2 Question Tuesday Presented by Focused Wealth Management

This week on Two Question Tuesday, host Bob Sellers asks Focused Wealth Management’s Phil DeAngelo and Michael Passante what they will be watching as the next earnings season approaches. They discuss why forward guidance, earnings growth, cash levels, borrowing needs, and corporate debt can provide important insight into where companies and the broader market may be headed. The conversation then turns to today’s higher interest rate environment and the opportunities it may present for savers and retirees. Phil and Michael discuss Treasury yields, fixed income, real returns, and how investors can consider these opportunities as part of a diversified portfolio while remaining mindful of risk.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week on Two Question Tuesday, host Bob Sellers asks Focused Wealth Management’s Phil DeAngelo and Michael Passante how artificial intelligence is shaping investment decisions and whether cryptocurrencies belong in a diversified portfolio. They discuss AI’s potential to drive corporate earnings, the substantial spending on data centers, and the importance of balancing long-term opportunities with valuation and risk considerations. The conversation then turns to Bitcoin and other cryptocurrencies, examining their volatility, the challenges of determining their underlying value, and how they compare with traditional assets such as gold. Throughout the discussion, Phil and Michael emphasize the importance of diversification, risk management, and disciplined investing.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week on Two Question Tuesday, host Bob Sellers asks Focused Wealth Management’s Phil DeAngelo and Michael Passante what the strength of major market indexes may be signaling for investors. They discuss technology’s role in market performance, the importance of earnings, opportunities in bonds, and why diversification remains important. The conversation then turns to estate planning as Michael and Phil explain the basics of trusts, including revocable and irrevocable trusts, probate considerations, beneficiaries, taxes, and why an investor’s assets and individual circumstances can help determine whether a trust may be appropriate.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week on Two Question Tuesday, host Bob Sellers asks Focused Wealth Management’s Phil DeAngelo and Michael Passante about two events that could influence the markets. They break down Witching Friday, why expiring options and futures can contribute to increased trading volume and volatility, and what investors should know about this quarterly event. The conversation then turns to the Federal Reserve, the possibility of an interest rate hike, persistent inflation, and why the market’s reaction could depend as much on the Fed’s outlook as the rate decision itself.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week on 2 Question Tuesday Host Bob Sellers is joined by Phil DeAngelo, Managing Director of Focused Wealth Management, and Michael Passante, CFP®, CPWA®, Director of Financial Planning, to discuss rising debt levels in the U.S. and abroad and why economic growth may play an important role in managing those challenges. They examine debt levels in countries such as France and Japan, the strength of the U.S. private sector, and the potential impact of continued economic growth. The conversation then turns to bonds, where Phil and Michael explain bond ladders, maturities, duration, interest rate risk, and how investors can structure fixed income investments as rates change.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

In this episode of Two Question Tuesday, host Bob Sellers is joined by Phil DeAngelo, Managing Director of Focused Wealth Management, and Michael Passante, CFP®, CPWA®, Director of Financial Planning, to discuss the investment opportunities surrounding the continued growth of data centers and AI infrastructure, including utilities, independent power producers, nuclear energy, and technology. The conversation then turns to gold, inflation, global debt, interest rates, and what a weaker U.S. dollar could mean for investors. Bob, Phil, and Michael also explore market volatility, technology spending, and how major AI companies are financing continued investment and growth.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week on Two Question Tuesday, host Bob Sellers once again asks Focused Wealth Management’s Phil DeAngelo and Michael Passante what could derail the current market rally, from interest rates and government debt to geopolitical surprises and a slowdown in tech spending. They also explore how investors can think about the right mix of stocks and bonds, emphasizing that portfolio allocation should reflect individual goals, risk tolerance, income needs, market conditions, and time horizon—not simply age.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week’s 2 Question Tuesday Bob Sellers asks Phil DeAngelo and Matthew Wyant II from Focused Wealth Management about whether the growing concentration of AI-related companies in the S&P 500 could create another boom-and-bust cycle. They also discuss how a potential wealth tax could influence investment decisions, capital movement, municipal bonds, and portfolio management.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

This week’s 2 Question Tuesday Bob Sellers asks Phil DeAngelo and John Del Bene III from Focused Wealth Management how investors should interpret weaker job numbers alongside strong corporate earnings, and what that could mean for interest rates. They also discuss how parents can manage a 529 plan when it may not cover all four years of college, highlighting the importance of timing withdrawals, continuing contributions, and using 529s as part of a broader long-term financial plan.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Bob Sellers asks Phil DeAngelo and Michael Passante of Focused Wealth Management about Japan’s efforts to support the yen and the outlook for real estate. They discuss how both issues may affect interest rates, markets, and retirement planning, while emphasizing diversification, liquidity, and careful debt management.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.