Listener Q&A where Andy talks about: 

• Buffer ETFs and whether they can be used as replacements for CDs in building a ladder for upcoming years' expenses ( 4:29 )
• His thoughts on direct indexing and whether it's worth doing to try to make non-qualified accounts for tax-efficient ( 14:11 )
• Whether or not it's practical to implement a bucketing strategy ( 23:38 )
• Considerations to put into a will when there is a beneficiary who may be contentious or difficult to deal with ( 34:18 )
• Estate size exemptions and considerations for spouses splitting up accounts ( 42:55 )
• Annualizing income on Form 2210 when making estimated payments and income earned or recognized is lumpy or uneven throughout the year ( 48:37 )
• The "Kiddie Tax" and when it applies ( 54:27 )

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

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