In this episode, we get to speak to one of the industry’s most influential people in fintech and the financial markets, Mr. Chris Skinner. Voted a foremost fintech observer by the Telegraph, and one of the most influential people in financial technology by the Wall Street Journal and Thompson Reuters, his opinion counts when it comes to what’s next for banks and the future of money... or rather a future where we don't think about money. Chris chats to us about incremental versus true digital transformation, a future of instant payments, the data behind payments, AI's influence, reigning in payment fraud, and thoughts to consider for 2024 strategic planning. Enjoy the listen.