Phil, Mike, and Larry discuss why Phil and Mike are wearing ties and what FEMU is, the firm, economic and market update. They then talk about why regional banks fell on Thursday, bank fraud, what are non-depository financial institutions, or NDFIs, and will we see something similar to the bank crisis in 2023.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry discuss the bankruptcy of auto supplier First Brands, which owes $10 billion to some of Wall Street’s biggest names, the risks and lack of transparency in its deals, and if this will affect the financial markets. They then talk about why the market took a dive on Friday and if this downward trend will continue.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry discuss why the market is rallying after the government shut down started. They then talk about how gold and stocks are not usually correlated, and what it means that they are both rallying together.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry discuss the new $100,000 fee to apply for H-1B visas, which are required in many industries to allow foreigners to fill temporary jobs, especially in technology, and how this will affect the tech sector. They then talk about how the market will react if we have a government shutdown combined with mass governmental firings.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about how the One Big Beautiful Bill Act will change the way practitioners use estate-planning strategies. They then discuss the stock market hitting all-time highs, September being the worst performing month, on average, going back nearly a century, and whether Focused Wealth Management is hedging client portfolios.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about the latest jobless report, which came in higher than expected, and how this will affect the Federal Reserve’s decision on rate cuts at this week’s meeting. They then discuss the rally in gold, pushing the precious metal to all-time high,s and what this means for the economy

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about how big of an interest rate cut the market expects from the Federal Reserve at its next meeting. They then discuss what to do about your fixed income portfolio before the Fed cuts rates.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about Friday’s ruling by the U.S. Court of Appeals for the Federal Circuit that President Trump overstepped his presidential authority when he imposed levies on virtually every country in the world and what happens now in the market and economy. They then talk about Federal Reserve Board Governor Lisa Cook who sued to challenge her removal by President Trump, whether she’ll be able to vote on interest rates at the September meeting, and how will this affect the independence of the Fed.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about Friday’s rally in the stock market which saw the Dow Jones Industrial average soar 1.9% and the S&P 500 surge 1.5%. They then discuss the falling dollar and how this can help investor portfolios.

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As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.

Phil, Mike, and Larry talk about how 91% of fund managers think U.S. stocks are too expensive, the highest number since 2001. They then discuss defensive and bearish signals in the market and what the firm is doing to hedge investors’ portfolios.

Submit your questions to [email protected]

As always, if you have any questions at any time, please feel free to call your adviser directly at (845) 691-4035.