In this episode, we discuss the three ways that Kāinga Ora can help you buy your first home.

- Home-Start Grant (that's up to $20,000 of free money towards your deposit)

- Shared Ownership ( you both own the property, they can contribute up to $200,000 for this)

- 5% Deposit Lending (they will lend you money to top up your deposit)

Each of these has its own rules so listen up and figure out which if any, can help you.