According to a Morningstar report, 70% of people turning age 65 will need some type of long-term care services in their life and 24% of people turning 65 will require paid long-term care for more than two years. There are many costs in retirement you can plan for with a high degree of certainty. The fun stuff like visiting grandkids, traveling or living each day like it is Saturday. The necessary stuff like cost of living and taxes. One piece you can't predict with as much certainty is your health. In this episode of Retiring Today, Loren and Molly are talking about rewriting the rules of long-term care.