This week on Yo Quiero Dinero, Jannese sits down with Cristina Olivarez—award-winning visibility and leadership coach, TEDx speaker, and founder of The Social Butterfly Gal and Hustle + Socialize. Cristina shares her journey from chasing the “perfect” career path in broadcast journalism to building her own platforms that empower Latinas and women of color to step into visibility unapologetically.

From navigating rejection in traditional media to creating her own conference, Cristina opens up about the power of storytelling, embracing pivots in business, and how authenticity builds lasting leadership. If you’ve ever struggled with showing up online, owning your voice, or figuring out how to lead in your community, this episode will inspire you to embrace your visibility as a superpower.

What You’ll Hear in This Episode:

15:49 The “cookie-cutter” script many Latinas are given—and how Cristina rewrote it for herself.

23:52 Giving yourself permission to pivot in business and in life.

24:56 The origin story and impact of the Hustle + Socialize conference.

26:11 Why centering Latinas and women of color in business is both revolutionary and necessary.

28:45 Why visibility is more than marketing—it’s about legacy and leadership.

33:54 Practical first steps to start building your personal brand and showing up online.

Resources & Links:

• Follow Cristina on Instagram: @thesocialbutterflygal | @hustleandsocialize
• Listen to her podcast: Unapologetically Visible (Apple, Spotify, YouTube)
• Visit: thesocialbutterflygal.net
• Get your free guide: The Financially Lit Latina

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Yo Quiero Dinero, host Jannese Torres sits down with Elena Gergis, the creator behind Made With Sazón, to talk about the journey from beauty blogging to becoming a viral Puerto Rican food content creator. Elena shares how rediscovering her cultural roots led to explosive growth online, why niching down matters, and how consistency pays off when building a brand. From her viral coquito recipe to monetizing her website and landing brand deals, Elena gives a real look into what it takes to grow as a solo creator while balancing motherhood and entrepreneurship. This conversation is full of practical lessons for anyone thinking about launching their own content brand.

What You’ll Hear in This Episode:

2:01 Elena’s transition from beauty and lifestyle blogging to food content

4:30 The power of embracing your culture and niche to stand out online

7:26 What it feels like to go viral—and how to prepare for it

13:30 Elena’s income streams: ads, brand partnerships, and social media monetization

21:13 What she's accomplished so far

24:34 What Inspired her to build on Youtube

26:21 How she structures her days as a mom and creator

35:00 The role of AI and automation tools in her business

37:46 Elena’s vision for the future—including cookbooks, TV appearances, and more

Resources & Links:

• Follow Elena on all platforms:@madewithsaz0n
• Visit her website for recipes: https://curlsnpearlsss.com/
• Learn more about Jannese: yoquierodineropodcast.com

Hosted on Acast. See acast.com/privacy for more information.

In this week’s episode of Yo Quiero Dinero, Jannese sits down with economist, author, and changemaker Anna Gifty to unpack the hidden costs women of color face in every stage of life — what Anna calls “The Double Tax.”

From beauty standards and career hurdles to childbirth, caregiving, homeownership, and even retirement, Anna breaks down how racism and sexism compound to leave women of color overcharged and underpaid — and what we can do about it.

You’ll hear:

• [05:00] Anna’s personal story of navigating wealth gaps from childhood through academia
• [20:00] The shocking reality of how inequality shows up in parenting, childbirth, and childcare costs
• [29:00] How empathy reshaped Anna’s perspective on her own family — and why men must read this book too
• [32:00] Why retirement hits women of color harder — and the data that proves it
• [44:00] Practical steps you can take — individually and collectively — to close the gap

Anna reminds us that we’re not imagining the struggle, and we’re not alone in it. With empathy, community, and action, we can begin to dismantle the structures that hold us back.

📚 Grab your copy of Anna’s new book, The Double Tax: How Women of Color Are Overcharged and Underpaid, available September 16 wherever you buy books.

🔗 Follow Anna: Instagram | BlueSky | LinkedIn

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Yo Quiero Dinero Podcast, host Jannese Torres sits down with relationship coach, podcaster, and corporate baddie Karina F. Daves to talk about balancing it all—motherhood, marriage, and entrepreneurship—without losing yourself.

Karina shares how she built a six-figure business while working full-time, what it really takes to stop “doing it all,” and why outsourcing, building support systems, and setting boundaries are non-negotiable for women chasing big dreams. From navigating mom guilt and missed birthdays to strengthening her marriage and growing her platform to over 240K followers, Karina keeps it real about the messy, hard, and beautiful parts of pursuing purpose.

✨ What You’ll Learn in This Episode:

• How to build a six-figure side hustle as a busy mom
• Why harmony matters more than balance in motherhood
• How to navigate mom guilt and missed milestones
• The role of outsourcing, nannies, and structure in creating freedom
• Why choosing the right partner is the biggest life investment
• How to align your finances and family goals to build the life you want

👩🏽‍💻 About Our Guest:

Karina F. Daves is a relationship expert and host who helps couples repair trust, improve intimacy, and rebuild strong partnerships. She’s also a mom of two, wife, and entrepreneur who’s passionate about helping women reclaim their time, energy, and confidence.

📲 Connect with Karina:

Instagram & TikTok → @karinafdaves

Website → https://www.karinafdaves.com/

Hosted on Acast. See acast.com/privacy for more information.

What happens when you do everything “right”—go to college, land the six-figure job, make your family proud—and still end up buried in debt, burned out, and feeling trapped? In this episode, Jannese sits down with Rose Han, a first-gen wealth builder, YouTuber, and now author of Add A Zero. Rose opens up about her journey from over $100K in student loan debt to becoming a self-made millionaire, and the mindset shifts, financial strategies, and rebellious choices that made it possible.

We talk about:

• The real impact of student loan debt on millennials & Gen Z’s version of the American Dream
• Why “employee income” is the least free kind of income (and what to focus on instead)
• Rose’s Add A Zero framework for going from negative net worth to your first million—step by step
• How money identity, family conditioning, and cultural expectations shape our financial choices
• Why sometimes you have to ignore your parents’ advice and carve your own path
• The freedom and fulfillment that come when you stop playing small and start building wealth on your own terms

If you’ve ever felt stuck in debt, confused about money, or pressured to follow someone else’s script for success, this conversation is your permission slip to rewrite your financial story.

📘 Grab your copy of Add A Zero at addazero.com and get access to Rose’s bonus content.

📺 Follow Rose on YouTube and socials: @itsrosehan

Hosted on Acast. See acast.com/privacy for more information.

Let’s be real… so many of us are out here chasing success, burning ourselves out, and wondering why it still doesn’t feel like enough. 👀

In this episode, I’m chatting with Amina AlTai—executive coach, speaker, and author of The Ambition Trap: How to Stop Chasing and Start Living. Amina knows firsthand what it’s like to push so hard that your body literally can’t take it anymore. After a health crisis nearly landed her in organ failure at just 28 years old, she had to rethink EVERYTHING she thought she knew about success.

We’re diving deep into why hustle culture is toxic AF (especially for women, immigrants & people of color), how to recognize when your ambition is actually hurting you, and how to start building a version of success that doesn’t leave you depleted.

Sis, if you’ve ever felt guilty for resting, struggled with boundaries, or found yourself stuck in the cycle of “never enough,” this convo is your permission slip to stop grinding yourself into the ground and start living with more ease, joy & PURPOSE. ✨

What you’ll hear in this episode:

💡 Amina’s wake-up call that changed her definition of success

💡 The 5 core wounds that secretly drive our hustle

💡 The “ambition penalty” women & POC face in the workplace

💡 Why rest = productivity (yes, really!)

💡 How to shift from painful ambition → purposeful ambition

💡 Practical steps to set boundaries & honor your needs

Resources & Links:

• Follow Amina on IG → @aminaaltai
• Grab her book → The Ambition Trap: How to Stop Chasing and Start Living
• Learn more → aminaaltai.com

Hosted on Acast. See acast.com/privacy for more information.

In this week’s episode,Jannese sits down with Diana Garcia, founder of Amigas y Dinero, to explore her personal journey from nonprofit work to becoming a full-time money coach helping Latinas rewrite their financial stories.

Diana shares how a pivotal decision during the pandemic, choosing not to return to a two-hour commute led her to create her own income, community, and career. She opens up about growing up in an immigrant household in LA, the scarcity mindset she witnessed, and her mission to help others build wealth from a place of joy, not sacrifice.

From saving $10,000 in under a year on a modest income, to helping clients break free from paycheck-to-paycheck cycles, Diana offers actionable insights for tackling debt, increasing income, and navigating the unique financial challenges first-gen families face. She also gets real about overcoming fear, advocating for yourself in the workplace, and having money conversations with your parents.

What You’ll Learn in This Episode:

• How Diana turned a pandemic pivot into a thriving coaching business
• Practical strategies to save more—without extreme sacrifice
• Why growing your income can be more effective than cutting expenses
• Side hustle ideas based on your skills and passions
• How to address limiting beliefs that hold you back financially
• Navigating family expectations as the “first-gen retirement plan”
• Why community, mentorship, and environment matter for financial growth

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

In this inspiring episode of Yo Quiero Dinero, host Jannese Torres sits down with Joyce Medeiros, co-founder of Investrio—a financial platform designed to help solopreneurs master both personal and business money management. From her beginnings as a first-gen immigrant working on Wall Street to taking the leap into the startup world, Joyce shares her journey of resilience, risk-taking, and purpose-driven innovation.

You’ll hear how she pivoted from a failed product launch to building a tool that simplifies finances through color-coded tracking, AI-powered support, and a thriving entrepreneur community. Joyce opens up about navigating the male-dominated finance world, securing funding as a Latina founder, and the sacrifices behind the startup grind. Whether you’re a budding entrepreneur or a seasoned business owner, this episode offers practical tips, hard-earned lessons, and a reminder that experimentation and a supportive community can be the keys to success.

What You’ll Learn in This Episode:

• How Joyce went from managing billions on Wall Street to starting her own fintech company.
• The importance of pivoting when your idea isn’t working (and how to know when to do it).
• The biggest financial mistakes solopreneurs make—and how to avoid them.
• How Investrio uses color coding, automation, and AI to simplify money management.
• The role of community in entrepreneurship and why human connection still matters in the AI age.
• Insights on fundraising, accelerators, and breaking barriers as a Latina founder.

Resources & Links:

• 📲 Download Investrio: investrio.io
• 📸 Follow Investrio on Instagram: @investrio.io
• 💼 Connect with Joyce Medeiros: LinkedIn

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Mi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.

From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️

If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸

• What financial independence really means (and why you don’t have to wait ‘til 65)
• The power of compound interest (aka how your money makes more money)
• How to shift your money mindset from scarcity to abundance
• Why investing is a form of activism for Puerto Ricans
• What “Coast FI” is and how it could change your life
• How to invest even if you’re starting “late”
• The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)
• Why financial education is the most powerful inheritance you can give

Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.

📲 Connect with them on Instagram: @investingjevas

• Investor.gov Compound Interest Calculator
• The Simple Path to Wealth by JL Collins
• Jannese’s book: Financially Lit!

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.

If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!).

 What We Cover:

• The exact moment Eduek decided she was DONE being broke
• Why she still invested while paying off debt (and how it paid off big)
• Her no-fluff guide to building a plan you can actually stick to
• Celebrating small wins & avoiding burnout on your debt-free journey
• The truth about high earners still living paycheck to paycheck
• A breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use it
• How Eduek knew it was time to quit her 9-5 and go full-time in her biz
• Canadian investment accounts 101 (hello, tax-free savings!)
• Why mini-retirements are part of her wealth strategy

Quote:

“Your income builds wealth, but your surplus is what gets you to your goals.”

👑 Meet Our Guest:

Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.

📲 Follow Eduek:

• Instagram: @twosidesofadime
• Join the Surplus Stack Society: surplusstacksociety.com

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.