4ThePLAN

"🎙️ **On Today’s Show: The 3 D’s of Mortgage Options** 🏡💰  
We’re diving into three life-changing scenarios—**Debt, Divorce, and Down Payment**—and how they impact your financial journey and homeownership goals.  
✅ How to use your mortgage to tackle high-interest debt  
✅ Navigating real estate during a divorce  
✅ Creative ways to secure a down payment  
Tune in for expert insights, practical strategies, and the tools you need to make smart financial moves, no matter where you’re starting from! Don’t miss it!"

From the archive: Brad Roche's PLAN market update from October 2024, covering mortgage rates, home prices, and what buyers and sellers around Charlotte and Lake Norman were watching at the time. Hear how a mortgage planner reads the market and turns the numbers into a plan for your next move. For today's numbers, see the latest episodes. More at 4theplan.com.

Extra payments can quietly change the whole life of a home loan. Brad Roche explains the power of prepaying your mortgage, how small extra principal payments build equity faster, and when prepaying makes sense versus keeping cash on hand. If you want to own your Charlotte or Lake Norman home sooner, start with this plan. More at 4theplan.com.

New programs opening up for investors, second homes, new bank statement programs to qualify HELOC included. Also a powerful 15% down investor loan visit 4theplan.com

From the archive: Brad Roche reviews the mortgage and housing market and lays out the plan for 2024 in this episode from January 2024. Hear what was moving rates and home prices, what it meant for Charlotte and Lake Norman buyers, and how a written mortgage plan keeps you ready whatever the market does next. More at 4theplan.com.

A holiday special from 4ThePLAN: The HOUSE, 12 Days of Christmas edition. Brad Roche counts down twelve home and mortgage ideas for the season, from smart homeowner moves before year end to planning your next purchase in the new year. Festive, practical, and full of Charlotte homeowner cheer. More at 4theplan.com.

Investing, planning, upcoming markets! Kyle Kennedy with Cunningham Wealth Management LLC shares on the markets and investing even when you might question it in today's market.

Maybe it's the same meaning. But do you have something you can do to make the savings better now or in the future with your equity?

Special guest Steve White shares on the Georgia real estate market with preferred lender Ray Evans with Element Home Loans.

For more information call 704-412-2727 show hotline or visit www.4theplan.com
To reach Steve White direct visit https://whitestev.georgiamls.com/

You slip a little during the refi boom? Bringing it together for a mortgage referral business focus.