Yo Quiero Dinero

By Jannese Torres

"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast t... more

· Business

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How many episodes does Yo Quiero Dinero have?

The podcast currently has 407 episodes available.

Best of Yo Quiero Dinero

The most played episodes among Podcast App listeners.

Number 1: I've Been Hiding My Success (Here's Why)
I've ghosted y'all, and I need to apologize — because it wasn't intentional, and we need to talk about why. For years I shared everything: the brand deals, the $144K year that replaced my corporate paycheck, all of it. But after crossing a quarter million in revenue, I got quiet. In this episode I'm breaking down why success got harder to talk about than struggle, the family side-comments that made me want to shrink, and why I'm committing to radical, responsible transparency from here on out — revenue AND expenses, wins AND costs. WE GET INTO: 00:01 The Ghosting Confession 02:20 The Accidental Business Origin (2019) 04:49 Celebrating Early Wins: The $144K Milestone 07:14 From $125 to $50K Brand Deals 09:37 The Discomfort of Outgrowing Her Old Self 10:21 Fear of Becoming Unrelatable 12:44 Struggle vs. Success in Latino Community Narratives 15:08 Family Side Comments and Feeling Like an Outsider 17:25 Committing to Radical Transparency 19:40 Why Latina Wealth Visibility Matters 21:54 Hope Over Guarantee: What This Show Is For 24:22 Honoring Every Version of Herself 26:48 Reconnecting With Her New Self as a Mom 29:10 Outro: Create & Cultivate Festival + Sign Off KEY TAKEAWAYS: → Making the commitment to radical, responsible transparency — sharing the expenses and real costs behind every revenue win, not just the headline number → My financial arc: $144K in 2020 to $500K/year for the past four years and the first millionaire in my family → The bigger my numbers got, the quieter I became because I was afraid of seeming unrelatable or being judged by family → The real emotional cost of success: strained family dynamics, side comments, and imposter syndrome → Why hiding wins is a disservice to the community and keeps success feeling out of reach → A personal reflection on postpartum, my book tour, and my first year as a mom TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: 📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast Hosted on Acast. See acast.com/privacy for more information.
September 07, 202633min
Number 2: Healing How We Parent (and How We Were Parented)
This week on Yo Quiero Dinero I sat down with Leslie Priscilla, a Parent Coach, founder of Latinx Parenting, and author of the brand-new book CHANCLA: Healing Our Families, Ourselves, and Our Culture. Together we talk about the things that aren’t always so easy when it comes Latino parenting: the good, the bad, and la chancla itself. We're getting into intergenerational trauma, why "gentle parenting" content ignores the reality Latina moms actually live in, what reparenting really looks like day to day, and how the money scarcity messaging we grew up with shapes our kids for life. Don’t sleep on this one! WE GET INTO: 1:13 Latino Parenting & Breaking Cycles 2:15 Leslie’s Parenting Journey 6:58 Parenting with Compassion Under Pressure 18:11 Why La Chancla? Reclaiming a Cultural Symbol 24:51 Setting Boundaries in Multigenerational Families 35:36 Reparenting Yourself 44:39 Healing When Parents Won’t Take Accountability 45:39 Scarcity, Money & Self-Worth 49:15 Raising Kids to Question Authority 56:46 Building Self-Worth & Emotional Safety 1:03:28 A New Vision for Latino Family Healing 1:07:22 Where to Find Leslie & the Book KEY TAKEAWAYS: → All behavior (yours and your kid's) is a strategy to meet a need and reframing "bad behavior" this way changes everything. → Reclaiming la chancla means aiming it at the systems (patriarchy, capitalism, white supremacy, harmful religious dogma) instead of at your kids. → Reparenting isn't about indulging your inner child; it's a disciplined practice of asking "what would be loving right now?" → You can't control how your parents or grandparents react to you parenting differently — but you can still do it differently. → Scarcity language ("we don't have money") shapes a kid's relationship to money and self-worth long into adulthood. → Respect ≠ obedience. Teaching kids to question authority is a survival skill, not disrespect. CONNECT WITH LESLIE: – Latinx Parenting: https://latinxparenting.org – Buy the book: https://latinxparenting.org/chancla-book/ – Follow Leslie on Instagram: https://www.instagram.com/latinxparenting TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
August 31, 20261h 13min
Number 3: We Bought Our First Fixer Upper: Real Numbers, Real Marriage Talk With My Husband
Hola mi gente! This week I'm switching things up. My husband Ray is joining me in an actual whole ass podcast studio to talk about the real estate business we've started building: house flipping. We closed on our first fixer-upper here in Florida, in cash, and we're pulling back the curtain on why we did it, what the real numbers look like, and how we keep being business partners from turning into a threat to our marriage. WE GET INTO: 00:00 Welcome to the studio: meet Ray 02:03 Ray's construction background (his dad and grandfather taught him everything) 09:41 Why they sold the Puerto Rico condo to fund this 12:50 Finding the house: the comps, the negotiation, closing at $140K 19:21 Inspection day: the good, the bad, and the roaches 24:17 The full renovation scope, room by room 34:04 The real numbers: budget, target sale price, profit margin 38:59 How they split roles: the LLC, the credit card, the labor 45:10 Keeping the flip from taking over the marriage 47:44 Rapid fire: who's most likely to... 51:27 Plan B if it doesn't sell 54:42 Final thoughts: budgeting for the unexpected KEY TAKEAWAYS: → You don't need a mortgage to get started, but you do need liquidity and a plan for where that cash comes from → Comps are everything. Know what renovated properties are actually selling for before you fall in love with a "deal" → Budget for the worst case on every line item (roof, HVAC, electrical) so a surprise doesn't wreck your numbers → Permits exist because someone got hurt before you. Don't DIY the things that legally require one → When you're in business with your spouse, define your lanes clearly, money person and labor person, and stay in yours → Always have a Plan B (long-term rental, Airbnb) if the flip doesn't sell fast → The real ROI in this episode isn't the house, it's the years of money mindset work that made a six-figure cash purchase feel possible instead of terrifying TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode was recorded at Tampa Studio Collective (https://www.instagram.com/tampastudiocollective) and produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
August 03, 20261h 7min
Number 4: The Child-Free Money Playbook: Estate Planning, Legacy, and Financial Freedom
What does your financial plan look like when the traditional script doesn't apply to you? In this episode, I'm sitting down with Bri Conn, CERTIFIED FINANCIAL PLANNER® and co-host of the Child-Free Life by Design podcast, to break down everything child-free people need to know about building wealth, planning for the future, and defining legacy on their own terms. If you've ever been asked "but who's going to take care of you when you're old?" — this episode is for you. WE GET INTO: 0:00 – Welcome + Jannese's personal journey with child-free financial planning 0:57 – Introducing Bri Conn: CFP® serving the child-free community 1:11 – How Bri accidentally fell into child-free financial planning 4:04 – Who is actually seeking child-free financial planning (hint: it's not who you think) 5:14 – What traditional financial advice gets wrong for child-free people 7:09 – Redefining legacy when children aren't part of the equation 9:06 – Navigating cultural expectations around family obligation and caregiving 11:30 – Estate planning without default heirs — and why Child-Free Trust exists 13:56 – Busting the myth: do child-free people automatically have more money? 17:02 – Long-term care planning: who's actually going to take care of you? 20:42 – Life insurance: do child-free folks even need it? 22:29 – Building your "bench" of decision-makers (healthcare proxy + POA) 24:34 – How to find a financial planner who actually gets it 26:18 – What happens if you die or become incapacitated without an estate plan 29:05 – FIRE vs. FILE: Financial Independence Live Early 34:41 – Myth-busting: the worst financial advice child-free people always get 36:44 – The one traditional money milestone you have permission to skip 40:41 – What wealth actually means when you're child-free 43:01 – Permission to want freedom and happiness — fully and unapologetically KEY TAKEAWAYS: The single most important question child-free people need to answer: Do you care how much money you leave behind when you die? Your entire financial plan changes based on your answer.Legacy doesn't require children. It can look like a garden that inspires strangers, a community you've poured into, or friendships you've built with intention.You are NOT the default family ATM just because you don't have kids.Long-term care currently costs ~$129,000/year and is rising 5% annually. Women average 3.7 years of care. This is not a plan-later situation.If you don't have estate documents in place, the state decides who makes decisions for you — and that could be someone you're estranged from or have never met.FIRE = grind now, quit later. FILE (Financial Independence Live Early) = redesign work now so you can enjoy life soonerHomeownership is not a mandatory financial milestone, Renting can absolutely be a wealth-building strategyBuild your "bench" early: medical professionals, estate planning decision-makers, and financial advisors who actually understand child-free planning.If your financial planner looks at you like you have three heads when you say you're not having kids — find a new one. CONNECT WITH BRI: InstagramWebsite TAKE THE NEXT STEP: Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemail This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
June 01, 202651min
Number 5: [REPLAY] How I Paid Off $47K in 20 Months with Eduek Brooks
This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power. If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!). What We Cover:The exact moment Eduek decided she was DONE being brokeWhy she still invested while paying off debt (and how it paid off big)Her no-fluff guide to building a plan you can actually stick toCelebrating small wins & avoiding burnout on your debt-free journeyThe truth about high earners still living paycheck to paycheckA breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use itHow Eduek knew it was time to quit her 9-5 and go full-time in her bizCanadian investment accounts 101 (hello, tax-free savings!)Why mini-retirements are part of her wealth strategy Quote: “Your income builds wealth, but your surplus is what gets you to your goals.” 👑 Meet Our Guest: Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention. 📲 Follow Eduek:Instagram: @twosidesofadimeJoin the Surplus Stack Society: surplusstacksociety.com More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.
December 22, 202550min