If there were no spending, there would be no need for investments.

No portfolios. No Monte Carlo simulations. No withdrawal strategies. No Social Security timing debates.

Because the entire purpose of money in retirement is spending.

To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #468.

When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.

At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.

Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.