36 Years Investing - What I've Learnt - by Philippa Gee

If it looks too good to be true, it probably is. It might seem obvious, and I wish it was, but time and time again I'm seeing people come into my office for the first time who have fallen foul of this very point.

In this episode I talk about fool's gold: the new product, the new theme, the up and coming sector, the fund that has grown the most. Over 36 years I've seen them come and go, and the more something becomes the latest whizz-bang investment, the more potential there is, in my eyes, for it to fail.

In this episode:

• Why following the herd into the latest thing can be a very high risk strategy
• The questions to ask about a fund that has grown the most: what is driving that growth, and why?
• Clickbait headlines, social media and being cautious about what you read
• Why a tax saving, a lower cost or beautiful marketing is not a reason on its own
• Who the investment was really created for: you or them?

No leaping, people. Just measured, considered, researched steps.

Golden Rule 2: if it looks too good to be true, it probably is.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

There is so much information out there now: a wealth of investment platforms, a great range of funds, and far more detail on allocations, risks and objectives. But does that mean you should do it yourself?

In this first episode Philippa Gee looks at the DIY option.

• Why your initial reaction to doing it yourself is worth listening to
• What's at stake: how much you retire on, the income you can take, what you pass on
• Being accountable for the risk you take, not only the return you achieve
• Why changes to tax and products make this a time to think about advice

Golden Rule 1: don't be your own investment adviser if it doesn't feel right.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.