This week on Yo Quiero Dinero, Jannese sits down with Jessica Rivera — proud Boricua, mom at 19, and 20-year corporate vet who climbed from receptionist to senior leadership without ever following the "traditional" path. Jessica is here to help us decode the psychology of corporate power, promotions, and why your work ethic alone will never be enough to get you promoted. This episode gets into the imposter syndrome that doesn't disappear even after you hit the title and the money, the moment Jessica realized she had to bet on herself, and why she believes women's emotions are a leadership superpower — not a liability. They also get into the messy, real stuff: crabs-in-a-barrel dynamics in the Latino community, boundaries with people who take shots at your success, and the one standard Jessica refuses to lower for herself.

WE GET INTO: 

01:21 – Becoming a mom at 19 and choosing grit over the traditional path

03:26 – Being "the only" Latina in the room

05:29 – Learning corporate chess: playing the game on her own terms

07:12 – Imposter syndrome and the nitpicking that wears you down

09:05 – From receptionist to sales: Jessica's career trajectory

11:46 – The $50K retention bonus — and the promotion that never came

17:33 – Betting on herself: leaving corporate to coach full-time

21:23 – Building the BRAVE Method

26:09 – Burnout as a "badge of honor"

28:32 – Redefining success in the Latino community

30:41 – Judgment, boundaries, and who gets to stay in your life

33:57 – Confidence, courage, and owning your voice

36:23 – Why women's emotions are a leadership superpower

41:32 – Chasing who you're becoming, not just the goal

45:16 – Living a full life: family, love, and what's next

47:41 – Jessica's Puerto Rico retreat, resources, and the standard she refuses to lower

KEY TAKEAWAYS:

→ Hard work and grit will get you far — but they won't get you promoted. Understanding the psychology of power and politics will.

→ Imposter syndrome doesn't disappear once you hit the title or the money. It requires ongoing internal work.

→ "Struggle culture" and "hustle culture" are not the same thing — and confusing the two keeps high achievers stuck.

→ You have to be willing to lose people who can't handle your growth. That's not arrogance, that's a boundary.

→ Chase who you're becoming, not the goal itself — the goal is just a byproduct.

→ Women's emotions are a leadership superpower, not something to suppress to be taken seriously.

CONNECT WITH JESSICA:

Website: jessicarivera.co 

Instagram: https://www.instagram.com/jessicarivera.co/ 

LinkedIn: https://www.linkedin.com/in/jessicarivera/ 

TAKE THE NEXT STEP WITH YO QUIERO DINERO:

📕 Get the book, Financially Lit!: https://financiallylitbook.com

💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/

💬 Book a free Money Call: https://yoquierodineropodcast.com/links/

FOLLOW YO QUIERO DINERO:

Instagram: https://www.instagram.com/yoquierodineropodcast

YouTube: https://www.youtube.com/@yoquierodineropodcast

TikTok: https://www.tiktok.com/@yoquierodineropodcast

Website: https://yoquierodineropodcast.com

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. 

Hosted on Acast. See acast.com/privacy for more information.

Hola mi gente! This week I'm switching things up. My husband Ray is joining me in an actual whole ass podcast studio to talk about the real estate business we've started building: house flipping. We closed on our first fixer-upper here in Florida, in cash, and we're pulling back the curtain on why we did it, what the real numbers look like, and how we keep being business partners from turning into a threat to our marriage.

WE GET INTO: 

00:00 Welcome to the studio: meet Ray

02:03 Ray's construction background (his dad and grandfather taught him everything)

09:41 Why they sold the Puerto Rico condo to fund this

12:50 Finding the house: the comps, the negotiation, closing at $140K

19:21 Inspection day: the good, the bad, and the roaches

24:17 The full renovation scope, room by room

34:04 The real numbers: budget, target sale price, profit margin

38:59 How they split roles: the LLC, the credit card, the labor

45:10 Keeping the flip from taking over the marriage

47:44 Rapid fire: who's most likely to...

51:27 Plan B if it doesn't sell

54:42 Final thoughts: budgeting for the unexpected

KEY TAKEAWAYS:

→ You don't need a mortgage to get started, but you do need liquidity and a plan for where that cash comes from

→ Comps are everything. Know what renovated properties are actually selling for before you fall in love with a "deal"

→ Budget for the worst case on every line item (roof, HVAC, electrical) so a surprise doesn't wreck your numbers

→ Permits exist because someone got hurt before you. Don't DIY the things that legally require one

→ When you're in business with your spouse, define your lanes clearly, money person and labor person, and stay in yours

→ Always have a Plan B (long-term rental, Airbnb) if the flip doesn't sell fast

→ The real ROI in this episode isn't the house, it's the years of money mindset work that made a six-figure cash purchase feel possible instead of terrifying

TAKE THE NEXT STEP WITH YO QUIERO DINERO:

📕 Get the book, Financially Lit!: https://financiallylitbook.com

💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/

💬 Book a free Money Call: https://yoquierodineropodcast.com/links/

FOLLOW YO QUIERO DINERO:

Instagram: https://www.instagram.com/yoquierodineropodcast

YouTube: https://www.youtube.com/@yoquierodineropodcast

TikTok: https://www.tiktok.com/@yoquierodineropodcast

Website: https://yoquierodineropodcast.com

This episode was recorded at Tampa Studio Collective (https://www.instagram.com/tampastudiocollective) and produced by Heart Centered Podcasting. 

Hosted on Acast. See acast.com/privacy for more information.

This week we're picking up where we left off last week after I shared my own journey selling my condo in PR — and this time we're going deep on buying real estate on the island. I sat down with Krystal Vias, a proud Nuyorican and founder of Buy The Block PR, who's on a mission to reconnect la diáspora with Puerto Rico, one block at a time. Krystal didn't step foot on the island until she was 38 and that first trip changed everything. Now she's helping thousands of Boricuas navigate the confusing, often antiquated process of buying property back home, from finding trustworthy realtors to avoiding land scams. We get into the real talk: the identity crisis so many of us in the diaspora carry, conscious investing versus gentrification, and why speaking perfect Spanish is NOT a requirement for belonging. If you've ever thought about buying property on the island, this episode is your permission slip.

WE GET INTO:

• 00:00 – Intro: Welcome Krystal Viaz, founder of Buy The Block PR
• 01:26 – Krystal's story: first trip to PR at 38 and falling in love with the island
• 02:26 – Financial education roots + losing her brother-in-law to colon cancer
• 04:49 – Why there's no Cash App or Zelle in PR (and why that's by design)
• 06:44 – What Buy The Block PR actually offers
• 07:40 – Krystal's podcast, By The Blockcast
• 08:14 – Navigating identity: being "from here but also from there"
• 10:34 – Dealing with backlash: "you're not really Puerto Rican"
• 12:37 – Misconceptions about buying property (it's not just hopping on Zillow)
• 13:44 – How to actually find listings on the island
• 16:30 – Vetting real estate agents, lenders, and contractors
• 18:43 – Common scams and red flags to watch for
• 20:17 – The risks of buying land (inheritance issues, unpaved roads, protected land)
• 22:27 – What you need financially before you start looking
• 25:41 – Conscious investing vs. displacement and gentrification
• 30:05 – Airbnb, tax incentives, and long-term rental income
• 34:09 – Building remote income to fund the move
• 37:24 – "Spanish shame" and the myth that fluency is required
• 39:37 – Internal pressure vs. external validation of Latinidad
• 41:25 – The history behind Puerto Rican migration policies
• 43:41 – How to get involved with Buy The Block PR
• 45:19 – Closing thoughts: ownership, privilege, and being about it

KEY TAKEAWAYS:

• Puerto Rico doesn't have one central MLS like the mainland — off-market properties, Facebook groups, and word-of-mouth are huge parts of the process
• You'll need a trusted, vetted local team (realtor, lawyer, mortgage broker) — and red flags include people who go dark on communication
• Land purchases carry unique risks: unresolved inheritance issues, unpaved roads, no electrical/water access, and protected land you can't build on
• Mainland buyers typically need a second-home loan (20% down) unless they can prove 2 years of remote or island-based income
• Long-term rental income in PR can be tax-free — a lesser-known incentive worth knowing about
• Conscious investing means asking "how does this affect my neighbors and community?" — not just "what's my ROI?"
• Not speaking fluent Spanish does NOT disqualify you from reconnecting — the real barrier is internal permission, not language

CONNECT WITH KRYSTAL:

• Buy The Block PR Website: https://www.buytheblockpr.com
• Buy The Block PR Instagram: https://www.instagram.com/BuytheblockPR

TAKE THE NEXT STEP WITH YO QUIERO DINERO:

📕 Get the book, Financially Lit!: https://financiallylitbook.com 

💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 

💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ 

FOLLOW JANNESE:

• Instagram: https://www.instagram.com/yoquierodineropodcast
• TikTok: https://www.tiktok.com/@yoquierodineropodcast
• YouTube: https://www.youtube.com/@yoquierodineropodcast

Hosted on Acast. See acast.com/privacy for more information.

By now you've probably seen me post on social media that I sold my condo in Puerto Rico, and the reactions have been... a lot. So let's get into it. In this solo episode, I'm taking you behind the scenes of why I bought that condo right after my divorce, what it represented to me, and why — three and a half years later — I decided to let it go. This is not a "never sell real estate" episode. This is a "your life changes and so should your money moves" episode. We're talking numbers, we're talking mindset shifts around debt and leverage, and we're talking about what's next: a fixer-upper flip in Florida with my husband, and a bigger PR condo for our family. Grab a coffee (or a copa), this one's personal.

WE DIVE INTO:

02:20 – The origin story: buying the condo after my divorce

06:59 – What the condo really represented — reclaiming my connection to the island

09:17 – What changed: becoming a mom, remarrying, outgrowing the space

11:39 – The HOA drama and why the condo stopped making sense

13:56 – Let's talk numbers: what I paid vs. what I sold it for

16:19 – The plan: flipping a fixer-upper in Florida with my husband

18:45 – Reframing my relationship with debt

21:04 – Why I'm financing the next PR condo instead of paying cash

23:19 – The real lesson: alignment over accumulation

25:42 – The emotional side of letting go

28:00 – Where to find my PR real estate guide + money tools

30:25 – Rich Mommy Retreat + how to stay connected

KEY TAKEAWAYS:

→ Your financial decisions should evolve as your life does — what worked for single you might not work for married-with-a-baby you

→ Selling an asset isn't automatically a bad money move — rich people reposition capital all the time

→ Debt and leverage aren't the enemy. Used strategically, they let you preserve cash and acquire more assets

→ Cash purchases give you flexibility and control (hello, fixer-upper flip); mortgages can be the smarter move when you want to preserve liquidity

→ You don't owe anyone an explanation for your money moves — get around people who understand the vision

RESOURCES:

• Jannese’s Instagram: https://www.instagram.com/yoquierodineropodcast/ 
• Rich Mami Retreat: https://www.richmami.com/ 
• FREE GUIDE: Buying Your First Property in PR: https://courses.yoquierodineropodcast.com/pr-real-estate 

TAKE THE NEXT STEP WITH YO QUIERO DINERO:

📕 Get the book, Financially Lit!: https://financiallylitbook.com 

💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 

💬 Book a free Money Call: https://yoquierodineropodcast.com/links/

Hosted on Acast. See acast.com/privacy for more information.

This week Jannese sits down with executive coach, speaker, and author Diana Bernal to talk about something a lot of us never learned how to do: build a career on purpose instead of just falling into one.Diana is a first-gen success story who climbed the corporate ladder in nonprofit fundraising, hit "senior vice president" energy, and realized the corner office wasn't actually the goal. Now she coaches ambitious women through the exact roadmap she used to pivot, and she just released her book, Career with Intention. This conversation covers the signs you're autopiloting at work, why "loyalty" doesn't always pay off, how to give yourself permission to walk away from a degree (or a decade) without it being a waste, and how motherhood and marriage can completely reshape what ambition even means.

WE GET INTO:

01:32 Diana's first-gen story and career roadmap

04:19 Redefining success beyond the corner office

06:53 The false narrative of the corporate ladder

09:36 Loyalty culture vs. career mobility

09:45 What it means to build a career "with intention"

13:15 Signs you're autopiloting at work

15:12 Overcoming the sunk cost fallacy

16:26 Key questions to ask before a career pivot

18:36 Why high-achieving women struggle to own their value

22:14 Cultural scripts Latinas face at work

25:00 Testing the waters before quitting your 9-to-5

26:44 It's never too late to reinvent yourself

30:22 How motherhood reshaped Diana's ambition

31:26 A mindset shift that changed her life

33:15 Breaking the breadwinner stereotype

36:34 A journaling exercise for career clarity

37:06 Advice to her younger self

40:11 Where to find Diana and her book

KEY TAKEAWAYS:

• The clearest signs you're autopiloting at work — and why your boss already knows
• How to overcome the sunk cost fallacy around a degree or career you've outgrown
• Diana's 3-part framework for a career pivot: values, skills/interests, and place
• Why it's never too late to reinvent your career (Diana made her pivot in her 50s)
• Breaking the "man as breadwinner" script in marriage
• A simple journaling exercise to get career clarity fast

CONNECT WITH DIANA:

• Get Diana's book, Career with Intention: https://bit.ly/4cp2Etu
• Connect with Diana on Instagram: https://www.instagram.com/diana.bernal.inc/
• Diana's website: https://www.dianainc.com

TAKE THE NEXT STEPS:

• Join my Passive Profit workshop on July 28th: http://crowdcast.io/c/passiveprofit
• Get the book, Financially Lit!: https://financiallylitbook.com
• Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/
• Book a free Money Call: https://yoquierodineropodcast.com/links/

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.

Let's talk about something a lot of us have been quietly researching — cosmetic procedures. Whether you've gone down a TikTok rabbit hole on facelifts or you're seriously considering something, the money side of this decision matters just as much as the medical side.

In this episode, I'm joined by Dr. Ruslan Zhuravsky — board-certified facial plastic surgeon and founder of Z Face Plastic Surgery in Aventura, Florida — to break down the real economics of cosmetic surgery. We're talking about why bargain procedures can end up costing you way more in the long run, which procedures are actually worth the investment, and what to look for (and run from) when choosing a provider. This is the informed, empowered conversation you need before spending a single dollar on your face. Let's get into it.

WE GET INTO:

00:00 — Introduction: Why plastic surgery belongs on a personal finance podcast

01:22 — Dr. Z's background: from art and architecture to facial surgery

04:03 — Why he chose a boutique practice over high-volume centers

05:23 — Building a practice from scratch: loans, word-of-mouth, and the grind

08:07 — The economics of cosmetic procedures: price vs. value

09:34 — The danger of over-filling: why "cheaper" treatments compound costs

11:05 — Real patient story: years of med spa treatments vs. one surgical solution

13:04 — How to evaluate if a quoted price is fair

15:11 — Going abroad for surgery: real talk on risks and rewards

17:31 — The three pillars of aging: laxity, volume loss, and skin changes

20:48 — Where to invest first if you have a limited aesthetic budget

22:44 — Botox 101: cost, longevity, and what can go wrong

24:46 — Med spas vs. surgical practices: what's actually different

26:52 — Skincare myths and social media trends to be skeptical about

28:22 — Retinol: is it worth the hype?

29:45 — Best long-term value procedures vs. worst investments

36:27 — Facelifts and Ozempic face: what GLP-1 users need to know

36:55 — The honest surgeon test: red flags to watch for in consultations

39:05 — What a good consultation actually looks like

41:13 — When the right answer is NOT to have surgery

43:11 — How to verify credentials and board certifications

46:18 — Dr. Z's money lesson: let your money work for you

KEY TAKEAWAYS:

– Cheap treatments aren't just less effective — they can make future surgery harder and more expensive

– The three pillars of aging are laxity, volume loss, and skin changes — each requires a different solution

– Board certification is the bare minimum, not the finish line — do your research beyond that

– Rhinoplasty is often the best long-term investment because a quality one is one and done

– Neck liposuction and buccal fat removal are frequently bad investments — most patients don't actually need them

– Good consultations take time — if a doctor is rushing you out, that's your sign

– About 30% of patients Dr. Z sees are told not to have surgery at all — an ethical surgeon will tell you the truth

– Skincare basics (sunscreen, moisturizer, microneedling) are the highest ROI foundation before any procedure

– Always get multiple consultations — even Dr. Z encourages his own patients to shop around

CONNECT WITH DR. Z

• Instagram
• Website

TAKE THE NEXT STEP:

• Download the FREE Dinero Guide
• Read my book, Financially Lit!
• Book a Call with Jannese

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.

Today's episode is basically my love language: multiple income streams. I'm joined by Meghan Lim, AKA Meghan Makes Money, who went from a $78K corporate finance job to building a six-figure creator business with 160K+ followers, all in about two and a half years. We're talking side hustles, affiliate marketing, brand deals, pricing your worth, and why "selling" isn't a dirty word.

WE GET INTO: 

00:00 Intro: Meghan's journey from corporate finance to content creator

00:49 Meghan's origin story: childhood side hustles and the layoff that changed everything

03:48 Money messages from a Filipina immigrant household

05:38 Switching her major to finance (and why it didn't teach her personal finance)

07:30 Stepping into the creator economy as a Gen Z creator

11:47 The viral paycheck breakdown video that changed everything

13:07 Side hustles worth your time (and which ones are a scam)

17:05 How Meghan actually makes money now: affiliates, brand deals, coaching

18:45 The disconnect between followers and revenue

21:45 What to have in place before pitching brands

25:49 Favorite underrated monetization method: affiliate marketing

29:33 How content creation has changed Meghan's life (six figures, comped trips, free LASIK)

32:35 The Cartier ring story: rewarding yourself and abundance mindset

36:48 Navigating the pressure to choose stability over risk

38:18 Redefining success after leaving corporate

39:55 Biggest financial mistake (and the lesson behind it)

42:14 The #1 skill every creator needs to learn

42:46 What's next for Meghan Makes Money

44:20 Final advice: you don't need permission to make money

KEY TAKEAWAYS: 

• Multiple income streams beat relying on one (especially brand deals, which can be inconsistent)
• You don't need to be "the expert" or already have results to start sharing your journey
• Documenting > performing — people want to follow along, not just see the finished product
• Reframe selling as serving: your product or service genuinely helps someone
• It takes 14-17 touchpoints before someone takes action, so don't be afraid to repeat yourself
• Affiliate marketing in the finance niche is one of the most underrated income streams
• Reward yourself for milestones — it's not just about ROI, it's about breaking scarcity mindset
• Surround yourself with people doing what you want to do; proximity changes your mindset

CONNECT WITH MEGHAN:

• Meghan's Instagram: @meghanmakesmoney
• Meghan's Website: https://www.skool.com/money-makers-circle-8363

TAKE THE NEXT STEP:

• Download the FREE Dinero Guide
• Read my book, Financially Lit!
• Book a Call with Jannese

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.

The Guardian recently featured my plan for how I'm raising my toddler to become a millionaire and it got me fired up about something I've been sitting on for a while. Today I'm calling out the financial patterns that Latino parents normalize that are actually keeping our community from building real wealth. I'm not talking about our elders who came here with nothing and survived on grit. I'm talking to us — the millennial parents with smartphones, podcasts, and investing apps at our fingertips — who still aren't doing enough differently. We'll talk about why spending $20K on a quince but skipping the 529 is a problem, why your child is NOT your retirement plan, and the five mindset shifts that need to happen so we can stop breaking generational cycles and start building generational wealth.

This is a tough love episode, mi gente, but I think you're ready for it.

WE GET INTO:

00:24 The Guardian feature + Jannese's toddler wealth plan

02:53 Who this episode IS (and isn't) for

04:18 Problem #1: Spending on appearances, skipping financial foundations

06:03 Problem #2: Treating your children like a retirement plan

08:01 Problem #3: Preaching education without a financial plan for it

10:30 College vs. retirement — why you must always choose retirement

14:07 Problem #4: Shaming kids for wanting more

16:12 Problem #5: Dismissing financial tools as "too much" for kids

18:30 When it's not that there's no money — it's that there's no mission

19:20 Action steps for Latino parents (talk about money earlier, stop saying you don't know)

20:32 Action step: Open the accounts — 529, brokerage, Roth IRA

20:44 Action step: Redirect family gifts to the college fund

21:50 Action step: Plan for your own retirement + money tools resource

23:45 The $4 trillion spending power problem — and what we need to build instead

24:49 The vision: celebrate AND invest

26:44 Closing + how to get The Guardian article

27:23 Outro — Stay Poderosa

KEY TAKEAWAYS:

• Spending on appearances while skipping financial foundations isn't tradition — it's a decision
• Your child is not your 401k, your emergency fund, or your exit strategy
• Preaching education without a financial plan for it is setting your kids up to drown in student loan debt
• If you have to choose between saving for college or retirement, choose retirement — every single time
• Wanting more does not make you ungrateful. Sometimes it's how you honor where you came from
• Silence is the most expensive thing you can give your children when it comes to money
• The most generous gift you can give your child is a financially free parent

Read: A finance podcaster plans to make her daughter a millionaire by 18 – here’s how 

TAKE THE NEXT STEP:

• Download the FREE Dinero Guide
• Read my book, Financially Lit!
• Book a Call with Jannese

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.

Earlier this year, I posted a question on Instagram asking Latinas making over $200K what they do — and the answers revealed something that most people in personal finance aren't willing to say out loud: you cannot build wealth on a median income when the cost of just existing has gone through the roof. In this solo episode, I'm breaking down why traditional money advice keeps failing us, what high earners actually have in common, and why your problem isn't discipline — it's your strategy.

WE GET INTO:

00:00 Introduction to Financial Realities

02:42 Understanding Income Limitations

05:58 The Path to High Earnings

08:47 The Disconnect in Personal Finance

11:53 The Rise of Latina Entrepreneurs

14:48 Reevaluating Job Security and Income

17:55 Strategies for Financial Freedom

KEY TAKEAWAYS:

• Most people cannot build financial freedom on $65K/year — not because they're doing something wrong, but because the math literally doesn't work when cost of living is this high.
• High earners are either in high-level leadership or ownership. That's it.
• Jobs are tools, not automatic wealth-building vehicles. Your employer controls your ceiling.
• A paycheck is predictable. Entrepreneurship is scalable.
• The only difference between a job and a business is the middleman selling your skill set.
• Your income problem won't be solved by better budgeting — it requires a strategy shift.

TAKE THE NEXT STEP:

• Download the FREE Dinero Guide
• Read my book, Financially Lit!
• Book a Call with Jannese

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.

What does it actually look like to not become a statistic? Dr. Xochilt Alamillo — Chicana therapist, PhD, business coach, podcast host, and retreat creator — is the living proof. She grew up in Compton, moved to Colorado as a teenager and experienced full-on culture shock, fell into the wrong crowd, and ended up with a criminal record by 20. Fast forward through community college, side hustles, three kids, and a whole lot of tunnel vision: she became the Latina therapist she couldn't find when she needed one most. In this episode, Dr. Xochilt and Jannese get into ALL of it — bicultural stress, emotional neglect in Latino families, what healing actually looks like (spoiler: it's not the cute Instagram version), survivor guilt as a first-gen cycle breaker, and how she built multiple income streams as a therapist while everyone in her field was taking a so-called vow of poverty.

WE GET INTO: 

00:00 – Welcome and Intro: Meet Dr. Xochilt Alamillo

02:02 – Growing Up in Compton: Not Knowing What You Don't Know

04:22 – Culture Shock, the Wrong Crowd, and a Criminal Record

08:25 – Becoming the Latina Therapist She Couldn't Find

10:24 – First-Gen Resilience and Why It Can Also Hurt You

11:00 – The Biggest Mental Health Struggles Latinas Carry in Silence

12:31 – When "Being Strong" Becomes Self-Abandonment

14:05 – Bicultural Stress: Not Latino Enough, Not American Enough

19:52 – Emotional Neglect: The Harm We Normalize in Latino Families

24:53 – What Healing Actually Looks Like (It's a Process, Not a Glow-Up)

29:04 – Survivor Guilt and the Weight of Being the Enlightened One

34:37 – Navigating Family Expectations vs. Your Ideal Life

36:45 – Why Finding Your People Is Non-Negotiable

37:45 – Debunking Therapy Stigma in the Latino Community

43:32 – Dr. Xochilt's Entrepreneurial Journey as a Therapist

47:46 – Hosting Latina-Only Healing Retreats (Including One in Oaxaca!)

51:22 – The First Step Out of Survival Mode

KEY TAKEWAYS:

• Being rejected by both your culture and mainstream America has serious mental health consequences, and you didn't make it up.
• Anxiety in Latinas isn't just personal worry. It's your whole family's future sitting on your chest, and the weight is not yours alone to carry.
• Emotional neglect is one of the most normalized (and damaging) patterns in Latino households. Naming it isn't talking trash on your cultura but the first step to changing it.
• Healing is not a cute Instagram journey. It hurts. But the goal isn't a pain-free life, it's being equipped to handle whatever comes your way.
• Survivor guilt is real when you're the first to "make it out." Surrounding yourself with people who get it is how you stay grounded.
• Therapy doesn't have to look like a couch and a notepad. It's a conversation with someone who has no skin in the game.
• When therapy isn't accessible, lean into what your cultura already does well: cafecito with amigas, curanderismo, time outside — do more of it with intention.
• Therapists: you do not have to take a vow of poverty. Retreats, groups, trainings, and coaching are all legitimate income streams.
• Finding your people — online or off — is one of the most radical acts of self-preservation a first-gen woman can make.

CONNECT WITH DR. XOCHILT

• Website
• Instagram 
• Podcast: The Chicana Therapist Podcast (all major platforms)

TAKE THE NEXT STEP:

• Yo Quiero Dinero Private Membership
• Read my book, Financially Lit!
• Leave me a voicemail

This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.

Hosted on Acast. See acast.com/privacy for more information.