Planning for retirement means more than saving money—it means preparing for the realities that can shape your future. Today, we count down the top 10 retirement wake-up calls that reveal what many retirees wish they had known sooner.

This episode speaks directly to individuals and families ages 55+ preparing for retirement. It’s a reminder that the most confident retirements begin with thoughtful planning—not assumptions.

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Loren Merkle

CFP®, RICP®, Certified Financial Fiduciary®

https://merkleretirementplanning.com/staff-members/loren-merkle/

Chawn Honkomp

CFP®, RICP®, Certified Financial Fiduciary®, CPA®

https://merkleretirementplanning.com/staff-members/chawn-honkomp/

Molly Nelson

Host of Retiring Today with Loren Merkle

https://merkleretirementplanning.com/staff-members/molly-nelson/

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This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.

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