It’s the final month of 2019 and between all the holiday planning and there are year-end tax issues to deal with. Many self employed people will need to set up an individual 401k and there is also tax lost harvesting, RMD’s and gifting strategies to think about. Are you ready for 2020 or will you be scrambling when the New Year rings in? Other topics :

• Legally avoiding capital gains on appreciated stock

• Social Security’s 10 Most Confusing Rules

• 10 Common Misconceptions About Retirement