In this instagram live episode of the Unicorn Millionaire podcast, I share how I’m intentionally paying off $12,000 in credit card debt—and why I don’t regret it for a second. Taking on this debt helped me grow my business to $260K in revenue, invest for retirement without sacrificing my future, and prove that credit cards can be a tool when used with intention.

If you’ve ever wondered whether credit cards are holding you back—or how they might actually help you build wealth—this conversation will help you see what’s truly possible.

You’ll also hear:

• How I used a 0% APR card to invest in my business and scale to $260K in sales

• The mindset shifts that helped me release shame around debt

• Why debt payoff is part of your retirement plan

• How credit cards can actually support wealth-building when used intentionally

⁠⁠Book a call here to start six-month one-on-one coaching. Coaching includes bi-weekly calls, daily messaging, and a full curriculum covering savings, credit cards, debt payoff, investing, and money mindset. Investment: $6,000 or two payments of $3,100.
⁠⁠Sign up for my Crush Debt, Retire Early Emails here.

Charly Stoever, or @travelercharly (they/he/papi), is a nonbinary latinx money coach, speaker, and host of the Unicorn Millionaire Podcast. They help LGBTQ+, BIPOC, and first-gen folks crush debt and start building a six-figure retirement—even without a six-figure salary. They're a formerly undocumented Mexican American and ex-stock broker who has traveled solo to 39 countries and is a full-time international pet sitter.