education is the most powerful inheritance you can give

Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.

📲 Connect with them on Instagram: @investingjevas

• Investor.gov Compound Interest Calculator
• The Simple Path to Wealth by JL Collins
• Jannese’s book: Financially Lit!

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.

If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!).

 What We Cover:

• The exact moment Eduek decided she was DONE being broke
• Why she still invested while paying off debt (and how it paid off big)
• Her no-fluff guide to building a plan you can actually stick to
• Celebrating small wins & avoiding burnout on your debt-free journey
• The truth about high earners still living paycheck to paycheck
• A breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use it
• How Eduek knew it was time to quit her 9-5 and go full-time in her biz
• Canadian investment accounts 101 (hello, tax-free savings!)
• Why mini-retirements are part of her wealth strategy

Quote:

“Your income builds wealth, but your surplus is what gets you to your goals.”

👑 Meet Our Guest:

Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.

📲 Follow Eduek:

• Instagram: @twosidesofadime
• Join the Surplus Stack Society: surplusstacksociety.com

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

In this episode, host Jannese Torres dives into the inspiring journey of Gabby, a 46-year-old teacher aiming to retire by 57. Discover how Gabby transformed her financial landscape by maxing out her 403B and Roth IRA, investing in index funds, and strategically planning her retirement. Jannese shares expert insights on optimizing contributions, understanding withdrawal strategies, and the importance of asset allocation as retirement approaches. Tune in to learn how you can take control of your financial future and make early retirement a reality.

Need help creating your financial freedom plan? Book Your Investor Power Hour Call

Want your question answered on the show? Ask your question here!

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

This episode is your wake-up call, y’all. Jannese is joined by sales coach and multi-seven-figure entrepreneur Dielle Charon to talk all things money, mindset, and making bank as a woman of color. From ditching her underpaid 9-5 to building a thriving coaching empire, Dielle breaks down how to turn your skills into income, charge your worth, and stop playing small. This convo is packed with truth bombs, permission slips, and straight-up strategy.

💥 What We’re Talking About:

• Why your job skills are already monetizable
• Getting over your fear of visibility and selling
• Charging high-ticket without guilt
• Why staying small isn’t serving you or your community
• Reclaiming your financial power—on your terms

Connect with Dielle:

• IG: @diellecharon + @forthe23percent
• Podcast: The Woman of Color Business Show
• Website: forthe23percent.com

link to Dielle previous episode of YQD https://open.spotify.com/episode/0jcAI06rM3hRk1yux6iJe3?si=bmMYVgygRWe40WIryjDJJA

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Yo Quiero Dinero, I'm tackling a listener's burning question about divorce and property ownership. Discover the pitfalls of verbal agreements, the importance of legal documentation, and strategies to protect your financial future. Don't let your ex-spouse cash in on your hard-earned equity!

Want your question answered on the show? Ask your question here!

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Yo Quiero Dinero, we're diving into personal finance, entrepreneurship, and the unique money challenges faced by the Latino community with Mariel Amador, creator of Money For Mujeres and host of the Chinga Tu Money podcast. Discover how Mariel's journey from the classroom to financial empowerment coach is breaking barriers and transforming lives. Learn her top strategies for investing, overcoming financial fears, and building wealth as a Latina. Whether you're just starting your financial journey or looking to elevate your money game, this episode is packed with insights and motivation to help you become poderosa with your dinero. Tune in and get ready to transform your financial future! For the full episode show notes, visit our blog.

Watch the full interview on our YouTube channel! Subscribe here.

My book is officially available to buy in English and Español! Order Financially Lit! Today!

Want to join our signature programs? Click here to learn more!

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero.

Hosted on Acast. See acast.com/privacy for more information.