If you’re still leaving money in Venmo, Cash App, or PayPal like it’s a savings account, this episode is for you.

I sat down with Jessica and Brandon Norwood of The Sugar Daddy Podcast to talk about why Venmo is ghetto, what FDIC insurance really means, and where your cash should actually live if you want it safe and growing.

We cover:

• Why apps like Venmo and Cash App aren’t banks (and aren’t FDIC insured)

• The best places to store cash: Ally, CIT, and Wealthfront high-yield savings accounts

• The DREAM framework for better money convos in relationships

• How to stop the “checking account rodeo” and simplify your money flow

Even if you don’t think you have “enough” to open a high-yield savings account, you’ll learn how small amounts add up, why buckets and automations matter, and how to move from chaos to clarity with your cash.

Work with me 1:1:
Book a call to start six-month private coaching ($6,000 or 2 payments of $3,100):
👉 https://calendly.com/travelercharly/clarity

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About My Guests:
Jessica and Brandon Norwood are the duo behind The Sugar Daddy Podcast, a financial literacy show helping millennials build wealth and have better money conversations. Brandon is an award-winning licensed financial planner with over a decade of experience managing millions in assets. Jessica, a tech consultant and the “Sugar Daddy” in their relationship, brings a fresh perspective to their financial journey.

They’ve been featured in Investopedia, The Knot, Huff Post, CNN Underscored, Fortune, MarketWatch, Real Simple, Better Homes & Gardens, and US News. Their personal mission? Become “work-optional” so they can travel the world with their two children while helping others achieve financial freedom.