4ThePLAN

Your home equity is more than a number on a statement. Brad Roche walks through the options of equity: leaving it to grow, using a home equity line of credit, refinancing to put it to work, or applying it toward your next home. If you own a home in Charlotte or Lake Norman, know your options before you choose. More at 4theplan.com.

Zero down is real, and it is only the start. Brad Roche explains zero down mortgage options, including USDA and VA loans, plus the other low down payment paths buyers around Charlotte, Statesville, and Lake Norman use to buy sooner. Learn who qualifies and how to plan the purchase the right way. More at 4theplan.com.

Thinking about an investment property? Brad Roche walks through what to consider before you buy a rental: financing options, cash flow, equity growth, and how investor loans differ from a primary home loan. Whether it is your first rental or your next one in Charlotte or beyond, this episode helps you think like an investor before you write an offer. More at 4theplan.com.

Brad Roche recaps an investment property event built for Charlotte area investors. Hear the themes from the room: financing rentals, reading cash flow, building equity, and planning your next purchase like a business. If investment property is on your radar, this episode is a good place to start your plan. More at 4theplan.com.

Brad Roche sits down with Eric Maynard of Keller Williams Lake Norman for a look at the Lake Norman real estate market. They talk about what buyers and sellers around the lake are seeing, how local knowledge shapes an offer, and why your real estate agent and mortgage planner should work from the same plan. More at 4theplan.com.

How do you know you have the best exposure? Join us this show with KT Temple with Keller WIlliams as we look into the backroom.

Join us today with market leader Sandra Parsons with Element Home Loans. Covering the Tennessee market and how to know if you pay to much or not enough to get the deal?

Join us with special guest AJ Pasquale with Element Home Loans and the market pulse for the Florida area when buying or selling in today's market.

4ThePLAN goes on the road to Charleston, South Carolina, live with Jake and Zack. Brad Roche talks Charleston real estate, what buyers moving to the Lowcountry should know, and how mortgage planning works when you are buying in a new market. Coastal homes, second homes, and relocations all get a plan here. More at 4theplan.com.

Brad Roche heads to Statesville with Jill Galliher for a look at homes, growth, and mortgage options in this part of North Carolina. They talk about why buyers are looking beyond Charlotte, what your money buys in Statesville, and how USDA and other loan options fit the area. More at 4theplan.com.