Hello! What if everyone was given a bit of wealth as they hit adulthood? That’s the idea behind Child Trust Funds - established back in the 2000s and coming to fruition for the first cohort of 18 year olds this month. Godfather of Child Trust Funds Gavin Kelly explains the story behind them and why we should resurrect something similar today. We ask Kerry McWalter what she plans to do with hers. And Naomi Zewde tells us why a similar proposal for ‘baby bonds’ could make a serious dent on the racial wealth gap in the US.

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