Have you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save, but try our best to do so at the end of the month, instead of immediately after we get paid- at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good financial defense can be difficult and requires planning. In this episode of The Money and Business Hour, Roy Matlock Jr. shares applicable strategies to build a strong financial defense, including how to set a budget so you know how much to set aside each month, and  so you know exactly how much you are currently spending- and on what.